Aberdeen Insurance Rates:

Aberdeen, SD homeowners insurance is approximately $564 to $767, about $47-$63/month. Our all inclusive research shows customers can save as much as $266 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Crum & Forster Insurance
Claiming process wasn't one of the hardest things i had to do with crum & forster insurance. they showed up themselves, and stared the process already, wow!
Liberty Mutual
I am a great believer in that i wish that my insurance plan right now is more extensive than it is.
Peninsula Insurance
Other then my problems with peninsula and the fact that they increase my rates every year, i would have to say that my experience with them has been overall positive.

Aberdeen, SD Homeowners Insurance By Home Value

Aberdeen, SD Home Value Total Homes % of Total Average Aberdeen, SD Homeowners Insurance
Less than $50,000 685 9.0% $119
$50,000 to $59,999 147 2.0% $259
$60,000 to $69,999 323 4.0% $319
$70,000 to $79,999 283 4.0% $372
$80,000 to $89,999 514 7.0% $418
$90,000 to $99,999 396 5.0% $472
$100,000 to $124,999 894 12.0% $545
$125,000 to $149,999 1,042 14.0% $684
$150,000 to $174,999 1,001 14.0% $804
$175,000 to $199,999 455 6.0% $931
$200,000 to $249,999 629 8.0% $1123
$250,000 to $299,999 325 4.0% $1369
$300,000 to $399,999 340 4.0% $1742

Top Home Insurance Agents Near Aberdeen, SD

Home Insurance Company Near Aberdeen, SD Homeowners Insurance Agency Near Aberdeen, SD Address
NA Dakota Insurance Solutions, Llc 205 N Mitchell St, Roscoe, SD, 57471
NA Aberdeen Ins Agcy P O Box 59, Aberdeen, SD, 57402
NA Britton Insurance 608 N Main St, Britton, SD, 57430
NA Dacotah Insurance 600 Main St , Webster, SD, 57274
NA Bill Markve & Associates 15 West 7Th Ave, Webster, SD, 57274

Cost Of Homeowners Insurance By Street Near Aberdeen, SD

Streets in Aberdeen Area Homeowners Insurance Cost
S 2nd St, SW 43rd Ave, Co Rd 14 N, 18th Ave NE, S Merton St, 4th Ave SE, Mackenzie Ave SE, S Elm St, Mel Ros Dr, Rolling Meadows Dr$671
Co Hwy 12, S 9th St, S Vivian St, Co Rd 14 E, 2nd Curve, 8th Ave NW, Auto Plaza Dr, Thomas Dr, 17th Ave NE, N 4th St$670
N Jay St, Glenwood Ln, 8th Curve, 3rd Ave NE, Warren Dr, 3rd Ave NW, Pontiac Dr, Country Aire Est, S Main St, S 7th St$660
50th Ave SW, 5th Ave SE, S Illinois St, Prospect Ave SE, S 16th St, E Melgaard Rd, Corporation St, Prairewood Cir, Marcie Cir, Appollo Ave$671
N Harvard St, 5th Ave SW, Goodrich Ave SE, 16th Ave SE, Diamond St, S Congress St, 15th Ave NE, S 1st St, 12th Ave NE, S Boyd St$671

Aberdeen, SD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Aberdeen$99 to $102
Prairiewood$106
Bath$100
Lincoln$101

Aberdeen, SD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Prairiewood township, Brown County, South Dakota $106 $141 $212
Bath township, Brown County, South Dakota $100 $133 $200
Ordway township, Brown County, South Dakota $100 $133 $200

Aberdeen, SD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Aberdeen, SD4.9%12.6%
Prairiewood4.17%10.78%
Bath4.64%10.91%
Ordway6.33%10.49%

Aberdeen Renters Insurance as a Percentage of Rent

Aberdeen Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 259 6.0% $332
$200 to $299 367 9.0% $782
$300 to $499 1,173 31.0% $1232
$500 to $749 1,236 33.0% $1907
$750 to $999 420 11.0% $2657
$1,000 to $1,499 199 5.0% $3782
$1,500 or more 50 1.0% $5432

Aberdeen, SD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$3,200
Yearly Aberdeen Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$1,200$3,200
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $8,200$7,400
Net Savings to Aberdeen Home Owner from High Deductible Plan $800

Aberdeen, SD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Aberdeen, SD Home Replacement Value MORE than Home Value Aberdeen, SD Home Replacement Value LESS than Home Value
Replacement Value $111,000 $75,000
Insurance Premium based on Replacement Value $500 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $10,500 Risk Exposure from Under Insuring Coverage is $25,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $50/year

Example Aberdeen Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmica Mutual Insurance CompanyNationwide Insurance
Monthly Premium 448351
Year Built 194219731964
Home Details 2 Beds, 1 Baths5 Beds, 3 Baths4 Beds, 2 Baths
Coverage Amount $150000-$175000$250000-$300000$125000-$150000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Aberdeen, SD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 260,000 Slate Shingles Roof 2,710 4 $5000 to $10,000 Deductible 270 4 Wood siding No
1962 135,000 Membrane Roof 1,760 3 $2500-$5000 Deductible 500 10 Fiber-Cement Siding yes
1982 210,000 Membrane Roof 2,800 4 $1000-$2500 Deductible 540 10 Fiber-Cement Siding yes
1967 185,000 Metal Roof 2,250 3 $500- $1000 Deductible 470 9 Brick siding No
1947 150,000 Metal Roof 1,670 4 $500 Deductible 440 8 Stone Siding yes
1987 135,000 Asphalt Shingles Roof 1,740 2 $2500-$5000 Deductible 360 8 Wood siding yes
1946 420,000 Shingles Roof 4,870 5 $1000-$2500 Deductible 600 4 Brick siding yes
1989 235,000 Shingles Roof 3,000 4 $2500-$5000 Deductible 700 9 Brick siding yes
1976 215,000 Asphalt Shingles Roof 3,010 4 $500 Deductible 310 5 Stucco siding No
1949 185,000 Slate Shingles Roof 2,000 3 $5000 to $10,000 Deductible 140 3 Brick siding No
1974 120,000 Tile Roof 1,420 3 $1000-$2500 Deductible 260 6 Wood siding yes
1986 330,000 Shingles Roof 3,350 4 $500- $1000 Deductible 950 8 Fiber-Cement Siding yes
1979 135,000 Metal Roof 1,950 3 $500 Deductible 950 12 Brick siding No