Worth Insurance Rates:

Worth, IL home insurance is roughly $662 to $897, about $55-$74/month. Our complete guide indicates shoppers can save upto $311 by getting many quotes

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Worth Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Farmers Insurance
Home Insurance Rate of $490/6 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $295,000

3 Beds, 3 Baths 2290 sqft Vacation Property Constructed In 1985 with Linoleum, Membrane Roof, Crawl Space Foundation, Vinyl siding, Wood Frame. Home Features Include Swimming Pool, Smoke Alarm, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

55 Years old Divorced Female who has a Part Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $60/1 month for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $215,000

4 Beds, 4 Bath 1770 sqft Seasonal Residence Constructed In 1970 with Carpet over wood flooring, Metal Roof, Crawl Space Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Copper Water Pipes, Swimming Pool, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

68 Years old Married Male who has a Part Time Job with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

  • Guests at home

Home Insurance Rate of $480/9 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $185,000

5 Beds, 5 Baths 1690 sqft Vacation Property Constructed In 1981 with Carpet Flooring, Slate Shingles Roof, Crawl Space Foundation, Brick siding, Brick Frame. Home Features Include Fireplace, Swimming Pool, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

65 Years old Married Male who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $1010/7 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $335,000

4 Beds, 4 Baths 2800 sqft Primary Residence Constructed In 1961 with Carpet Flooring, Membrane Roof, Crawl Space Foundation, Stone Siding, Stucco Construction. Home Features Include Copper Water Pipes, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

35 Years old Married Male who has a Full Time Job with household income of $25-50,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $320/3 months for $250,000-$300,000 Coverage
Policy Holder Home Details :

Home Value : $280,000

4 Beds, 4 Baths 1762 sqft Rental Property Constructed In 1952 with Stone Flooring, Asphalt Shingles Roof, Slab Foundation, Brick siding, Brick Frame. Home Features Include Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

50 Years old Married Female who has a Full Time Job with household income of $100-$150,000 and has More than 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

Worth, IL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
60482 $184,100 $790

Worth Rates & Quotes Analysis:

Worth Area Estimated House Insurance
Kerry Ridge Ct, Trumbull, S End Ln, S 69th Ct, Pembroke Ln, Nuala Ln, Lincoln Ln W, Stony Creek Dr, 102nd Pl, S Utica Ave$717
W Crandall Ave, Avery Pl, Buckley Ave, W Golfview Ln, S 71st Ct, S 68th Ave, 134th Pl, Golfview Ln, Medinah Ct, Alexander Pl$840
S 71st Ave, 122nd Pl, S Monticello Ave, Virginia L Siegel Memorial Dr, W Howdy Ln, S Lloyd Dr, S Orchard Ave, Edison St, S Lee Rd, Brooks Ln$758
Maplewood Ave, W Scott Dr, Cal Sag Rd, Georgia Ave, E Shore Dr, 123rd Pl, S Highland Rd, S Quinn Dr, Ridge Cove Dr, W Edgewood Rd$764
Gruenwald St, 92nd Pl, Buell Ave, Gruenwald St, S 68th Ct, S Meadow Lane Dr, S Apple Ln, Woodlawn, S Westgate Dr, Shadow Creek Dr$767

Insurance rates are influenced by a number of factors including:

  • Year Built: 12,638 Homes (20% of total) built between 1960 to 1969 in Worth are paying home insurance between $1,364-$1,375 and differs from Oak Lawn (+$13), Evergreen Park (+$14), Palos Heights (+$80), Chicago Ridge (-$19) and Merrionette Park (-$63).
  • Bedrooms: 23,616 3 bedrooms homes (38% of total homes ) in Worth are paying about $717. Areas near to Worth such as Oak Lawn, Evergreen Park, Palos Heights are costlier by $7, $8, $42 respectively whereas Alsip and Merrionette Park are more economical by $4, $26 respectively for similar homes.
  • Auto Insurance Bundling: 17,984 Households (41% of all households) in Worth have 2 vehicles available and when it is bundled with home insurance you can save $155 and varies from Alsip ($155), Oak Lawn ($157), Chicago Ridge ($153).
  • Senior Discounts: 21,602 seniors (more than 55 years) occupied housing units (49% of total) in Worth get discounts between $116 to $119. The comparative concessions in proximate regions such as Alsip, Oak Lawn and Chicago Ridge are $116, $117 and $115 respectively.
  • New Homes discounts: New homes such as the 23,725 homes built between 2000 to 2009 in Worth can save $155 and varies from Alsip ($155), Oak Lawn ($157), Chicago Ridge ($153).

Worth Homeowners insurance Facts

  • Worth, IL has 43,856 owner occupied houses which is 76.3% of all units whereas Alsip, Oak Lawn and Chicago Ridge have 64.7%, 82.95% and 52.12% respectively.
  • Worth, IL homeowners yearly insurance price at $779 is 0.39% of the typical house value of $199,100 which is in contrast with 0.41% in Alsip, 0.37% at Oak Lawn & 0.43% in Chicago Ridge.
  • Homeowners in Worth, IL pay 1.15% of their income ($60,000 to $74,999) in insurance whereas homeowners in Alsip, Oak Lawn and Chicago Ridge pay 1.15%, 1.16% and 1.14% respectively.
  • Worth, IL’s insurance is 3.9% of monthly housing costs of $1,682/month, for owners with a mortgage compared to 3.88% in Alsip, 3.8% at Oak Lawn & 4.41% in Chicago Ridge. But, for households without a mortgage, insurance is 11.1% of costs ($585 in Worth, IL) in contrast with 11.94% in Alsip, 10.93% at Oak Lawn & 12.47% in Chicago Ridge.

Worth, IL Home Values & Insurance rates

For example, insurance for 525 Homes (1.0% of total homes ) valued between $70,000 to $79,999 in Worth, IL is about $288. Rates in nearby areas in such as Hickory Hills, Stickney, Countryside are cheaper by $48, $7, $28 respectively while Alsip and Merrionette Park are costlier by $14 and $165 respectively for similar homes.

Worth, IL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,721 4.0% $93
$70,000 to $79,999 525 1.0% $288
$80,000 to $89,999 978 2.0% $327
$90,000 to $99,999 1,067 2.0% $366
$100,000 to $124,999 3,330 7.0% $428
$125,000 to $149,999 2,912 6.0% $537
$150,000 to $174,999 6,338 15.0% $630
$175,000 to $199,999 4,452 10.0% $732
$200,000 to $249,999 8,716 20.0% $880
$250,000 to $299,999 6,176 14.0% $1075
$300,000 to $399,999 4,978 11.0% $1363

Renters Insurance in Worth

  • Average Renters Insurance in Worth :  $118($9/month)

  • Median Gross Rent in Worth :  $880

  • Worth Renters Insurance to Median Rent Ratio:  1.02%

  • Renter occupied housing units in Worth :  13,603

Worth Renters Insurance as a Percentage of Rent

Worth Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 569 4.0% $1229
$500 to $749 2,397 18.0% $1904
$750 to $999 6,358 49.0% $2654
$1,000 to $1,499 2,756 21.0% $3779
$1,500 or more 764 5.0% $5429

Rent Affordability in Worth:

Approximately 44.0% (6,104) of households are spending more than 35% of their income on gross rent in Worth

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 1,438 10.0%
15.0 to 19.9 percent 2,198 16.0%
20.0 to 24.9 percent 1,883 13.0%
25.0 to 29.9 percent 1,047 7.0%
30.0 to 34.9 percent 933 6.0%
35.0 percent or more 6,104 44.0%

Protective device discount in Worth Up to :  $17

Claims-free discount in Worth Up to :  $23