Addison Insurance Rates:

Addison, MI homeowners insurance is roughly $694 to $963, about $57-$80/month. Our comprehensive analysis shows customers can save upto $331 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Addison, MI Homeowners Insurance By Home Value

Addison, MI Home Value Total Homes % of Total Average Addison, MI Homeowners Insurance
Less than $50,000 229 13.0% $74
$60,000 to $69,999 45 2.0% $207
$80,000 to $89,999 26 1.0% $273
$100,000 to $124,999 99 5.0% $347
$125,000 to $149,999 37 2.0% $438
$150,000 to $174,999 130 7.0% $521
$175,000 to $199,999 137 8.0% $604
$200,000 to $249,999 280 16.0% $728
$250,000 to $299,999 332 19.0% $885
$300,000 to $399,999 358 21.0% $1126

Top Home Insurance Agents Near Addison, MI

Home Insurance Company Near Addison, MI Homeowners Insurance Agency Near Addison, MI Address
NA Atlas Insurance Agency 520 East Fourth St Royal Oak, Royal Oak, MI, 48067
Allstate Steve Craft 6300 Sashabaw Rd # Buitec, Clarkston, MI, 48346
State Farm Steve Donovan 11455 E 13 Mile Rd, Warren, MI, 48093-2502
Allstate Terrance Quaine 2936 E Highland Rd, Highland, MI, 48356
State Farm Tom Dupart 14441 15 Mile Rd, Sterling Hts, MI, 48312-5512

Cost Of Homeowners Insurance By Street Near Addison, MI

Streets in Addison Area Homeowners Insurance Cost
North St, Kingston Rd, Cantley St, S Manor St, Indian Lake Rd, Markwood Ct, Milmine St, Phillips Dr, Deer Trl, Chinkapin Rill$826
Cheyenne Ct, Gerst Rd, Channing Cir, Sequoia Ln, Laurel Leah, Farmbrook Trl, Curtis Rd, Adventure Ln, Valley View Dr, Grampian Ct$832
Hosner Rd, Barr Rd, Lakeshore Cir, Indianlake, Harriet St, Garland Ln, Birchgrove Dr, Dorn Ct, Miller Cove, Deerpointe$824
Pine Cone Ct, Milmine St, Helen St, C St, Pond Rd, Shummard Branch, Nutcracker Ct, Indian Lake Rd, Ryan Andrew Ct, Maynard Cir$701
B St, Townsend Rd, Charitoo Ridge, Moffat Rd, N Washington Rd, E Romeo Rd, State St, Lakeland Ln, Oxfordmobilemano, Drahner Rd$799

Addison, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Addison$122 to $126
Leonard$113
Oxford$112
Lake Orion$116

Addison, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Leonard village, Michigan $113 $151 $227
Oxford village, Michigan $113 $150 $225
Lake Orion village, Michigan $116 $154 $231

Addison, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Addison, MI3.7%11.1%
Leonard5.29%11.82%
Oxford4.09%12.51%
Lake Orion3.6%10.49%

Addison Renters Insurance as a Percentage of Rent

Addison Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 18 10.0% $1867
$1,000 to $1,499 118 71.0% $3742
$1,500 or more 28 16.0% $5392

Addison, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Addison Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,900$9,300
Net Savings to Addison Home Owner from High Deductible Plan $600

Addison, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Addison, MI Home Replacement Value MORE than Home Value Addison, MI Home Replacement Value LESS than Home Value
Replacement Value $310,000 $204,500
Insurance Premium based on Replacement Value $1,400 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,000 Risk Exposure from Under Insuring Coverage is $69,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $150/year

Example Addison Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceLiberty Mutual
Monthly Premium 8116787
Year Built 199619411988
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$500000-$600000$300000-$350000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Addison, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1990 260,000 Metal Roof 2,290 3 $500 Deductible 480 4 Wood siding No
1948 400,000 Asphalt Shingles Roof 2,930 4 $1000-$2500 Deductible 1310 9 Brick siding yes
1943 405,000 Composition Roof 2,970 4 $1000-$2500 Deductible 860 9 Wood siding No
1981 450,000 Membrane Roof 2,920 4 $500 Deductible 180 1 Stone Siding yes
1996 355,000 Asphalt Shingles Roof 3,070 5 $500 Deductible 1280 10 Vinyl siding No
2004 225,000 Shingles Roof 1,540 3 $1000-$2500 Deductible 430 4 Brick siding No
2000 280,000 Membrane Roof 1,750 3 $5000 to $10,000 Deductible 50 1 Stone Siding No
2013 490,000 Wood Shake Roof 4,450 5 $5000 to $10,000 Deductible 1460 8 Vinyl siding No
1944 215,000 Metal Roof 1,730 3 $500 Deductible 330 3 Fiber-Cement Siding yes
2011 500,000 Metal Roof 3,830 5 $500 Deductible 1570 10 Fiber-Cement Siding yes
2010 260,000 Composition Roof 1,940 4 $1000-$2500 Deductible 310 3 Stucco siding yes
1981 155,000 Slate Shingles Roof 1,440 3 $500- $1000 Deductible 570 10 Stone Siding yes
1970 240,000 Wood Shake Roof 1,880 3 > $10,000 Deductible 250 6 Wood siding yes
2001 325,000 Tile Roof 2,330 4 $500- $1000 Deductible 690 7 Vinyl siding yes
1996 500,000 Composition Roof 3,390 4 $5000 to $10,000 Deductible 240 2 Fiber-Cement Siding No
2003 270,000 Composition Roof 1,720 4 $500 Deductible 880 6 Stucco siding yes
1948 195,000 Slate Shingles Roof 1,350 3 $2500-$5000 Deductible 350 6 Fiber-Cement Siding No
2000 320,000 Metal Roof 2,650 4 $5000 to $10,000 Deductible 490 7 Wood siding No
1978 220,000 Composition Roof 1,530 3 $5000 to $10,000 Deductible 410 6 Stucco siding No
2011 295,000 Asphalt Shingles Roof 2,200 3 $5000 to $10,000 Deductible 180 2 Fiber-Cement Siding yes
1997 270,000 Shingles Roof 1,870 5 > $10,000 Deductible 190 4 Wood siding No
1942 345,000 Composition Roof 2,640 4 $1000-$2500 Deductible 530 4 Fiber-Cement Siding yes
2012 230,000 Shingles Roof 1,540 3 $5000 to $10,000 Deductible 290 5 Fiber-Cement Siding yes
1985 260,000 Tile Roof 2,080 4 $2500-$5000 Deductible 430 4 Stucco siding No
2011 320,000 Composition Roof 2,000 5 $2500-$5000 Deductible 1070 10 Fiber-Cement Siding No
1975 275,000 Shingles Roof 2,000 3 > $10,000 Deductible 560 8 Stone Siding yes
2000 370,000 Composition Roof 2,970 4 $1000-$2500 Deductible 600 4 Stone Siding yes
1985 335,000 Tile Roof 3,030 4 $500- $1000 Deductible 550 4 Brick siding No
2000 590,000 Asphalt Shingles Roof 3,670 5 $1000-$2500 Deductible 2070 8 Vinyl siding No
1940 170,000 Shingles Roof 1,330 3 $5000 to $10,000 Deductible 260 7 Vinyl siding No
1945 285,000 Shingles Roof 2,140 4 $500 Deductible 1360 9 Stucco siding yes
1943 260,000 Slate Shingles Roof 1,870 4 $1000-$2500 Deductible 600 7 Stone Siding No
2000 355,000 Shingles Roof 2,870 4 $5000 to $10,000 Deductible 590 6 Wood siding yes
1971 240,000 Slate Shingles Roof 1,660 3 $5000 to $10,000 Deductible 260 4 Stucco siding No