Addison Insurance Rates:

Addison, IL homeowners insurance is nearly $690 to $937, about $57-$78/month. Our all inclusive research shows customers can save as much as $325 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Plummer Insurance
I like the friendly and courteous staff. i like that they know me by the first name when i walk in the door.
Usaa
I think it's quite expensive for renter's insurance. it's competitive with other companies but the rate seems really high compared to other types of more risky insurance.
Allstate
I like that they have an open perils policy and that it is an incredibly comprehensive. this gives me great peace of mind.

Addison, IL Homeowners Insurance By Home Value

Addison, IL Home Value Total Homes % of Total Average Addison, IL Homeowners Insurance
Less than $50,000 504 2.0% $73
$100,000 to $124,999 862 4.0% $325
$125,000 to $149,999 814 4.0% $407
$150,000 to $174,999 1,301 6.0% $480
$175,000 to $199,999 1,388 7.0% $561
$200,000 to $249,999 4,193 22.0% $675
$250,000 to $299,999 3,914 21.0% $822
$300,000 to $399,999 5,194 27.0% $1050

Top Home Insurance Agents Near Addison, IL

Home Insurance Company Near Addison, IL Homeowners Insurance Agency Near Addison, IL Address
NA Kotecki-Turek-Shanahan Insurance Agency, Inc. 3258 Ridge Rd Suite 211, Lansing, IL, 60438
NA Gis Cornerstone, Llc Dba General Insurance Services 22333 Classic Ct. , Lake Barrington, IL, 60010
State Farm John James 436 E Northwest Hwy, Palatine, IL, 60074-6300
Liberty Mutual Independent Lilian Financial 3540 GRAND AVE, GURNEE, IL, 60031
Travelers Sparks Insurance Inc 6303 75Th St, Kenosha, WI, 53142

Cost Of Homeowners Insurance By Street Near Addison, IL

Streets in Addison Area Homeowners Insurance Cost
United Ln, W Willow Glen St, Ardmore St, Oak Ln, Arthur Ct, Elmhurst St, E Moreland Ave, Verrill Ave, Edgewood Ave, S Mill Rd$805
Crestwood Rd, Addison Rd, Lois Ave, Beverly Ave, Diversey Pl, E Gladys Ave, Entry Dr, Bernice Dr, N Larch Ave, N Brashares Dr$841
S Spruce Ave, W Jason Ln, Adele Ave, N Pioneer Dr, Briar Pl, E Red Oak St, Saddle Row, Carmela Ct, S Westgate St, Annoreno Dr$799
N Emery Ln, Montrose Ave, W Dominion Dr, Montgomery Ln, W Michael Ln, Iroquois Ct, White Fence Ln, N Wisconsin Ave, Walters Ln, W Carriage Ln$795
Veterans Pkwy, Pan Am Blvd, Neva Ave, E Tall Oaks Ln, Ashwood Ct, N Plamondon Dr, E Woodland Ave, E Belmont Ave, Iroquois Ln, S Addison Rd$802

Addison, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Addison$121 to $124
Wood Dale$120
Itasca$125
Elmhurst$129

Addison, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wood Dale city, Illinois $100 $133 $200
Bensenville village, Illinois $100 $133 $200
Itasca village, Illinois $104 $139 $208

Addison, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Addison, IL3.3%9.4%
Wood Dale3.48%9.19%
Bensenville3.26%9.73%
Itasca3.08%8.71%

Addison Renters Insurance as a Percentage of Rent

Addison Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 284 3.0% $1211
$500 to $749 738 9.0% $1886
$750 to $999 3,494 44.0% $2636
$1,000 to $1,499 2,161 27.0% $3761
$1,500 or more 1,015 13.0% $5411

Addison, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Addison Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,500$8,700
Net Savings to Addison Home Owner from High Deductible Plan $800

Addison, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Addison, IL Home Replacement Value MORE than Home Value Addison, IL Home Replacement Value LESS than Home Value
Replacement Value $302,500 $186,000
Insurance Premium based on Replacement Value $1,675 $1,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $72,500 Risk Exposure from Under Insuring Coverage is $44,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $400/year

Example Addison Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceFarmers InsuranceAllstate
Monthly Premium 4273139
Year Built 199319731982
Home Details 2 Beds, 1 Baths5 Beds, 4 Baths4 Beds, 3 Baths
Coverage Amount $125000-$150000$300000-$350000$350000-$400000
Deductible $500- $1000 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Addison, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 315,000 Tile Roof 2,280 3 > $10,000 Deductible 50 1 Stucco siding yes
1961 305,000 Asphalt Shingles Roof 2,340 4 $1000-$2500 Deductible 890 8 Stucco siding yes
1964 570,000 Metal Roof 4,710 5 $5000 to $10,000 Deductible 180 1 Fiber-Cement Siding yes
1965 285,000 Wood Shake Roof 1,950 3 $5000 to $10,000 Deductible 720 8 Stone Siding No
1964 205,000 Tile Roof 1,440 3 $1000-$2500 Deductible 470 5 Fiber-Cement Siding No
1987 205,000 Membrane Roof 1,610 2 $5000 to $10,000 Deductible 450 9 Brick siding No
1973 180,000 Wood Shake Roof 1,330 2 $2500-$5000 Deductible 100 2 Brick siding yes
1962 490,000 Shingles Roof 3,050 4 $1000-$2500 Deductible 580 4 Stone Siding No
1973 355,000 Asphalt Shingles Roof 2,260 4 $500- $1000 Deductible 760 5 Stone Siding No
1965 485,000 Composition Roof 3,350 5 > $10,000 Deductible 860 9 Fiber-Cement Siding yes
1975 405,000 Wood Shake Roof 3,220 4 $2500-$5000 Deductible 780 6 Wood siding No
1994 240,000 Asphalt Shingles Roof 1,740 5 $500 Deductible 1510 12 Stone Siding No
1978 380,000 Asphalt Shingles Roof 2,313 4 $1000-$2500 Deductible 1710 10 Vinyl siding No