Acton Insurance Rates:

Acton, CA homeowners insurance is approximately $543 to $740, about $45-$61/month. Our extensive analysis reveals consumers can save upto $256 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Acton, CA Homeowners Insurance By Home Value

Acton, CA Home Value Total Homes % of Total Average Acton, CA Homeowners Insurance
Less than $50,000 42 5.0% $32
$60,000 to $69,999 10 1.0% $83
$70,000 to $79,999 14 1.0% $102
$80,000 to $89,999 12 1.0% $115
$100,000 to $124,999 12 1.0% $147
$125,000 to $149,999 8 1.0% $185
$150,000 to $174,999 30 3.0% $217
$175,000 to $199,999 29 3.0% $256
$200,000 to $249,999 59 7.0% $307
$250,000 to $299,999 160 20.0% $378
$300,000 to $399,999 417 52.0% $480

Top Home Insurance Agents Near Acton, CA

Home Insurance Company Near Acton, CA Homeowners Insurance Agency Near Acton, CA Address
Travelers Centex Corporation Employees - Tt 8407 FALLBROOK AVE STE 200, WEST HILLS, CA, 91304
State Farm Don Rood Jr 7720 Painter Ave, Whittier, CA, 90602-2437
State Farm Jim Tanner 2435 Huntington Dr, San Marino, CA, 91108-2644
State Farm Keenan Martin 12824 Inglewood Ave, Hawthorne, CA, 90250-5118
Travelers Kibodeaux Insurance Agency 1331 N HUDSON AVE, PASADENA, CA, 91104

Cost Of Homeowners Insurance By Street Near Acton, CA

Streets in Acton Area Homeowners Insurance Cost
Wild Hare Rd, Lillianne St, Sky Vista Terrace, Dorama Ave, Tovey Ave, el Dorado Dr, Hoadley Rd, Westcoatt St, Brinville Rd, Via Famero Dr$643
Nickels Ave, Glenwall St, Buffalo Ridge Rd, Mary Rd, Elaine Dr, Rozalee Dr, Aliso St, Cidar Ave, Joaquin Dr, W Ave U$672
Brownlow Rd, Shadow Canyon Rd, Listie Ave, Erin Way, Peart Ave, Reservoir Ave, Peterson Rd, Bald Mountain Ct, Maryhill Rd, Antium Rd$652
Sacramento St, Ellenan Ave, Briar Glen Rd, Domino Hill Rd, Spigno Pl, Anthony Rd, Rae St, 31st St W, Pewter Rd, Martinez Rd$654
Wyse Rd, Harold Date Ave, Wild Hard Rd, Wild Country Way, Gurrier Ave, Sierra Hills Ln, Kobe Rd, Cimarron Way, FS Rd 5N11, Brock Ln$646

Acton, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Acton$95 to $98
Desert View Highlands$89
Agua Dulce$99
Leona Valley$95

Acton, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Desert View Highlands CDP, California $75 $99 $149
Agua Dulce CDP, California $83 $110 $165
Palmdale city, California $75 $99 $149

Acton, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Acton, CA1.9%8.1%
Desert View Highlands2.71%14.83%
Agua Dulce1.53%12.94%
Palmdale2.59%11.2%

Acton Renters Insurance as a Percentage of Rent

Acton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$1,000 to $1,499 38 17.0% $3777
$1,500 or more 182 82.0% $5427

Average Cost Of Home Insurance By Company In Areas Nearby Acton For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewHorace Mann255
200000500NewHorace Mann343
2500001000NewHorace Mann P & C538
4000001000NewNationwide815
5000001000NewStillwater Prop & Cas Co1085
5000001000NewUnigard Group1523
25000010001-3 YearsCalifornia Capital498
2500005001-3 YearsPacific Specialty639
3000005001-3 YearsCalifornia Capital709
3000005001-3 YearsHartford (Sentinel)1069
40000010001-3 YearsChubb/Federal2971
40000010001-3 YearsKemper845
50000025001-3 YearsCSE Safeguard1149
50000025001-3 YearsIDS Property Casualty1161
50000025001-3 YearsSafeco1060
75000025001-3 YearsBankers Standard4423
75000025001-3 YearsUnigard Group2133
1500005004-6 YearsLiberty Ins Corp599
2000005004-6 YearsGrange845
2500005004-6 YearsTokio Marine America539
40000010004-6 YearsQBE (Balboa)906
40000010004-6 YearsUnigard Group1554
50000010004-6 YearsFirst American Ins1299

Acton, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Acton Homeowner Insurance Premium Example $2,000$1,500
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $14,700$13,200
Net Savings to Acton Home Owner from High Deductible Plan $1,500

Acton, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Acton, CA Home Replacement Value MORE than Home Value Acton, CA Home Replacement Value LESS than Home Value
Replacement Value $454,000 $348,500
Insurance Premium based on Replacement Value $1,400 $1,075
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $57,000 Risk Exposure from Under Insuring Coverage is $48,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $175/year

Example Acton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 77116221
Year Built 200119832012
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $350000-$400000$400000-$500000More than 10000000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Acton, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2002 320,000 Asphalt Shingles Roof 1,780 3 > $10,000 Deductible 660 12 Fiber-Cement Siding yes
2013 430,000 Metal Roof 1,660 3 $5000 to $10,000 Deductible 800 10 Brick siding yes
2010 620,000 Asphalt Shingles Roof 3,270 5 $500- $1000 Deductible 550 5 Stone Siding yes
1984 285,000 Membrane Roof 1,210 3 > $10,000 Deductible 380 8 Wood siding yes
2007 465,000 Membrane Roof 2,010 3 > $10,000 Deductible 280 4 Stone Siding No
1983 740,000 Composition Roof 3,080 5 $2500-$5000 Deductible 1860 12 Brick siding No
2008 725,000 Shingles Roof 3,200 5 $2500-$5000 Deductible 470 4 Wood siding yes
2003 430,000 Asphalt Shingles Roof 2,260 4 $2500-$5000 Deductible 860 12 Wood siding yes
2012 595,000 Asphalt Shingles Roof 2,790 5 $5000 to $10,000 Deductible 300 3 Wood siding yes
2001 455,000 Membrane Roof 1,760 5 $500- $1000 Deductible 970 9 Vinyl siding No
1995 625,000 Slate Shingles Roof 3,170 5 $500- $1000 Deductible 580 4 Stone Siding No
1999 600,000 Shingles Roof 2,650 4 > $10,000 Deductible 390 5 Vinyl siding No
2012 540,000 Tile Roof 2,270 3 $2500-$5000 Deductible 420 5 Wood siding No
1997 530,000 Metal Roof 2,110 3 $500 Deductible 540 4 Vinyl siding yes
1998 520,000 Membrane Roof 2,120 3 $5000 to $10,000 Deductible 890 9 Vinyl siding No
1982 870,000 Membrane Roof 4,210 5 $2500-$5000 Deductible 1000 5 Stucco siding No
2006 1,050,000 Shingles Roof 4,020 5 $2500-$5000 Deductible 140 1 Brick siding No
2013 705,000 Membrane Roof 2,820 5 $500 Deductible 250 1 Stucco siding yes
2005 490,000 Composition Roof 1,980 4 $1000-$2500 Deductible 300 3 Stone Siding No
1984 310,000 Asphalt Shingles Roof 1,710 3 $5000 to $10,000 Deductible 180 3 Vinyl siding No
2007 285,000 Tile Roof 1,220 3 $5000 to $10,000 Deductible 150 3 Wood siding No
1983 530,000 Asphalt Shingles Roof 2,250 4 $2500-$5000 Deductible 310 3 Vinyl siding yes
2008 970,000 Metal Roof 3,950 5 $500 Deductible 690 3 Fiber-Cement Siding No
1988 430,000 Asphalt Shingles Roof 1,900 5 > $10,000 Deductible 370 9 Stucco siding No
1988 820,000 Asphalt Shingles Roof 3,480 5 $1000-$2500 Deductible 1970 9 Fiber-Cement Siding yes
2007 385,000 Composition Roof 1,910 4 > $10,000 Deductible 60 1 Stone Siding No
2001 430,000 Shingles Roof 1,700 4 > $10,000 Deductible 500 12 Fiber-Cement Siding No
1999 385,000 Composition Roof 1,720 4 $2500-$5000 Deductible 100 2 Stucco siding No