Adel Insurance Rates:

Adel, IA homeowners insurance is roughly $574 to $785, about $47-$65/month. Our all inclusive research indicates shoppers can save as much as $271 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Adel, IA Homeowners Insurance By Home Value

Adel, IA Home Value Total Homes % of Total Average Adel, IA Homeowners Insurance
Less than $50,000 103 6.0% $108
$50,000 to $59,999 28 1.0% $237
$80,000 to $89,999 66 4.0% $387
$90,000 to $99,999 71 4.0% $434
$100,000 to $124,999 290 17.0% $502
$125,000 to $149,999 279 17.0% $624
$150,000 to $174,999 168 10.0% $740
$175,000 to $199,999 200 12.0% $855
$200,000 to $249,999 179 11.0% $1032
$250,000 to $299,999 115 7.0% $1262
$300,000 to $399,999 100 6.0% $1602

Top Home Insurance Agents Near Adel, IA

Home Insurance Company Near Adel, IA Homeowners Insurance Agency Near Adel, IA Address
NA Indemnus Corporation Dba Indemnus 2900 100Th St, Ste 201, Urbandale, IA, 50322
NA Vanderwaal Insurance 102 S Jasper, Monroe, IA, 50170
NA Central Iowa Insurance Services 120 S 1St Street, Carlisle, IA, 50047
NA Fox Insurance Agency 1302 Walnut Ave Dallas Center, Dallas Center, IA, 50063
Travelers Ames Insurance Center Inc 537 MAIN ST STE 101, AMES, IA, 50010

Cost Of Homeowners Insurance By Street Near Adel, IA

Streets in Adel Area Homeowners Insurance Cost
330th Ct, Luther Dr, Midland Trl, State Hwy 141, N Polk St, Feller Curv, Grand St, 13th St, N 14th St, el Paso Ave$693
B Ave, U Ave, Polk St, Ute Ave, S 13th St, N 8th St, L Ave, 160th Ct, River Vista Dr, N 1st St$689
E Guthrie St, Calico Creek Ln, Sample Ln, W Holloway St, E Hoiles Ave, Houston Ave, 260th St, Boone St, Jefferson St, 16th St$693
Co Hwy F-90, N 9th St, H Ave, Filmore Ln, Puckerbrush Rd, Spruce St, Division Ave, F 30, T Ave, S 16th St$687
Lexington Rd, Coyote Ridge Ct, 302nd Pl, Hatton Ave, S 10th St, S 14th St, K Cir, S Hamilton St, Lakeview Dr, R Ave$684

Adel, IA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Adel$101 to $104
Dallas Center$102
Dallas County$104
Sugar Grove$103

Adel, IA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Dallas Center city, Iowa $102 $136 $204
Dallas County, Iowa $104 $139 $209
Sugar Grove township, Dallas County, Iowa $103 $137 $206

Adel, IA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Adel, IA4.2%13.6%
Dallas Center4.35%12.32%
Dallas County3.71%12.31%
Sugar Grove4.44%11.51%

Adel Renters Insurance as a Percentage of Rent

Adel Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 29 3.0% $329
$200 to $299 17 2.0% $779
$300 to $499 94 12.0% $1229
$500 to $749 255 34.0% $1904
$750 to $999 149 20.0% $2654
$1,000 to $1,499 194 26.0% $3779

Average Cost Of Home Insurance By Company In Areas Nearby Adel For Different Scenarios

Coverage ($) Premium ($) Company
1017250000Casualty Insurance Company (CIC)
732150000Casualty Insurance Company (CIC)
749150000Farmers Insurance Exchange
61270000Garrison Property and Casualty Insurance Company
76270000State Farm Fire & Casualty Company
1162250000USAA General Indemnity Company (GIC)
1486150000Farm Bureau Property & Casualty Insurance Company
444100000Travelers Home and Marine Insurance Company
10525000Westfield National Insurance

Adel, IA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$4,900
Yearly Adel Homeowner Insurance Premium Example $2,200$1,700
Out of Pocket Expense During Claim$1,900$4,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $17,300$16,800
Net Savings to Adel Home Owner from High Deductible Plan $500

Adel, IA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Adel, IA Home Replacement Value MORE than Home Value Adel, IA Home Replacement Value LESS than Home Value
Replacement Value $216,500 $148,000
Insurance Premium based on Replacement Value $1,550 $1,075
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,000 Risk Exposure from Under Insuring Coverage is $44,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $175/year

Example Adel Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceState FarmTravelers
Monthly Premium 897170
Year Built 197919451981
Home Details 4 Beds, 1 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $250000-$300000$150000-$175000$125000-$150000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Adel, IA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1978 195,000 Membrane Roof 1,940 3 $500 Deductible 1400 9 Fiber-Cement Siding yes
1988 205,000 Asphalt Shingles Roof 2,090 3 $2500-$5000 Deductible 110 1 Vinyl siding yes
1977 220,000 Shingles Roof 2,860 5 $5000 to $10,000 Deductible 800 12 Stucco siding yes
1973 145,000 Shingles Roof 2,010 5 $1000-$2500 Deductible 140 2 Wood siding yes
2013 140,000 Slate Shingles Roof 1,620 2 $500 Deductible 270 4 Stone Siding No
2001 215,000 Metal Roof 2,740 4 $2500-$5000 Deductible 720 12 Stone Siding yes
1979 135,000 Slate Shingles Roof 1,620 4 $2500-$5000 Deductible 100 2 Brick siding yes
2002 160,000 Metal Roof 1,600 3 $500 Deductible 840 8 Stucco siding No
1946 240,000 Wood Shake Roof 2,290 5 $500- $1000 Deductible 420 3 Wood siding yes
1941 135,000 Tile Roof 1,470 2 $1000-$2500 Deductible 60 1 Stucco siding yes
1987 80,000 Slate Shingles Roof 1,020 2 $1000-$2500 Deductible 540 12 Fiber-Cement Siding No
1977 160,000 Composition Roof 1,540 2 $1000-$2500 Deductible 310 4 Stone Siding yes
2013 200,000 Membrane Roof 2,300 4 $500- $1000 Deductible 810 8 Vinyl siding No