Adrian Insurance Rates:

Adrian, MI homeowners insurance is nearly $609 to $830, about $50-$69/month. Our comprehensive guide reveals consumers can save as much as $288 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I like that the rates are fair and that i barely use it, but that i can count on it when i need it most.
Progressive
I do not like that the office in our area does not have a receptionist that could answer simple questions if the main person would be unavailable.
Liberty Mutual
I like that liberty mutual’s online interface for members is extremely easy to navigate, even for someone who is not very savvy with technology.
Foremost
I'm not sure about other premiums for other companies. I could only find one to cover my particular need for how my mortgage is set up. I could not bundle with my auto insurance either.
Foremost
I think it is a little high but compared to other insurance companies I looked at before purchasing this insurance it was cheaper than the others for the same amount of coverage.
State Farm
I have never really had to use the website or the app for my homeowner's insurance. They take care of everything for me. I probably should connect to it though.
Liberty Mutual
The company's customer service is filled with people who don't really know what they are talking about or are located in a different state so they wouldn't know my states rules. This is annoying as I seem to play around with the phone system until I speak to someone competent enough.

Adrian, MI Homeowners Insurance By Home Value

Adrian, MI Home Value Total Homes % of Total Average Adrian, MI Homeowners Insurance
Less than $50,000 1,053 24.0% $216
$50,000 to $59,999 246 5.0% $460
$60,000 to $69,999 436 10.0% $568
$70,000 to $79,999 392 9.0% $655
$80,000 to $89,999 350 8.0% $748
$90,000 to $99,999 316 7.0% $835
$100,000 to $124,999 467 10.0% $964
$125,000 to $149,999 322 7.0% $1209
$150,000 to $174,999 134 3.0% $1425
$175,000 to $199,999 151 3.0% $1648
$200,000 to $249,999 256 6.0% $1987
$250,000 to $299,999 62 1.0% $2426
$300,000 to $399,999 70 1.0% $3081

Top Home Insurance Agents Near Adrian, MI

Home Insurance Company Near Adrian, MI Homeowners Insurance Agency Near Adrian, MI Address
NA Dave Cox Insurance, Llc 1000 Sandusky Street - Suite A, Perrysburg, OH, 43551
NA Kapnick Insurance Group 1201 Briarwood Circle Ann Arbor, Ann Arbor, MI, 48034
State Farm Dana Rowry 2512 Carpenter Rd Ste 101A, Ann Arbor, MI, 48108-1193
Liberty Mutual Independent Dave Stanbury Insurance Agency Inc 7282 N SHELDON RD, CANTON, MI, 48187
Travelers Ottawa County Agency Llc 1515 MAIN ST, GENOA, OH, 43430

Cost Of Homeowners Insurance By Street Near Adrian, MI

Streets in Adrian Area Homeowners Insurance Cost
Argyle Dr, Northmor Dr W, Park Pl W, Briarwood Ct, Mulzer St, Riverside Ave, Savannah River Dr, Wisner Hwy, Barrington Ln, Fairview Ave$691
Christy Ln, Azalea Dr, S Charles St, Christopher St, Thompson Heights Dr, Fairlawn, Toledo St, Krause Dr, N Madison St, Redwood Ct$765
Porter Hwy, N Locust St, Carleton Rd, Howell Ave, N Tecumseh St, Birdland Dr, Aspen Trl, Sheffield Ave, Lawrence St, Mulberry St$769
Grand St, Douglas Dr, Mixer St, E Maumee St, Carson Hwy, E Gorman, S McKenzie St, Rogers Rd, N Hills Dr, Scott Rdg Dr$729
Finch St, Demings Lake Rd, Bent Oak Hwy, Parkview Ave, Smokey Hill River Ct, Bear Creek Rd, Woodlawn Ln, Oden Way St, Walnut Hill Ct, Country Side Dr$764

Adrian, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Adrian$107 to $110
Lenawee County$112
Madison charter$110
Palmyra$111

Adrian, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lenawee County, Michigan $93 $124 $186
Madison charter township, Lenawee County, Michigan $92 $123 $184
Palmyra township, Lenawee County, Michigan $93 $124 $186

Adrian, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Adrian, MI5.6%14.4%
Lenawee County4.95%14.12%
Madison charter4.91%15.24%
Palmyra5.1%16.53%

Adrian Renters Insurance as a Percentage of Rent

Adrian Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 154 4.0% $814
$300 to $499 412 12.0% $1264
$500 to $749 1,636 50.0% $1939
$750 to $999 774 23.0% $2689
$1,000 to $1,499 253 7.0% $3814

Adrian, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Adrian Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,700$5,100
Net Savings to Adrian Home Owner from High Deductible Plan $600

Adrian, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Adrian, MI Home Replacement Value MORE than Home Value Adrian, MI Home Replacement Value LESS than Home Value
Replacement Value $102,000 $75,500
Insurance Premium based on Replacement Value $500 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,500 Risk Exposure from Under Insuring Coverage is $10,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $75/year

Example Adrian Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceState FarmAmica Mutual Insurance Company
Monthly Premium 1512456
Year Built 196919591985
Home Details 5 Beds, 3 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $350000-$400000$50000-$75000$125000-$150000
Deductible $500- $1000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Adrian, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1980 260,000 Shingles Roof 3,890 5 $500 Deductible 270 3 Stone Siding yes
1985 195,000 Slate Shingles Roof 2,890 5 $500- $1000 Deductible 470 5 Fiber-Cement Siding yes
1946 220,000 Composition Roof 3,060 4 $2500-$5000 Deductible 220 4 Wood siding No
1955 195,000 Membrane Roof 2,720 5 $5000 to $10,000 Deductible 290 6 Stone Siding No
1969 110,000 Shingles Roof 1,550 3 $500 Deductible 240 5 Brick siding No
1983 90,000 Slate Shingles Roof 1,810 5 $2500-$5000 Deductible 50 3 Stone Siding yes
1943 100,000 Slate Shingles Roof 1,410 3 $1000-$2500 Deductible 60 2 Stone Siding No
1955 105,000 Asphalt Shingles Roof 1,840 5 $2500-$5000 Deductible 30 1 Vinyl siding No
1948 70,000 Slate Shingles Roof 1,030 2 $2500-$5000 Deductible 90 3 Brick siding yes
1981 105,000 Composition Roof 1,690 2 $1000-$2500 Deductible 260 8 Stucco siding No
1956 165,000 Slate Shingles Roof 2,770 4 $5000 to $10,000 Deductible 40 1 Brick siding yes
1944 135,000 Wood Shake Roof 2,640 4 $2500-$5000 Deductible 230 5 Wood siding yes
1945 135,000 Composition Roof 2,090 4 $500- $1000 Deductible 320 9 Vinyl siding No
1967 115,000 Composition Roof 2,060 4 $2500-$5000 Deductible 220 6 Brick siding No
1983 195,000 Asphalt Shingles Roof 3,400 4 $500 Deductible 240 3 Wood siding No
1946 55,000 Asphalt Shingles Roof 960 2 $1000-$2500 Deductible 130 6 Stone Siding No
1950 100,000 Composition Roof 1,360 2 $500- $1000 Deductible 270 8 Fiber-Cement Siding yes
1988 90,000 Membrane Roof 1,790 3 $2500-$5000 Deductible 140 5 Brick siding No
1945 90,000 Wood Shake Roof 1,780 3 $500- $1000 Deductible 170 4 Stone Siding No
1965 90,000 Metal Roof 1,700 3 $500- $1000 Deductible 440 9 Stucco siding No
1965 190,000 Composition Roof 2,550 5 $2500-$5000 Deductible 60 1 Stone Siding No
1964 145,000 Tile Roof 1,960 3 $2500-$5000 Deductible 520 12 Stucco siding yes
1967 80,000 Composition Roof 1,130 2 $1000-$2500 Deductible 140 6 Fiber-Cement Siding yes
1947 135,000 Shingles Roof 2,440 5 $1000-$2500 Deductible 330 6 Vinyl siding No
1956 65,000 Metal Roof 1,060 2 $1000-$2500 Deductible 140 6 Vinyl siding No
1985 75,000 Asphalt Shingles Roof 1,350 3 $2500-$5000 Deductible 220 12 Brick siding yes
1965 85,000 Asphalt Shingles Roof 1,650 3 $500- $1000 Deductible 270 10 Stone Siding yes
1959 80,000 Slate Shingles Roof 1,540 5 $500- $1000 Deductible 90 5 Stone Siding yes
1942 270,000 Tile Roof 4,230 5 $1000-$2500 Deductible 1210 9 Stucco siding yes
1958 100,000 Wood Shake Roof 1,550 5 $2500-$5000 Deductible 150 7 Stucco siding No
1954 105,000 Wood Shake Roof 1,870 3 $500 Deductible 140 4 Fiber-Cement Siding yes
1942 230,000 Membrane Roof 3,030 4 $1000-$2500 Deductible 50 1 Stucco siding No
1985 130,000 Shingles Roof 2,130 3 $1000-$2500 Deductible 220 6 Stucco siding yes
1988 115,000 Metal Roof 1,910 4 $500- $1000 Deductible 270 7 Brick siding No