Acton Insurance Rates:

Acton, MA homeowners insurance is about $930 to $1,268, about $77-$105/month. Our thorough research shows customers can save as much as $439 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Aaa
The way they handle insurance modifications needs to be improved.
State Farm
There is really nothing that I don't like about this company except that the premium is higher than other companies.
State Farm
I like State Farms website because it is easy to navigate and easy to understand and use. I like the menu options that show you what types of different insurance they have and their features.
Progressive
I like that it is bundled with my car insurance company's website. The Progressive website is very good and easy to use, so it's simple and nice to have the Home Advantage grouped with that. It meets my needs, which are very few. I rarely update or change anything with regard to home insurance.
Concord Group Insurance
I often wonder if I could be paying less if I were to shop around, which I intend to do in the near future.
State Farm
I like that state farm covers so much. i do not worry about them covering any issues that may come up.
State Farm
They go through a lot of employees which does effect the company in bad ways. new employees sometimes push for time limits when dealing with customers which makes things a bit off.
Progressive
The auto-pay service makes paying my insurance every month very easy and convenient, i never have to worry about missing a payment.

Acton, MA Homeowners Insurance By Home Value

Acton, MA Home Value Total Homes % of Total Average Acton, MA Homeowners Insurance
Less than $50,000 26 1.0% $54
$80,000 to $89,999 24 1.0% $186
$90,000 to $99,999 31 1.0% $208
$100,000 to $124,999 79 3.0% $241
$125,000 to $149,999 223 10.0% $307
$150,000 to $174,999 149 7.0% $362
$175,000 to $199,999 98 4.0% $417
$200,000 to $249,999 233 11.0% $505
$250,000 to $299,999 395 19.0% $625
$300,000 to $399,999 775 38.0% $790

Top Home Insurance Agents Near Acton, MA

Home Insurance Company Near Acton, MA Homeowners Insurance Agency Near Acton, MA Address
Travelers Trusted Insurance Alliance 279 DEXTER ST, PAWTUCKET, RI, 2860
NA Aaa Insurance Agency Inc 45 Storey Ave, Newburyport, MA, 1950
NA One Stop Insurance & R.E. Agency, Inc. 1006 Westford St, Lowell, MA, 1851
Liberty Mutual Elisa Vieira 405 Cochituate Road Ste 202, Framingham, MA, 1701
Travelers J Williams Insurance 14 WOOD RD STE 4, BRAINTREE, MA, 2184

Cost Of Homeowners Insurance By Street Near Acton, MA

Streets in Acton Area Homeowners Insurance Cost
Elm Ct, Sweeney Farm Ln, Cherry Ridge Rd, Maillet Dr, Coolidge Dr, Farley Ln, W Acton Rd, Grist Mill Rd, Putter Dr, Wingate Ln$1,098
Isaac Davis Way, Bromfield Rd, Captain Handley Rd, Downey Rd, Rose Ct, Gerald Cir, Kinsley Rd, Kate Dr, Brown Bear Xing, Heron View Rd$1,090
Oxbow Dr, Brucewood Rd, Huckleberry Ln, Spencer Rd, Newtown Rd, Bittersweet Ln, Pine Cone Strand, Fraser Dr, Tuttle Dr, Francine Rd$1,109
Bellows Farm Rd, Acorn Park Dr, Pinecone Strand, Brucewood Rd E, Musket Dr, Nylander Way, Ticonderoga Rd, Gregory Ln, Stoneymeade Way, Mallard Rd$1,088
Concord Pl, Sawmill Rd, Discovery Way, Briar Hill Rd, Milbury Ln, Audubon Dr, Granite Rd, Mead Ter, Westside Dr, Split Rock$1,110

Acton, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Acton$164 to $167
Middlesex County$160
West Concord$167
Littleton Common$158

Acton, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Middlesex County, Massachusetts $134 $179 $268
West Concord CDP, Massachusetts $140 $186 $279
Littleton Common CDP, Massachusetts $132 $175 $263

Acton, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Acton, MA3.2%9.1%
Middlesex County3.69%10.93%
West Concord3.05%9.32%
Littleton Common3.91%13.16%

Acton Renters Insurance as a Percentage of Rent

Acton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 32 1.0% $777
$300 to $499 109 5.0% $1227
$500 to $749 117 6.0% $1902
$750 to $999 313 16.0% $2652
$1,000 to $1,499 829 43.0% $3777
$1,500 or more 484 25.0% $5427

Acton, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Acton Homeowner Insurance Premium Example $3,800$3,300
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $15,800$14,800
Net Savings to Acton Home Owner from High Deductible Plan $1,000

Acton, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Acton, MA Home Replacement Value MORE than Home Value Acton, MA Home Replacement Value LESS than Home Value
Replacement Value $552,000 $393,500
Insurance Premium based on Replacement Value $4,075 $2,900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $86,500 Risk Exposure from Under Insuring Coverage is $72,000
Premium Impact Insurance cheaper by $525/year Insurance costlier by $650/year

Example Acton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceState Farm
Monthly Premium 400225493
Year Built 201119711988
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $600000-$700000$400000-$500000$700000-$800000
Deductible $500 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Acton, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1964 600,000 Wood Shake Roof 2,720 4 $5000 to $10,000 Deductible 2620 9 Stucco siding yes
1989 650,000 Composition Roof 2,350 3 $500- $1000 Deductible 1630 4 Brick siding No
1975 975,000 Shingles Roof 3,510 5 $2500-$5000 Deductible 4640 9 Vinyl siding yes
1968 345,000 Asphalt Shingles Roof 1,350 3 $500- $1000 Deductible 700 4 Stone Siding yes
1964 425,000 Slate Shingles Roof 1,730 5 $500 Deductible 3250 12 Stucco siding yes
1965 1,075,000 Asphalt Shingles Roof 4,360 5 $5000 to $10,000 Deductible 4380 12 Fiber-Cement Siding yes
1967 1,265,000 Composition Roof 4,840 5 $500 Deductible 7800 12 Stucco siding yes
1985 525,000 Wood Shake Roof 2,370 5 $2500-$5000 Deductible 740 3 Vinyl siding No
2003 320,000 Wood Shake Roof 1,710 2 $500 Deductible 3050 12 Stucco siding yes
1983 670,000 Asphalt Shingles Roof 2,950 4 $2500-$5000 Deductible 2420 9 Wood siding yes
1988 1,365,000 Tile Roof 4,950 5 $5000 to $10,000 Deductible 2630 7 Vinyl siding No
1965 755,000 Wood Shake Roof 3,450 5 > $10,000 Deductible 2420 8 Wood siding yes
2010 305,000 Tile Roof 1,110 2 $500- $1000 Deductible 400 3 Brick siding No
1977 710,000 Asphalt Shingles Roof 2,760 4 > $10,000 Deductible 3380 12 Stucco siding yes
1989 315,000 Composition Roof 1,600 3 $500 Deductible 1250 7 Stucco siding yes
2012 395,000 Composition Roof 1,800 2 $5000 to $10,000 Deductible 720 4 Wood siding No
1989 300,000 Slate Shingles Roof 1,440 2 $5000 to $10,000 Deductible 1490 10 Stone Siding yes
2012 975,000 Slate Shingles Roof 4,190 5 $500- $1000 Deductible 2870 6 Fiber-Cement Siding yes
1977 485,000 Asphalt Shingles Roof 1,810 4 > $10,000 Deductible 360 2 Brick siding yes
1973 1,240,000 Slate Shingles Roof 4,710 5 $500- $1000 Deductible 1570 3 Vinyl siding yes
1964 325,000 Membrane Roof 1,180 2 $1000-$2500 Deductible 2530 10 Wood siding yes
1985 440,000 Shingles Roof 2,220 5 $5000 to $10,000 Deductible 1560 8 Wood siding yes
2007 490,000 Composition Roof 1,830 3 $2500-$5000 Deductible 720 3 Vinyl siding No