Abbeville Insurance Rates:

Abbeville, AL homeowners insurance is nearly $790 to $1,076, about $65-$89/month. Our complete analysis reveals consumers can save upto $373 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Abbeville, AL Homeowners Insurance By Home Value

Abbeville, AL Home Value Total Homes % of Total Average Abbeville, AL Homeowners Insurance
Less than $50,000 463 30.0% $279
$50,000 to $59,999 87 5.0% $597
$60,000 to $69,999 130 8.0% $737
$70,000 to $79,999 85 5.0% $849
$80,000 to $89,999 220 14.0% $970
$90,000 to $99,999 122 8.0% $1082
$100,000 to $124,999 118 7.0% $1250
$125,000 to $149,999 71 4.0% $1567
$150,000 to $174,999 83 5.0% $1856
$175,000 to $199,999 32 2.0% $2136
$200,000 to $249,999 53 3.0% $2575
$250,000 to $299,999 40 2.0% $3144
$300,000 to $399,999 21 1.0% $3993

Top Home Insurance Agents Near Abbeville, AL

Home Insurance Company Near Abbeville, AL Homeowners Insurance Agency Near Abbeville, AL Address
NA Clenney Insurance Of Blakely, Inc. 8 Liberty St, Blakely, GA, 39823
NA Young Johnston & Associates, Inc. 243 E Barbour St Eufaula, Columbus, AL, 36027
Allstate Germaine Johnson 1034 Ross Clark Cir Ste 3, Dothan, AL, 36303
Travelers Insurance Center Of The Southeast Inc 1296 WESTGATE PKWY, DOTHAN, AL, 36303
Allstate Obar Ins Agcy 5390 Cliff St, Graceville, FL, 32440

Cost Of Homeowners Insurance By Street Near Abbeville, AL

Streets in Abbeville Area Homeowners Insurance Cost
Henry County 29, Martinson Dr, Co Rd 427, Wesley Dr, Co Rd 247, Ozark Rd, State Rte 10, Co Rd 274, Dothan Rd, Hall St$939
Henry County 25, Henry County 107, Henry County 107 E, Henry County 133, Gilliam St, Co Rd 430 W, Henry County 76, Henry County 209, Henry County 45, Co Rd 208$928
West St, Henry County 7, W Alabama St, Henry County 105, Co Rd 234, Henry County 104, Kirkland St, Sandra Dr, Henry County 231, Co Rd 133$921
Clark St, Julia Dr, Co Rd 231, Harlem St, Henry County 90, W Clendinen St, Henry County 235, Co Rd 107, Hillside Dr, Lapine Dr$937
Henry County 40, Henry County 243, Mc Clendon Dr, Catherine Dr, Co Rd 104, Co Rd 117, Co Rd 42 W, Co Rd 235, Co Rd 35, East St$920

Abbeville, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Abbeville$139 to $142
Henry County$141
Shorterville$143
Bakerhill$142

Abbeville, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Henry County, Alabama $118 $157 $236
Shorterville CCD, Henry County, Alabama $119 $159 $238
Bakerhill CCD, Barbour County, Alabama $119 $158 $237

Abbeville, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Abbeville, AL8.6%25.8%
Henry County7.59%26.08%
Shorterville8.1%26.44%
Bakerhill8.26%24.46%

Abbeville Renters Insurance as a Percentage of Rent

Abbeville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 26 5.0% $371
$200 to $299 74 14.0% $821
$300 to $499 190 38.0% $1271
$500 to $749 162 32.0% $1946
$750 to $999 29 5.0% $2696
$1,500 or more 14 2.0% $5471

Average Cost Of Home Insurance By Company In Areas Nearby Abbeville For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Alfa Mutual General Insurance Co 1884
$500 $150,000 Auto Owners Ins Company 1207
$500 $150,000 Esurance Insurance Company 1016
$500 $150,000 Usaa Casualty Insurance Company 1242
$500 $300,000 American National General Ins Company 1336
$500 $300,000 Coastal American Insurance Company 348
$500 $300,000 Garrison Property And Casualty Insurance Company 1800
$500 $300,000 Safeco Insurance Company Of America 1717
$500 $300,000 Travelers Home And Marine Insurance Company 865
$500 $300,000 Usaa General Indemnity Co 1821

Abbeville, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Abbeville Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,400$8,800
Net Savings to Abbeville Home Owner from High Deductible Plan $600

Abbeville, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Abbeville, AL Home Replacement Value MORE than Home Value Abbeville, AL Home Replacement Value LESS than Home Value
Replacement Value $108,500 $61,500
Insurance Premium based on Replacement Value $475 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,000 Risk Exposure from Under Insuring Coverage is $21,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Abbeville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualChubb Group of InsuranceTravelers
Monthly Premium 324250
Year Built 198319482001
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $75000-$100000$100000-$125000$150000-$175000
Deductible $500 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Abbeville, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1969 220,000 Composition Roof 3,370 4 > $10,000 Deductible 350 9 Fiber-Cement Siding yes
1975 310,000 Tile Roof 4,100 5 $500 Deductible 400 4 Wood siding No
1965 180,000 Asphalt Shingles Roof 2,380 3 $1000-$2500 Deductible 250 4 Fiber-Cement Siding yes
1971 120,000 Composition Roof 1,660 3 $500 Deductible 320 6 Vinyl siding No
2005 130,000 Slate Shingles Roof 2,160 5 $2500-$5000 Deductible 490 12 Fiber-Cement Siding No
1969 140,000 Slate Shingles Roof 2,040 4 $500 Deductible 280 7 Wood siding yes
1948 155,000 Asphalt Shingles Roof 2,600 4 $500- $1000 Deductible 370 7 Wood siding yes
1948 105,000 Membrane Roof 1,490 3 $500- $1000 Deductible 230 6 Brick siding No
1972 100,000 Metal Roof 1,480 3 $500 Deductible 230 8 Brick siding No
2007 80,000 Composition Roof 1,340 3 $500 Deductible 170 6 Brick siding No
1980 135,000 Composition Roof 1,870 4 $500- $1000 Deductible 240 4 Stone Siding No
1986 110,000 Shingles Roof 1,720 4 $1000-$2500 Deductible 290 7 Fiber-Cement Siding yes
1996 135,000 Asphalt Shingles Roof 1,830 4 $1000-$2500 Deductible 320 7 Brick siding yes
2007 165,000 Membrane Roof 2,260 4 $5000 to $10,000 Deductible 80 2 Vinyl siding yes
2005 170,000 Composition Roof 3,030 4 $5000 to $10,000 Deductible 380 10 Stone Siding yes
1965 190,000 Shingles Roof 2,910 4 $2500-$5000 Deductible 240 4 Fiber-Cement Siding No
1962 85,000 Membrane Roof 1,270 3 $1000-$2500 Deductible 270 10 Stucco siding No
1987 90,000 Wood Shake Roof 1,590 3 $2500-$5000 Deductible 180 8 Wood siding No
1996 110,000 Asphalt Shingles Roof 1,880 3 $2500-$5000 Deductible 390 10 Vinyl siding No
1944 205,000 Membrane Roof 2,970 4 $1000-$2500 Deductible 650 8 Fiber-Cement Siding No
1997 120,000 Asphalt Shingles Roof 2,410 4 $500- $1000 Deductible 250 7 Brick siding yes
1960 105,000 Slate Shingles Roof 1,660 3 $500 Deductible 140 3 Stucco siding No
1964 150,000 Composition Roof 2,820 5 $500- $1000 Deductible 730 10 Wood siding yes
2001 135,000 Slate Shingles Roof 2,070 3 $1000-$2500 Deductible 660 12 Stucco siding No
1988 130,000 Membrane Roof 1,980 5 $500- $1000 Deductible 180 4 Vinyl siding No
1966 85,000 Composition Roof 1,580 5 $1000-$2500 Deductible 280 8 Fiber-Cement Siding No
1994 180,000 Composition Roof 2,580 4 $1000-$2500 Deductible 460 10 Vinyl siding No
1992 125,000 Asphalt Shingles Roof 2,090 3 $1000-$2500 Deductible 340 9 Vinyl siding yes
1964 130,000 Slate Shingles Roof 2,410 4 $500- $1000 Deductible 50 1 Wood siding yes
1988 165,000 Wood Shake Roof 2,230 3 $5000 to $10,000 Deductible 150 5 Brick siding No
1993 165,000 Composition Roof 2,510 4 $1000-$2500 Deductible 680 12 Stucco siding No
1978 150,000 Tile Roof 2,150 5 $2500-$5000 Deductible 150 3 Vinyl siding No
1997 75,000 Shingles Roof 1,480 3 $2500-$5000 Deductible 50 2 Stucco siding yes
1986 150,000 Wood Shake Roof 2,050 3 $5000 to $10,000 Deductible 250 7 Fiber-Cement Siding No