Aberdeen Insurance Rates:

Aberdeen, MS homeowners insurance is nearly $771 to $1,050, about $64-$87/month. Our detailed guide reveals consumers can save as much as $364 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Aberdeen, MS Homeowners Insurance By Home Value

Aberdeen, MS Home Value Total Homes % of Total Average Aberdeen, MS Homeowners Insurance
Less than $50,000 396 27.0% $309
$50,000 to $59,999 132 9.0% $655
$60,000 to $69,999 164 11.0% $819
$70,000 to $79,999 170 11.0% $947
$80,000 to $89,999 125 8.0% $1074
$90,000 to $99,999 46 3.0% $1193
$100,000 to $124,999 163 11.0% $1384
$125,000 to $149,999 20 1.0% $1730
$150,000 to $174,999 49 3.0% $2049
$175,000 to $199,999 53 3.0% $2368
$200,000 to $249,999 63 4.0% $2851
$250,000 to $299,999 18 1.0% $3480
$300,000 to $399,999 36 2.0% $4427

Top Home Insurance Agents Near Aberdeen, MS

Home Insurance Company Near Aberdeen, MS Homeowners Insurance Agency Near Aberdeen, MS Address
Farmers Bobby Taylor 166 County Highway 28, Winfield, AL, 35594
Travelers Bridge Group Llc 221 5 ST S, COLUMBUS, MS, 39701
Liberty Mutual Independent Galloway-Chandler-Mckinney Ins 128 COMMERCE ST, WEST POINT, MS, 39773
State Farm Susan Beckett Lutcf 235 E Calhoun Street, Bruce, MS, 38915-0638
Travelers Tina Bailey Inc 779 A HOLLY HILL DR, TUPELO, MS, 38801

Cost Of Homeowners Insurance By Street Near Aberdeen, MS

Streets in Aberdeen Area Homeowners Insurance Cost
Sunset Point Dr, Cantrell Ln, Halfway Cir, Houston St, Robbie Gregg Dr, McKinley Creek Rd, County Home Rd, Hwy 382, Warren St, Church St$912
Weaver Creek Rd, Doris St, West Dr, Greenwood Springs Rd, Pullen Lake Rd, Old West Cir, Prairie Rd, Old Hwy 8, Old Houston Ln, Air Base Rd$923
Franks Rd S, Rye Rd, W Monroe St, Jackson Ln, Everett Ln, Shady Oak Dr, Hartley Dr, S Boundary St, Darracott Rd, S James St$904
S Maple St, Guyton Dr, Airport Rd, N Thayer Ave, Hwy 278 E, Elk Cir, Old Cedar Dr, Acker Rd, Mobile St, Webb Rd$926
Grove St, Burns Cemetery Exn, Well St, Blanchard Ln, Parkview Dr, Lakeview Dr, Clinton Dr, Murphree Cir, W Jefferson St, W Canal St$917

Aberdeen, MS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Aberdeen$135 to $137
Monroe County$137
New Hamilton$136
Hamilton$141

Aberdeen, MS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Monroe County, Mississippi $137 $183 $275
New Hamilton CDP, Mississippi $136 $181 $272
Hamilton CDP, Mississippi $142 $189 $284

Aberdeen, MS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Aberdeen, MS8.7%22.8%
Monroe County8.41%25.19%
Hamilton6.2%24.76%
Amory8.32%27.33%

Aberdeen Renters Insurance as a Percentage of Rent

Aberdeen Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 69 11.0% $364
$200 to $299 67 11.0% $814
$300 to $499 144 24.0% $1264
$500 to $749 228 39.0% $1939
$750 to $999 50 8.0% $2689
$1,000 to $1,499 19 3.0% $3814

Aberdeen, MS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Aberdeen Homeowner Insurance Premium Example $2,400$1,400
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $10,600$9,600
Net Savings to Aberdeen Home Owner from High Deductible Plan $1,000

Aberdeen, MS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Aberdeen, MS Home Replacement Value MORE than Home Value Aberdeen, MS Home Replacement Value LESS than Home Value
Replacement Value $91,000 $63,000
Insurance Premium based on Replacement Value $1,425 $1,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $10,500 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $150/year

Example Aberdeen Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceNationwide Insurance
Monthly Premium 5813160
Year Built 196219751943
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $50000-$75000$150000-$175000$50000-$75000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Aberdeen, MS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1988 150,000 Slate Shingles Roof 2,270 3 $2500-$5000 Deductible 1120 9 Fiber-Cement Siding No
1943 155,000 Slate Shingles Roof 2,360 4 $500- $1000 Deductible 710 4 Stone Siding No
1980 155,000 Tile Roof 2,940 5 $500 Deductible 200 1 Stucco siding No
1941 110,000 Tile Roof 2,220 3 $1000-$2500 Deductible 780 8 Wood siding yes
1989 100,000 Membrane Roof 1,700 4 $2500-$5000 Deductible 650 8 Stucco siding No
1947 150,000 Wood Shake Roof 3,300 4 $500 Deductible 540 3 Wood siding No
1944 100,000 Asphalt Shingles Roof 1,670 3 $500 Deductible 1140 10 Fiber-Cement Siding yes
1943 170,000 Slate Shingles Roof 3,110 4 $2500-$5000 Deductible 150 1 Fiber-Cement Siding No
1941 140,000 Slate Shingles Roof 2,100 3 $2500-$5000 Deductible 1550 12 Vinyl siding yes
1970 130,000 Membrane Roof 1,910 3 $500 Deductible 1300 8 Stucco siding yes
1973 155,000 Metal Roof 2,430 5 $1000-$2500 Deductible 110 1 Stucco siding No
1945 90,000 Tile Roof 1,870 4 $500- $1000 Deductible 710 7 Stucco siding yes
1987 130,000 Asphalt Shingles Roof 2,010 5 $1000-$2500 Deductible 470 3 Fiber-Cement Siding No