Aiken Insurance Rates:

Aiken, SC homeowners insurance is roughly $695 to $943, about $57-$78/month. Our detailed guide reveals consumers can save as much as $327 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

State Farm
A very high number of independent agents available so for some reason, if you don't like your current agent, you can easily find another.
State Farm
I like the policy as well as the leniency on my bill and how much they will work with you if you are late on payments.
Universal Property & Casualty Insurance Company
I appreciate the fact that it was easy to acquire the insurance on the property. i never had to leave my home for the policy.
State Farm
I like the ease of use. The app is very user-friendly and easy to navigate through. Everything is located in a location where is easy to read and access.
Geico
I DISLIKE THAT COMMUNICATION IS LACKING, CLAIMS ARE SO DIFFICULT, CUSTOMER SERVICE DOES NOT REALLY EXIST, AND NOBODY EVER HAS AN ANSWER WHEN YOU ASK QUESTIONS.
Centauri Insurance
There are many other home insurance companies which are providing less premium
Farmer's Insurance
Nothing really. I find it easy to use and I don't have any problems locating the information I need. It's very user-friendly.

Aiken, SC Homeowners Insurance By Home Value

Aiken, SC Home Value Total Homes % of Total Average Aiken, SC Homeowners Insurance
Less than $50,000 1,452 9.0% $130
$50,000 to $59,999 537 3.0% $278
$60,000 to $69,999 463 3.0% $343
$70,000 to $79,999 658 4.0% $400
$80,000 to $89,999 658 4.0% $449
$90,000 to $99,999 886 6.0% $507
$100,000 to $124,999 1,642 11.0% $580
$125,000 to $149,999 1,529 10.0% $728
$150,000 to $174,999 1,881 12.0% $867
$175,000 to $199,999 1,043 7.0% $997
$200,000 to $249,999 1,554 10.0% $1202
$250,000 to $299,999 995 6.0% $1472
$300,000 to $399,999 1,368 9.0% $1865

Top Home Insurance Agents Near Aiken, SC

Home Insurance Company Near Aiken, SC Homeowners Insurance Agency Near Aiken, SC Address
Allstate Brittney Herlong 110 W Church St Ste D, Batesburg-Leesville, SC, 29006
State Farm Carey Tankersley Jr 3320 Washington Rd, Martinez, GA, 30907-3881
Nationwide James S Wills Agency 528 Calhoun St, Johnston, SC, 29832-1102
State Farm Patti Bridges 1009a Kinley Rd, Irmo, SC, 29063-9635
Travelers Performance Insurance Agency Llc 6294 PLATT SPRINGS RD, LEXINGTON, SC, 29073

Cost Of Homeowners Insurance By Street Near Aiken, SC

Streets in Aiken Area Homeowners Insurance Cost
Kalmia Cir, Cumberland Ln, Union Baptist Rd, Laurel Dr, Marie Dr, Thomas St, Co Hwy 413, Co Hwy 23, Spyglass Dr, Tennessee$781
Ridge Ave NW, Sherry Dr, Willow Woods Dr, Riverbirch Dr, Turnberry Ct N, Collins Ave, Trafalgar St, Bennie Rd, S Boundary Ave SW, Marlboro St SE$787
Commons Ct, Pebble Ln, Champagne Dr, Fairfield St SE, Winged Foot Dr, Kimberlie Dr, Indian Springs Rd, Green Oak Dr, Gregg Ave, White Herron Cir$792
Lancaster St NW, Co Rd 94, Richland Ave E, Rd 974, Porter Trl, Hoods Ln SW, Co Hwy 134, Williamsburg St SE, Old Powderhouse Rd, Lafaye St$802
Kathryn St, Williamsburg St NE, Rhododendron Pl, Robin Rd, Gleenwood Dr, Sassafras Rd, Kimwood Ct, State Hwy 1467, Steeplechase Rd, Breeze Way Ln$791
Shenandoah St, Co Hwy 93, Canterbury Ct, Moriah St, Caw Caw Ct, Barbara Ln SE, Ginger Ln, Barnwell Ave NW, Greenville St NW, Parsons Ln$810
Daja Dr, Brucewood St, Boxwood Rd, New Ln SW, Co Hwy 90, Diane St, Eu Williemae Ln, Currycomb Dr, Wynne Wood Ln, Kaney Ln$783
Old Paddock Ln, Laurens St NW, Peach Orchard Pl, Rutledge Rd, Edgefield Hwy, Pickens St NW, Old Pope Rd, Downing St SW, Gentry Ln, Whispering Pines Ter$792
Park Place St, Tower Pl, Co Hwy 27, Butternut Ct, Hilton St, Reka Ln, State Hwy 1793, Kalmia Forest Dr, Mary Ann Dr, Gyles Rd$789
Stable Dr, Richland Ave E, Fauburg St SW, State Hwy 939, Balltown Dr, State Hwy 413, Co Hwy 364, Martingale Ln, Hwy 32, Ridgecrest Rd$789

Aiken, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Aiken$122 to $125
Graniteville$117
Gloverville$116
Aiken County$120

Aiken, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Graniteville CDP, South Carolina $98 $131 $196
Warrenville CDP, South Carolina $98 $131 $196
Gloverville CDP, South Carolina $97 $129 $194

Aiken, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Aiken, SC5.9%19.6%
Graniteville7.26%28.78%
Warrenville8.33%17.19%
Gloverville6.6%24.71%

Aiken Renters Insurance as a Percentage of Rent

Aiken Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 91 1.0% $343
$200 to $299 249 3.0% $793
$300 to $499 718 10.0% $1243
$500 to $749 2,267 32.0% $1918
$750 to $999 2,478 35.0% $2668
$1,000 to $1,499 945 13.0% $3793
$1,500 or more 187 2.0% $5443

Aiken, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$3,200
Yearly Aiken Homeowner Insurance Premium Example $1,800$1,300
Out of Pocket Expense During Claim$1,200$3,200
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $12,000$11,000
Net Savings to Aiken Home Owner from High Deductible Plan $1,000

Aiken, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Aiken, SC Home Replacement Value MORE than Home Value Aiken, SC Home Replacement Value LESS than Home Value
Replacement Value $115,000 $75,000
Insurance Premium based on Replacement Value $850 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,500 Risk Exposure from Under Insuring Coverage is $26,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $125/year

Example Aiken Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceTravelers
Monthly Premium 5481102
Year Built 198119951966
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $100000-$125000$150000-$175000$200000-$250000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Aiken, SC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 205,000 Wood Shake Roof 2,230 3 $1000-$2500 Deductible 620 4 Stucco siding No
1990 120,000 Metal Roof 1,430 3 $500- $1000 Deductible 190 4 Stucco siding No
1997 355,000 Asphalt Shingles Roof 4,710 5 $5000 to $10,000 Deductible 680 6 Stone Siding No
1994 135,000 Shingles Roof 1,390 3 $2500-$5000 Deductible 700 10 Wood siding yes
1980 170,000 Wood Shake Roof 2,280 4 $2500-$5000 Deductible 80 1 Brick siding No
1965 390,000 Metal Roof 3,530 5 $500- $1000 Deductible 290 1 Fiber-Cement Siding yes
1995 215,000 Composition Roof 1,930 4 $500 Deductible 1840 12 Brick siding yes
1999 175,000 Tile Roof 1,840 3 $500- $1000 Deductible 630 8 Vinyl siding No
1961 120,000 Asphalt Shingles Roof 1,360 3 $2500-$5000 Deductible 500 8 Stucco siding yes
2010 315,000 Wood Shake Roof 2,900 4 $500 Deductible 550 3 Wood siding yes
2010 145,000 Slate Shingles Roof 1,630 4 $500 Deductible 190 2 Stone Siding yes
1994 160,000 Metal Roof 1,740 4 $5000 to $10,000 Deductible 420 6 Wood siding No
2004 245,000 Slate Shingles Roof 2,810 5 $500- $1000 Deductible 350 2 Stucco siding yes
1986 175,000 Wood Shake Roof 1,890 3 $2500-$5000 Deductible 560 10 Vinyl siding yes
1987 330,000 Slate Shingles Roof 3,310 4 $5000 to $10,000 Deductible 480 5 Fiber-Cement Siding No
2011 165,000 Metal Roof 2,160 3 $2500-$5000 Deductible 660 8 Stucco siding yes
2009 290,000 Tile Roof 2,850 5 $2500-$5000 Deductible 240 2 Wood siding No
2014 260,000 Slate Shingles Roof 2,750 4 $5000 to $10,000 Deductible 950 7 Vinyl siding No
2013 480,000 Slate Shingles Roof 4,900 5 $5000 to $10,000 Deductible 330 2 Vinyl siding yes
2010 335,000 Tile Roof 3,660 5 $500 Deductible 210 1 Vinyl siding No
2006 140,000 Membrane Roof 1,750 3 $1000-$2500 Deductible 700 12 Wood siding yes
2003 255,000 Composition Roof 3,100 4 $5000 to $10,000 Deductible 970 9 Brick siding yes
1996 195,000 Composition Roof 1,750 3 $5000 to $10,000 Deductible 70 1 Fiber-Cement Siding No
2006 215,000 Metal Roof 1,950 5 $5000 to $10,000 Deductible 690 7 Wood siding No
1987 125,000 Shingles Roof 1,710 3 $1000-$2500 Deductible 410 6 Stucco siding No
1996 150,000 Wood Shake Roof 1,510 5 $5000 to $10,000 Deductible 880 12 Wood siding No
2009 305,000 Membrane Roof 3,860 5 $500 Deductible 1860 7 Fiber-Cement Siding yes
1960 275,000 Wood Shake Roof 3,060 4 $2500-$5000 Deductible 1280 10 Wood siding No
2002 230,000 Wood Shake Roof 2,740 5 $1000-$2500 Deductible 340 3 Stucco siding No
1984 280,000 Slate Shingles Roof 3,160 5 $500 Deductible 1970 9 Wood siding No
1963 110,000 Shingles Roof 1,220 3 $2500-$5000 Deductible 260 4 Vinyl siding yes
2013 145,000 Slate Shingles Roof 1,550 5 $1000-$2500 Deductible 560 8 Stucco siding No