Wrens Insurance Rates:

Wrens, GA home insurance is about $721 to $985, about $60-$82/month. Our in depth guide indicates shoppers can save as much as $340 by comparing many quotes

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Wrens Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Amica Mutual Insurance Company
Home Insurance Rate of $470/8 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $220,000

4 Beds, 4 Bath 3130 sqft Primary Residence Constructed In 1993 with Stone Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Stone Siding, Wood Frame. Home Features Include Smoke Alarm, Deadbolt Locks, Copper Water Pipes, Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

70 Years old Divorced Female who has a Full Time Job with household income of more than $150,000 and has 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $310/9 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $90,000

3 Beds, 3 Bath 1390 sqft Seasonal Residence Constructed In 2000 with Wood Flooring, Shingles Roof, Slab Foundation, Stucco siding, Brick Frame. Home Features Include Fire Extinguisher, Copper Water Pipes, Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

54 Years old Married Male who is Unemployed and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $250/4 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $185,000

4 Beds, 4 Baths 3000 sqft Vacation Property Constructed In 1968 with Wood Flooring, Composition Roof, Crawl Space Foundation, Brick siding, Stucco Construction. Home Features Include Fire Extinguisher, Indoor Sprinklers, Deadbolt Locks, Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

46 Years old Married Male who is Unemployed and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

Home Insurance Rate of $420/12 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $140,000

4 Beds, 4 Baths 1980 sqft Primary Residence Constructed In 1980 with Carpet Flooring, Membrane Roof, Piers Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

69 Years old Single Male who has a Full Time Job with household income of $75-$100,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $40/1 month for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $135,000

3 Beds, 3 Bath 2290 sqft Vacation Property Constructed In 1994 with Ceramic Tile Flooring, Slate Shingles Roof, Chainwall Foundation, Stucco siding, Brick Frame. Home Features Include Copper Water Pipes, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

72 Years old Divorced Male who is Retired with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

  • Guests at home

Home Insurance Rate of $360/9 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $115,000

4 Beds, 4 Baths 2340 sqft Primary Residence Constructed In 1960 with Stone Flooring, Shingles Roof, Slab Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

40 Years old Married Male who has a Full Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

  • Seniors staying at home

Home Insurance Rate of $220/8 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $95,000

3 Beds, 3 Bath 1590 sqft Seasonal Residence Constructed In 2005 with Hardwood Flooring, Composition Roof, Slab Foundation, Wood siding, Brick Frame. Home Features Include Copper Water Pipes, Fireplace, Indoor Sprinklers, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

31 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

Home Insurance Rate of $50/1 month for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $120,000

4 Beds, 4 Baths 1920 sqft Seasonal Residence Constructed In 1996 with Hardwood Flooring, Composition Roof, Slab Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

29 Years old Single Female who is a Freelancer with household income of $50-$75,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 750-799 Credit Score

Wrens, GA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
30833 $83,600 $860

Wrens Rates & Quotes Analysis:

Wrens Area Estimated House Insurance
Carolyn St, Washington St, Jasmine Ln, C R 52, Co Rd 100, C R 71, Phillips St, Lane Dr, Country Club Dr, Norton Dr$853
Cotton St, US Hwy 1, C R 273, W Howard St, Carson Rd, W Walker St, Oak Dr, Terrace Hill Rd, Tanners Loop, Hill St$855
Russell St, Lakeview Dr, Carey Parrish Rd, Loblolly Ln, Dayton St, Oak Lane Ct, Sam Ln, Old Thomson Rd, C R 32, Mae Lamb Rd$855
Crosse St, Noah Station Rd, Martin Stapleton Rd, McGahee St, Brian Pl, Oak St, Butcher Pen Rd, Swan Rd, Broad St, Cemetery St$848
Howard St, George St, Magnolia St, C R 66, Ada Dr, Country Club Cir, Mount Moriah Rd, Grace St, Co Rd 41, Shady Oaks Rd$854

Insurance rates are influenced by a number of factors including:

  • Year Built: 430 Homes (18% of total) built between 1980 to 1989 in Wrens are paying home insurance between $1,271-$1,284 and differs from Panhandle (+$65), Dearing (+$21), Fort Gordon (+$752), Matthews (-$46) and Mitchell (-$13).
  • Bedrooms: 1,409 3 bedrooms homes (60% of total homes ) in Wrens are paying about $759. Areas near to Wrens such as Matthews, Stapleton, Keysville are costlier by $13, $8, $14 respectively whereas Avera and Norris are more economical by $4, $10 respectively for similar homes.
  • Auto Insurance Bundling: 518 Households (40% of all households) in Wrens have 2 vehicles available and when it is bundled with home insurance you can save $170 and differs from Matthews ($164), Stapleton ($170), Keysville ($169).
  • Senior Discounts: 858 seniors (more than 55 years) occupied housing units (67% of total) in Wrens get discounts between $127 to $130 in contrast with Matthews ($123), Stapleton ($127), Blythe ($128).
  • New Homes discounts: New homes such as the 617 homes built between 2000 to 2009 in Wrens can save $170 and differs from Matthews ($164), Stapleton ($170), Keysville ($169).

Wrens Homeowners insurance Facts

  • Wrens, GA has 1,266 owner occupied houses which is 63.3% of all units whereas Matthews, Stapleton and Keysville have 88.54%, 91.7% and 87.15% respectively.
  • Wrens, GA homeowners yearly insurance price at $852 is 1.1% of the typical house value of $77,500 which is in contrast with 4.39% in Matthews, 1.12% at Stapleton & 1.22% in Keysville.
  • Homeowners in Wrens, GA pay 4.87% of their income ($15,000 to $19,999) in insurance whereas homeowners in Matthews, Stapleton and Keysville pay 4.69%, 4.87% and 4.85% respectively.
  • Wrens, GA’s insurance is 6.9% of monthly housing costs of $1,026/month, for owners with a mortgage compared to 7.23% in Stapleton, 8.31% at Keysville & 7.38% in Blythe. But, for households without a mortgage, insurance is 20.1% of costs ($353 in Wrens, GA) in contrast with 18.39% in Stapleton, 21.44% at Keysville & 23.51% in Blythe.

Wrens, GA Home Values & Insurance rates

For example, insurance for 205 Homes (16.0% of total homes ) valued between $80,000 to $89,999 in Wrens, GA is about $928. Rates in nearby areas in such as Blythe, Panhandle, Dearing are cheaper by $48, $454, $210 respectively while Stapleton and Keysville are costlier by $17 and $107 respectively for similar homes.

Wrens, GA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 337 27.0% $272
$50,000 to $59,999 100 8.0% $570
$60,000 to $69,999 126 10.0% $707
$70,000 to $79,999 100 8.0% $817
$80,000 to $89,999 205 16.0% $928
$90,000 to $99,999 32 2.0% $1039
$100,000 to $124,999 78 6.0% $1201
$125,000 to $149,999 37 3.0% $1508
$150,000 to $174,999 153 12.0% $1780
$200,000 to $249,999 43 3.0% $2470
$250,000 to $299,999 13 1.0% $3024

Renters Insurance in Wrens

  • Average Renters Insurance in Wrens :  $344($28/month)

  • Median Gross Rent in Wrens :  $546

  • Wrens Renters Insurance to Median Rent Ratio:  5.13%

  • Renter occupied housing units in Wrens :  733

Wrens Renters Insurance as a Percentage of Rent

Wrens Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 46 7.0% $836
$300 to $499 162 25.0% $1286
$500 to $749 297 46.0% $1961
$750 to $999 104 16.0% $2711
$1,000 to $1,499 24 3.0% $3836

Rent Affordability in Wrens:

Approximately 49.0% (361) of households are spending more than 35% of their income on gross rent in Wrens

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 75 10.0%
15.0 to 19.9 percent 102 13.0%
20.0 to 24.9 percent 75 10.0%
25.0 to 29.9 percent 35 4.0%
30.0 to 34.9 percent 85 11.0%
35.0 percent or more 361 49.0%

Wrens Renters Insurance Discounts:

Wrens Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Wrens, GA Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 417 56.0% $34.4
2 vehicles available 138 18.0% $51.6
3 or more vehicles available 54 7.0% $68.8

Protective device discount in Wrens Up to :  $51

Claims-free discount in Wrens Up to :  $68