Addison Insurance Rates:

Addison, TX homeowners insurance is approximately $943 to $1,287, about $78-$107/month. Our all inclusive guide indicates shoppers can save as much as $446 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Addison, TX Homeowners Insurance By Home Value

Addison, TX Home Value Total Homes % of Total Average Addison, TX Homeowners Insurance
$80,000 to $89,999 33 1.0% $345
$90,000 to $99,999 41 2.0% $390
$100,000 to $124,999 60 3.0% $446
$125,000 to $149,999 22 1.0% $568
$150,000 to $174,999 90 5.0% $669
$175,000 to $199,999 144 8.0% $769
$200,000 to $249,999 303 17.0% $925
$250,000 to $299,999 592 35.0% $1137
$300,000 to $399,999 392 23.0% $1449

Top Home Insurance Agents Near Addison, TX

Home Insurance Company Near Addison, TX Homeowners Insurance Agency Near Addison, TX Address
Travelers Americhoice Insurance Services Lp 1335 BELTLINE RD STE 10, IRVING, TX, 75061
Allstate Bryan Gustovich 3572 FM 2181, Hickory Creek, TX, 75065
Allstate Khristopher Kennedy 4300 N Josey Ln Ste 102, Carrollton, TX, 75010
Travelers Ragland Strother & Lafitte 3838 Oak Lawn Ave., Ste. 500, Dallas, TX, 75219
Allstate Shane Ferrell Insurance Agency 3225 S University Dr, Fort Worth, TX, 76109

Cost Of Homeowners Insurance By Street Near Addison, TX

Streets in Addison Area Homeowners Insurance Cost
Sojourn Dr, Vinland Dr, Sunbelt Dr, Westgrove Pl, Buckingham Ct, Preston Oaks Rd, Banbury Ln, Creek Wood Ct, Le Mans Ct, Stratford Ct$1,111
Marcus Ave, Trend Dr, Gillis Rd, Chatham Court Dr, Eddie Rickenbacker Dr, Curtis Ct, Evergreen Ct, Club Hill Cir, Lakewood Ln, Jericho Ct$1,111
Ponder Ct, Addison Rd, S Beltwood Pkwy, Vista Meadow Cir, Towne Lake Cir, Country Lake Dr, Knoll Trail Dr, Via Sevilla, Misty Meadow Ct, Le Grande Dr$1,065
Village Ct, Goodman Ave, Lexus Ave, Via Corona, Surveyor Blvd, Rheims Dr, Proton Rd, Via la Paloma, Ledgemont Ln, Billy Mitchell Dr$1,076
Bent Oak Pl, Nall Rd, Windward Ln, Kennington Ct, Green Park Dr, Glenn Curtiss Dr, Paladium Dr, Windsor Ct, Menton Pl, Belclaire Dr$1,225

Addison, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Addison$166 to $168
Farmers Branch$156
Carrollton$158
Hebron$168

Addison, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Farmers Branch city, Texas $157 $209 $314
Carrollton city, Texas $158 $211 $317
Hebron town, Texas $169 $225 $338

Addison, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Addison, TX4.4%12.2%
Farmers Branch6.05%16.59%
Carrollton5.25%13.54%
Hebron3.85%17.87%

Addison Renters Insurance as a Percentage of Rent

Addison Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 1,082 20.0% $1896
$750 to $999 1,770 33.0% $2646
$1,000 to $1,499 1,763 32.0% $3771
$1,500 or more 708 13.0% $5421

Addison, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Addison Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,800$9,200
Net Savings to Addison Home Owner from High Deductible Plan $600

Addison, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Addison, TX Home Replacement Value MORE than Home Value Addison, TX Home Replacement Value LESS than Home Value
Replacement Value $356,000 $246,500
Insurance Premium based on Replacement Value $2,875 $2,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,500 Risk Exposure from Under Insuring Coverage is $82,000
Premium Impact Insurance cheaper by $650/year Insurance costlier by $225/year

Example Addison Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceNationwide InsuranceFarmers Insurance
Monthly Premium 104125155
Year Built 200119892011
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $125000-$150000$250000-$300000$350000-$400000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Addison, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 155,000 Asphalt Shingles Roof 1,240 2 $500- $1000 Deductible 910 9 Stucco siding No
1988 260,000 Shingles Roof 1,870 3 > $10,000 Deductible 310 3 Vinyl siding yes
1994 285,000 Composition Roof 1,720 2 > $10,000 Deductible 780 7 Vinyl siding yes
2014 230,000 Membrane Roof 1,790 3 $5000 to $10,000 Deductible 1090 7 Stucco siding No
2012 335,000 Shingles Roof 2,180 4 $1000-$2500 Deductible 2840 12 Fiber-Cement Siding yes
1989 290,000 Metal Roof 1,820 4 > $10,000 Deductible 740 5 Brick siding No
2003 285,000 Asphalt Shingles Roof 1,720 2 $500 Deductible 1190 5 Wood siding No
1994 370,000 Composition Roof 2,650 4 $500 Deductible 490 2 Brick siding No
1981 235,000 Metal Roof 1,480 3 $500- $1000 Deductible 150 1 Vinyl siding yes
1985 250,000 Shingles Roof 1,480 3 $500- $1000 Deductible 2400 12 Brick siding yes
1993 130,000 Composition Roof 1,040 2 $2500-$5000 Deductible 910 12 Wood siding No
2014 180,000 Shingles Roof 1,590 2 $5000 to $10,000 Deductible 260 4 Wood siding No
1994 150,000 Membrane Roof 980 2 $1000-$2500 Deductible 370 3 Stucco siding No