Abbeville Insurance Rates:

Abbeville, LA homeowners insurance is about $1,043 to $1,419, about $86-$118/month. Our in depth guide indicates shoppers can save as much as $492 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Abbeville, LA Homeowners Insurance By Home Value

Abbeville, LA Home Value Total Homes % of Total Average Abbeville, LA Homeowners Insurance
Less than $50,000 692 24.0% $393
$50,000 to $59,999 172 6.0% $849
$60,000 to $69,999 353 12.0% $1046
$70,000 to $79,999 328 11.0% $1206
$80,000 to $89,999 104 3.0% $1366
$90,000 to $99,999 291 10.0% $1538
$100,000 to $124,999 332 11.0% $1772
$125,000 to $149,999 153 5.0% $2215
$150,000 to $174,999 142 5.0% $2622
$175,000 to $199,999 113 4.0% $3028
$200,000 to $249,999 48 1.0% $3643
$250,000 to $299,999 37 1.0% $4456
$300,000 to $399,999 28 1.0% $5662

Top Home Insurance Agents Near Abbeville, LA

Home Insurance Company Near Abbeville, LA Homeowners Insurance Agency Near Abbeville, LA Address
NA Andrus, Rayon, Smith-Billot-Billon Insurance Po Box 168, Rayne, LA, 70578
State Farm Alfred Ackal 237 W Saint Peter St, New Iberia, LA, 70560-3793
Allstate Brian Kerstetter 3219B Johnston St, Lafayette, LA, 70503
Allstate Douglas Pellerin 129 S Main St, Opelousas, LA, 70570
State Farm Pat Strong 9709 E Old Spanish Trl, Jeanerette, LA, 70544-6231

Cost Of Homeowners Insurance By Street Near Abbeville, LA

Streets in Abbeville Area Homeowners Insurance Cost
Amy Rd, Patout Rd, 8th St, N Saint Valerie St, Mayers St, Barton St, Alphonse St, Piazza Rd, S Myrtle St, Romero Rd$1,221
Parish Rd P-3-4, Sharon Dr, Putnam Ave, Lucie St, W Saint Mary St, Un-Named, Willow Crest Rd, Wilmer Rd, Cupcake Pvt, Godchaux St$1,249
Leonie St, N Monte Blanc Dr, Oakview Dr, Maude Ave, S Gertrude Ave, Loraine St, Marmont St, N Wildcat Rd, Graceland Ave, S Shireview Cir$1,243
Camella St, Frankie Ave, 8th St, Parkview Dr, Jefferson Rd, Cypress St, W Saint Paul St, Harrington Rd, N Baily St, Leblanc St$1,256
Edwards St, Richard St, S Oliver St, Raven Rd, Texas St, Pecan St, Hwy 82, Ozite St, 1st St, Lindy Ln$1,243

Abbeville, LA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Abbeville$184 to $187
Erath$186
Delcambre$185
Maurice$192

Abbeville, LA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Erath town, Louisiana $155 $207 $310
Delcambre town, Louisiana $155 $206 $309
Maurice village, Louisiana $161 $214 $321

Abbeville, LA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Abbeville, LA12.5%33.3%
Erath10.42%41.43%
Delcambre10.1%38.72%
Maurice8.19%37.54%

Abbeville Renters Insurance as a Percentage of Rent

Abbeville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 128 7.0% $370
$200 to $299 156 9.0% $820
$300 to $499 298 18.0% $1270
$500 to $749 788 49.0% $1945
$750 to $999 216 13.0% $2695
$1,000 to $1,499 17 1.0% $3820

Average Cost Of Home Insurance By Company In Areas Nearby Abbeville For Different Scenarios

Building Coverage Contents coverage Construction type Age of home Company Premium
$200,000 $100,000 brick veneer 10-year Allstate Indemnity Co $5699
$200,000 $100,000 Frame 10-year Ark Royal Ins Co $3331
$200,000 $100,000 brick veneer 10-year Centauri Specialty Ins Co $3744
$200,000 $100,000 brick veneer 10-year Encompass Indemnity Co $8191
$100,000 $50,000 brick veneer 25-year Hartford Casualty Ins Co $2649
$400,000 $200,000 brick veneer 1-year Lm Ins Corp $4965
$400,000 $200,000 brick veneer 1-year Privilege Underwriters Recip Exch $5956
$200,000 $100,000 brick veneer 10-year Safepoint Ins $1524
$200,000 $100,000 brick veneer 10-year The Automobile Ins Co Of Hartford $5506
$200,000 $100,000 brick veneer 10-year United Property & Casualty $1916

Abbeville, LA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Abbeville Homeowner Insurance Premium Example $2,100$1,500
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $13,500$12,900
Net Savings to Abbeville Home Owner from High Deductible Plan $600

Abbeville, LA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Abbeville, LA Home Replacement Value MORE than Home Value Abbeville, LA Home Replacement Value LESS than Home Value
Replacement Value $105,500 $85,500
Insurance Premium based on Replacement Value $1,475 $1,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $10,500 Risk Exposure from Under Insuring Coverage is $9,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year

Example Abbeville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualGEICO Insurance
Monthly Premium 79105191
Year Built 195920041985
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $50000-$75000$75000-$100000$100000-$125000
Deductible $1000-$2500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Abbeville, LA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1968 170,000 Composition Roof 3,400 4 $1000-$2500 Deductible 870 5 Fiber-Cement Siding No
1940 130,000 Tile Roof 2,600 4 $2500-$5000 Deductible 410 4 Fiber-Cement Siding No
1949 85,000 Shingles Roof 1,350 3 $1000-$2500 Deductible 920 12 Fiber-Cement Siding No
1982 95,000 Membrane Roof 1,360 3 $500- $1000 Deductible 530 5 Stone Siding yes
1968 220,000 Slate Shingles Roof 3,300 4 $5000 to $10,000 Deductible 1940 8 Fiber-Cement Siding yes
1976 85,000 Asphalt Shingles Roof 1,220 3 $2500-$5000 Deductible 580 7 Wood siding No
2007 105,000 Metal Roof 1,570 2 $500- $1000 Deductible 490 4 Vinyl siding No
1944 80,000 Metal Roof 1,320 2 $2500-$5000 Deductible 950 10 Stone Siding yes
1951 85,000 Composition Roof 1,350 3 $500 Deductible 250 2 Wood siding yes
1953 55,000 Slate Shingles Roof 1,060 2 $500- $1000 Deductible 280 3 Stone Siding yes
2002 115,000 Composition Roof 1,660 4 $500- $1000 Deductible 770 4 Fiber-Cement Siding yes
1953 135,000 Wood Shake Roof 2,040 3 $1000-$2500 Deductible 820 5 Vinyl siding No
1961 185,000 Shingles Roof 2,830 4 $2500-$5000 Deductible 2020 9 Brick siding No