Abilene Insurance Rates:

Abilene, TX homeowners insurance is nearly $865 to $1,171, about $72-$97/month. Our all inclusive research shows customers can save as much as $407 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Travelers
If I call the communication is fine, but usually I don't have to call,because everything is going fine
Allstate
It's very user-friendly, I have information on the spot, easy view, and easy to use. If I have any issues, I can always come into the office and the representative will help me. They are truly excellent.
Liberty Mutual
I like that Liberty Mutual was recommended to me by apartment. Getting access was pretty quick and seamless.
State Farm
Of course it's high because of my credit score so I don't think it's necessarily the fault of my insurance company but it’s still higher than I would like to pay to be honest
State Farm
We do not have any negative comments about this insurance company at this time, they have always managed our account well.
Geico
I like that they give you a variety of options for communication. You can choose between phone, email, mail, and text. All the different options make it really convenient for all types of people.
State Farm
There isn't much to dislike. I guess one thing that would be nice is to have lower premiums - especially when you rarely file claims. But that is true of any insurance company.
State Farm
The only dislike as stated above in the scoring is that I would not want to be contacted so much about other insurance needs and services that they offer and want us to sign up for. No other complaints besides being a little nagging.
Allstate
I think that you get what you pay for. They have very good customer service with agents who take the time to explain things to me in a way that I understand. Their coverage is enough that I am not carrying more than I need yet it is enough that I feel comfortable in the event something would happen.
Progressive
Not a fan of their name, the website as well and app are very annoying too. And the app is not free which is a pain.
Liberty Mutual
They are a good company with great customer service, a wide variety of policy offerings, and pricing that is fair and affordable. I highly recommend them to anyone looking for a new insurance provider.
State Farm
I recommend this company to people because I know they will be happy with the service. a lot of other insurance companies are scams.
State Farm
Yes, I would recommend them, my experience using their services went well. I've also experienced making a claim on their auto side and everything went great as well.
Farmer's Insurance
I do not dislike anything about my insurance company. They have handled everything professionally and I have no complaints about them.
Farmer's Insurance
I enjoy that I am treated with importance and that the provider cares about maintaining an intimate relationship with me.
Allstate
there are no major reasons to dislike this company yet there are some more improvements can be made
Geico
I like geico because it is cheap. however, i think it can be about $20 cheaper. i like the fact that i can see my account details online.
Progressive
I felt like it was a little rude when they told me they would be terminating my insurance with them after they paid out a large claim when my house was robbed.
Progressive
They are very transparent about what they do not cover. you don't have to worry about being blindsided by uncovered damages if something is to happen. i really enjoy knowing exactly what i do and do not have to worry about.

Abilene, TX Homeowners Insurance By Home Value

Abilene, TX Home Value Total Homes % of Total Average Abilene, TX Homeowners Insurance
Less than $50,000 5,253 20.0% $264
$50,000 to $59,999 1,771 6.0% $549
$60,000 to $69,999 2,003 7.0% $682
$70,000 to $79,999 1,783 6.0% $794
$80,000 to $89,999 1,393 5.0% $895
$90,000 to $99,999 1,623 6.0% $997
$100,000 to $124,999 3,219 12.0% $1160
$125,000 to $149,999 2,618 10.0% $1455
$150,000 to $174,999 2,343 9.0% $1720
$175,000 to $199,999 1,174 4.0% $1985
$200,000 to $249,999 1,372 5.0% $2382
$250,000 to $299,999 765 2.0% $2911
$300,000 to $399,999 595 2.0% $3705

Top Home Insurance Agents Near Abilene, TX

Home Insurance Company Near Abilene, TX Homeowners Insurance Agency Near Abilene, TX Address
NA Weeks Hunter Insurance 1041 Hickory St, Abilene, TX, 79601
Allstate Clyde Insurance Agency 117 Oak Street, Clyde, TX, 79510
Travelers Perry Hunter Hall Inc 1548 N 1ST ST, ABILENE, TX, 79601
State Farm Sam J Corn 2302 S 14th St, Abilene, TX, 79605-4245
Allstate Tom Massey Agency 3262 Chimney Rock Rd Ste C, Abilene, TX, 79606

Cost Of Homeowners Insurance By Street Near Abilene, TX

Streets in Abilene Area Homeowners Insurance Cost
Alabama Rd, N Clack St, Oaklawn Dr, Hope St, Cobblestone Ln, S Frontage Rd, Iron Eagle Rd, Minda St, Hardwick Rd, Redwood Dr$990
Morrow Ln, Baker St, Knollwood, N Treadaway Blvd, Bar B Trl, Seaman's Way, Ash St, Vapor Trl, Pet Haven Rd, Cherry Hill E$985
Nichols Rd, Linda Vis, Avondale St, Roma Ln, W Lake Rd, Pinehurst, N Carver Dr, Elm Creek Rd, Bacacita Farms Rd, Austin St$1,058
S 25th St, N 17th St, Bruce Dr, Westway Dr, Primrose Dr, Redbird Ln, Medical Dr, Lytle Pl, Hamilton St, Sewell St$991
Co Rd 487, Crest Dr, A C U Agricultural Department, E South 27th St, S 28th St, Spindletop Dr, Delwood Dr, Bob White Ct, Springwater Ave, Paint Brush Dr$1,044
W Lake Phantom Rd, Durango Dr, Ventura Dr, FM 2404, A C U Dr, Continental Ave, W Stamford St, S 18th St, N la Salle Dr, Dunnam Dr$1,035
Lytle Way, E N 23rd St, Ave B, Hawk Cir, Patricia Ln, Inverrary Dr, Arizona St, Over St, Co Rd 495, Kingston Ct$1,059
Oil Belt Ln, Co Rd 687, E College Dr, Bristol Ct, Ruby Esther Cir, Mesquite Ln, Independence Dr, W N 20th St, Beltway S, Bronco Dr$1,056
Jeremy Ln, Red Oak Cir, San Jacinto Dr, Chaucer Dr, Woodard St, Pueblo, Briarwood St, 14th St, Cougar Way, Foster Ln$1,023
S 24th St, S 17th St, Co Rd 165, Sunlake Dr, Darrell Dr, Venice Dr, Erie St, Griggs St, Many Waters Dr, E South 5th St$1,057

Abilene, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Abilene$152 to $154
Impact$144
Potosi$160
Tye$147

Abilene, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Impact town, Texas $144 $192 $288
Potosi CDP, Texas $160 $213 $320
Tye city, Texas $147 $196 $294

Abilene, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Abilene, TX7.7%20.3%
Potosi5.52%18.37%
Tye9.98%28.15%
Buffalo Gap8.74%28.42%

Abilene Renters Insurance as a Percentage of Rent

Abilene Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 305 1.0% $356
$300 to $499 1,844 10.0% $1256
$500 to $749 6,157 36.0% $1931
$750 to $999 4,561 26.0% $2681
$1,000 to $1,499 2,970 17.0% $3806
$1,500 or more 906 5.0% $5456

Abilene, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Abilene Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,700$6,100
Net Savings to Abilene Home Owner from High Deductible Plan $600

Abilene, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Abilene, TX Home Replacement Value MORE than Home Value Abilene, TX Home Replacement Value LESS than Home Value
Replacement Value $181,000 $119,500
Insurance Premium based on Replacement Value $1,900 $1,250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $42,000 Risk Exposure from Under Insuring Coverage is $19,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $450/year

Example Abilene Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAllstateFarmers Insurance
Monthly Premium 79103145
Year Built 199519721968
Home Details 3 Beds, 1 Baths5 Beds, 4 Baths4 Beds, 3 Baths
Coverage Amount $100000-$125000$150000-$175000$200000-$250000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Abilene, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1979 95,000 Composition Roof 1,490 2 $500- $1000 Deductible 530 6 Stone Siding No
1999 175,000 Composition Roof 2,300 4 $500- $1000 Deductible 450 4 Fiber-Cement Siding yes
1975 250,000 Shingles Roof 3,040 4 $500- $1000 Deductible 270 2 Fiber-Cement Siding yes
1993 220,000 Wood Shake Roof 2,860 4 > $10,000 Deductible 360 4 Brick siding No
1960 100,000 Wood Shake Roof 1,600 2 $1000-$2500 Deductible 60 1 Stucco siding No
1970 205,000 Composition Roof 2,700 4 $2500-$5000 Deductible 150 1 Brick siding yes
1995 125,000 Shingles Roof 1,690 3 $2500-$5000 Deductible 820 9 Stone Siding yes
1989 140,000 Tile Roof 2,000 3 $500 Deductible 140 2 Vinyl siding No
1979 170,000 Tile Roof 2,390 3 $500- $1000 Deductible 920 8 Brick siding No
1966 225,000 Membrane Roof 2,900 4 $500 Deductible 1120 7 Stucco siding yes
2014 115,000 Composition Roof 1,750 3 $500 Deductible 920 12 Stucco siding No
1993 250,000 Slate Shingles Roof 3,120 4 > $10,000 Deductible 1460 12 Stone Siding yes
2011 280,000 Asphalt Shingles Roof 4,270 5 $500- $1000 Deductible 1250 6 Stone Siding No
1981 245,000 Membrane Roof 4,390 5 $2500-$5000 Deductible 730 5 Brick siding yes
2012 220,000 Membrane Roof 2,930 5 $500- $1000 Deductible 270 2 Wood siding No
1995 95,000 Asphalt Shingles Roof 1,630 3 $500 Deductible 630 9 Vinyl siding yes
1976 180,000 Asphalt Shingles Roof 2,330 4 $5000 to $10,000 Deductible 1080 12 Brick siding yes
2012 100,000 Wood Shake Roof 1,620 2 $500- $1000 Deductible 650 10 Wood siding yes
2013 95,000 Membrane Roof 1,710 5 $2500-$5000 Deductible 530 8 Stone Siding No
1971 140,000 Wood Shake Roof 2,120 4 $500 Deductible 340 4 Wood siding No
1980 95,000 Membrane Roof 1,550 5 $1000-$2500 Deductible 360 6 Stone Siding No
1978 240,000 Metal Roof 3,180 4 $500 Deductible 990 6 Stucco siding yes
1966 195,000 Slate Shingles Roof 2,440 4 $500- $1000 Deductible 1110 6 Brick siding No
1975 190,000 Composition Roof 2,950 4 $2500-$5000 Deductible 1120 10 Brick siding No