Adairsville Insurance Rates:

Adairsville, GA homeowners insurance is about $739 to $1,010, about $61-$84/month. Our extensive guide reveals consumers can save upto $350 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Adairsville, GA Homeowners Insurance By Home Value

Adairsville, GA Home Value Total Homes % of Total Average Adairsville, GA Homeowners Insurance
Less than $50,000 346 12.0% $183
$50,000 to $59,999 34 1.0% $385
$60,000 to $69,999 200 6.0% $481
$70,000 to $79,999 160 5.0% $551
$80,000 to $89,999 164 5.0% $630
$90,000 to $99,999 171 5.0% $700
$100,000 to $124,999 525 18.0% $813
$125,000 to $149,999 407 14.0% $1015
$150,000 to $174,999 291 10.0% $1198
$175,000 to $199,999 172 5.0% $1391
$200,000 to $249,999 253 8.0% $1671
$250,000 to $299,999 35 1.0% $2038
$300,000 to $399,999 118 4.0% $2590

Top Home Insurance Agents Near Adairsville, GA

Home Insurance Company Near Adairsville, GA Homeowners Insurance Agency Near Adairsville, GA Address
Liberty Mutual Independent Berger & Oneal Insurance Group 10425 OLD ALABAMA RD CONN SUITE 101, ALPHARETTA, GA, 30022
Nationwide James D. Gregory 3014 Lafayette Rd, Fort Oglethorpe, GA, 30742-3782
State Farm Jim Carden 804 Alabama Ave S, Bremen, GA, 30110-2326
Allstate Michele Hamilton 2851 Cobb Pkwy Nw Ste 107, Kennesaw, GA, 30152
Allstate Robert Longyear 1621 N Roberts Rd Nw Ste 230, Kennesaw, GA, 30144

Cost Of Homeowners Insurance By Street Near Adairsville, GA

Streets in Adairsville Area Homeowners Insurance Cost
Piedmont Ave, Doris Rd, Greyrock, Snow Springs Rd, Old 41 St, Pearson St, Clear Lake Dr NW, Cedar Creek Rd NW, Millstream Ct, Justine Dr$871
Towe Chapell Rd NW, Sinard Rd NW, Easton Trce, Holcomb Dr, Princeton Place Dr, Boyd Mtn Rd, Howell Bend Rd NW, W Oak Grove Rd NW, International Pkwy, Lake Marguerite Rd NW$872
Harris Rd NW, Old Dixie Hwy, Jarrett Loop NW, Adairsville Rd, Old Hwy 140, Bailey Rd NW, Twin Bridges Rd, Folsom Rd NW, Casey St, Hopkins Breeze$873
Adairsville Hwy, Madison Way, Screaming Eagle Ct, Saint Elmo Cir, McKenzie Cir, Princeton Blvd, Cade Dr NW, Princeton Walk, Cut Off Rd, Bradley Ln$874
Big Ditch Rd NW, St Elmo Cir, Biddy Rd NW, Gilmer St, Gail St, Adair Hollow Rd, Campbell Dr, George St, Dry Creek Rd NW, Mitchell Rd NW$874

Adairsville, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Adairsville$130 to $132
Kingston$134
Plainville$131
Bartow County$132

Adairsville, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Kingston CCD, Bartow County, Georgia $134 $179 $269
Plainville city, Georgia $131 $175 $263
Bartow County, Georgia $133 $177 $266

Adairsville, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Adairsville, GA6.3%23.6%
Kingston4.93%21.99%
Plainville8.79%22.64%
Bartow County5.8%20.68%

Adairsville Renters Insurance as a Percentage of Rent

Adairsville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 16 1.0% $822
$300 to $499 109 10.0% $1272
$500 to $749 483 45.0% $1947
$750 to $999 314 29.0% $2697
$1,000 to $1,499 120 11.0% $3822
$1,500 or more 18 1.0% $5472

Adairsville, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Adairsville Homeowner Insurance Premium Example $1,700$1,500
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $14,700$14,100
Net Savings to Adairsville Home Owner from High Deductible Plan $600

Adairsville, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Adairsville, GA Home Replacement Value MORE than Home Value Adairsville, GA Home Replacement Value LESS than Home Value
Replacement Value $130,000 $82,500
Insurance Premium based on Replacement Value $775 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,500 Risk Exposure from Under Insuring Coverage is $12,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $200/year

Example Adairsville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAmerican Family InsuranceFarmers Insurance
Monthly Premium 296971
Year Built 200619731988
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $75000-$100000$150000-$175000$175000-$200000
Deductible $500 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Adairsville, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2000 140,000 Slate Shingles Roof 1,820 4 $1000-$2500 Deductible 200 4 Vinyl siding yes
1971 165,000 Shingles Roof 2,190 5 $1000-$2500 Deductible 390 6 Stone Siding No
1994 105,000 Asphalt Shingles Roof 1,460 3 $500- $1000 Deductible 50 1 Stone Siding yes
1978 135,000 Metal Roof 1,750 3 $2500-$5000 Deductible 230 5 Vinyl siding yes
1979 275,000 Composition Roof 3,060 4 $5000 to $10,000 Deductible 700 7 Vinyl siding yes
1999 275,000 Wood Shake Roof 3,150 4 $500- $1000 Deductible 220 3 Brick siding yes
2004 140,000 Composition Roof 1,640 3 $500 Deductible 510 9 Brick siding yes
2009 405,000 Metal Roof 4,530 5 > $10,000 Deductible 670 8 Brick siding No
1978 275,000 Membrane Roof 3,190 5 > $10,000 Deductible 500 10 Wood siding yes
1976 110,000 Slate Shingles Roof 1,210 3 $500- $1000 Deductible 400 10 Wood siding yes
2014 135,000 Metal Roof 1,620 4 $500- $1000 Deductible 50 1 Vinyl siding yes
1990 175,000 Membrane Roof 2,300 3 $1000-$2500 Deductible 360 6 Stucco siding No
1983 145,000 Metal Roof 1,820 3 $500 Deductible 280 6 Vinyl siding No