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Worcester, MA Home Values & Insurance Rates

Worcester, MA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 698 2.0% $111
$90,000 to $99,999 387 1.0% $416
$100,000 to $124,999 1,210 4.0% $488
$125,000 to $149,999 1,249 4.0% $610
$150,000 to $174,999 3,139 10.0% $722
$175,000 to $199,999 4,008 13.0% $833
$200,000 to $249,999 9,034 30.0% $1006
$250,000 to $299,999 5,705 18.0% $1230
$300,000 to $399,999 4,282 14.0% $1566

Worcester Renters Insurance as a Percentage of Rent

Worcester Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 1,026 2.0% $367
$200 to $299 2,724 7.0% $817
$300 to $499 3,051 8.0% $1267
$500 to $749 5,662 15.0% $1942
$750 to $999 10,759 28.0% $2692
$1,000 to $1,499 11,657 31.0% $3817
$1,500 or more 2,410 6.0% $5467

Example Worcester Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyChubb Group of Insurance
Monthly Premium 99127104
Year Built 199319661949
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $200000-$250000$250000-$300000$250000-$300000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible

Top Home Insurance Agents Near Worcester, MA

Home Insurance Company Near Worcester, MA Homeowners Insurance Agency Near Worcester, MA Address Distance from Worcester, MA (miles)
Universal Insurance Agency Inc. 374 Belmont Street, Worcester, MA, 1604 2.3
Sullivan - Keating Moran Insurance Agency Of Springfield, Inc. 840 Liberty Street, Springfield, MA, 1104 41.0
L S Jack Insurance Agency 185 Village Street, Medway, MA, 2053 22.7
Ald Insurance Agency Inc 60 Brighton Ave Allston, Boston, MA, 2134 35.2
Travelers The Slocum Agency Inc 1229 GREENWICH AVE, WARWICK, RI, 2886 43.0

Estimated Home Insurance By Street Area Near Worcester, MA

Worcester Area Estimated House Insurance
Paris Ave, Preston St, Coventry Rd, Greenbush Rd, Amanola Ave, Chiltern Hill Dr N, Orton St Exd, Gorham St, Jefferson St, Olga Ct$1,021
Snowy Owl Ln, Seconset St, E Mountain St, Southern Ave, Briarcliff Rd, Teconnett Path, Roxbury St, Saint Louis St, Curtis Pkwy, Bay State Rd$1,021
Genessee St, Sagamore Rd, Windsor St, Potomska St, Michigan Rd, Division St, Drummond Ave, Blackstone River Rd, Hermitage Ln, Rural St$1,028
Tunis Rd, Sever St, Winfield St, Cameron St, Valmor St, Lyon Pl, Holcombe St, Huntley St, Kilby St, Tuckerman St$1,005
Maverick Rd, Edmons St, Coolidge Rd, Langdon St, Suburban Rd, Passway 4, Riley St, Hockanum Way, Benham St, Royal Rd$1,027
Fountain St, Upland Gardens Dr, Wrentham Rd, Bella Ln, Standish St, Everett Gaylord St, Mower St, Tahanto Rd, Christine Dr, Newton Ave$1,011
Healy Rd, Snowbell Ln, Young St, Cataumet St, Rock Ave, Barry Rd Exd, Thorne St, Dawson Rd, Exeter St, Swan Ave$1,018
Keach Ave, W Lake St, Alpine St, Delmont Ave, Germain St, North Pkwy, College St, Leyton Rd, Lull St, Sultan St$1,009
Hartford Rd, Ingleside Ave, Longfellow Rd, Ashton St, Lazelle St, Wisteria St, Ridgley St, Plane St, Brightwood Ave, Vinton St$1,017
Claremont St, Navajo Rd, Marland Ct, Clover St, Claremont Sq, Apollo Rd, Envelope Ter, Monterey Rd, Vesper St, Leslie Rd$1,006

Worcester, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Worcester Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $6,400$5,900
Net Savings to Worcester Home Owner from High Deductible Plan $500

Worcester, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Worcester, MA Home Replacement Value MORE than Home Value Worcester, MA Home Replacement Value LESS than Home Value
Replacement Value $233,000 $184,000
Insurance Premium based on Replacement Value $1,525 $1,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,500 Risk Exposure from Under Insuring Coverage is $28,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $125/year