Adams, MA homeowners insurance is approximately $845 to $1,144, about $70-$95/month. Our exhaustive research shows customers can save as much as $397 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Adams, MA | Homeowners Insurance Agency Near Adams, MA | Address |
|---|---|---|
| Travelers | Commercial Coverage Inc | 220 Church Ave 220 Church Ave Ballston Spa, Ballston Spa, NY, 12020 |
| Liberty Mutual | Leon Blake | 175 Dwight Road Ste 100, Longmeadow, MA, 1106 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| North Adams city, Massachusetts | $124 | $165 | $248 |
| Cheshire town, Berkshire County, Massachusetts | $126 | $168 | $252 |
| Savoy town, Berkshire County, Massachusetts | $125 | $167 | $250 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Adams, MA | 6.5% | 17.0% |
| North Adams | 6.98% | 18.11% |
| Cheshire | 6.08% | 20.19% |
| Savoy | 6.22% | 18.19% |
| Adams Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 157 | 11.0% | $828 |
| $300 to $499 | 223 | 16.0% | $1278 |
| $500 to $749 | 566 | 41.0% | $1953 |
| $750 to $999 | 295 | 21.0% | $2703 |
| $1,000 to $1,499 | 108 | 7.0% | $3828 |
| $1,500 or more | 30 | 2.0% | $5478 |
| Streets in Adams Area | Homeowners Insurance Cost |
|---|---|
| Jenks St, Gavin Ave, Pearl St, Daniels Ct, Tramway Dr, Mountain View Dr, Allen St, Fisk St, W Burt St, W Maple St | $989 |
| Simon Ave, Fisk Rd, Edmunds St, Upper E Hoosac St, Orcutt St, Ruel St, Cedar Ln, Grove Ave, Berkshire Sq, Miller St | $996 |
| Crotteau St, Cook St, Burnett St, Turners Ave, Arnold Ave, Hayer St, Manners Ave, Hathaway St, 1 St, Glen St | $992 |
| Weber St, Crandall St, Dean Dr, N Summer St, State Rte 116, Richmond St, Country Rd, Wilfred Ave, Upper Linden St, Tracie Ave | $992 |
| Forest Park Ave, Columbia St, Garfield Ave, Ambrose Dr, Powers St, Hoosac St, W Pine St, Donald Ave, Autumn Dr, Plunkett Ln | $994 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Adams | $148 to $151 |
| North Adams | $148 |
| Cheshire | $151 |
| Savoy | $150 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,900 | $2,900 |
| Yearly Adams Homeowner Insurance Premium Example | $700 | $500 |
| Out of Pocket Expense During Claim | $1,900 | $2,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,500 | $6,900 |
| Net Savings to Adams Home Owner from High Deductible Plan | $600 | |
| Scenario | Adams, MA Home Replacement Value MORE than Home Value | Adams, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $164,000 | $107,500 |
| Insurance Premium based on Replacement Value | $1,075 | $700 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $37,500 | Risk Exposure from Under Insuring Coverage is $19,000 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $250/year |
| Insurance Company | Liberty Mutual | State Farm | Allstate |
| Monthly Premium | 92 | 216 | 131 |
| Year Built | 1960 | 1942 | 1966 |
| Home Details | 3 Beds, 2 Baths | 5 Beds, 4 Baths | 4 Beds, 3 Baths |
| Coverage Amount | $150000-$175000 | $400000-$500000 | $200000-$250000 |
| Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible | $500 Deductible |