Woodstock Insurance Rates:

Woodstock, GA home insurance is approximately $769 to $1,042, about $64-$86/month. Our detailed guide reveals consumers can save upto $362 by comparing multiple quotes

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Woodstock, Georgia Homeowners share the good, bad & ugly reviews of thier insurance providers so that you can compare quotes from the best

Woodstock Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Amica Mutual Insurance Company
Home Insurance Rate of $260/3 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $195,000

3 Beds, 3 Bath 1760 sqft Seasonal Residence Constructed In 2008 with Carpet Flooring, Asphalt Shingles Roof, Piers Foundation, Vinyl siding, Brick Frame. Home Features Include Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

51 Years old Single Male who is a Freelancer with household income of $100-$150,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $130/3 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $150,000

5 Beds, 5 Baths 1540 sqft Rental Property Constructed In 1984 with Wood Flooring, Shingles Roof, Crawl Space Foundation, Wood siding, Brick Frame. Home Features Include Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

61 Years old Single Male who is a Freelancer with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $340/5 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $245,000

3 Beds, 3 Baths 2210 sqft Seasonal Residence Constructed In 1994 with Ceramic Tile Flooring, Wood Shake Roof, Piers Foundation, Stucco siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

52 Years old Single Male who is a Freelancer with household income of $75-$100,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

  • Seniors staying at home

Home Insurance Rate of $480/10 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $210,000

4 Beds, 4 Bath 2090 sqft Vacation Property Constructed In 1986 with Hardwood Flooring, Shingles Roof, Slab Foundation, Stucco siding, Stucco Construction. Home Features Include Copper Water Pipes, Smoke Alarm, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

54 Years old Single Male who has a Full Time Job with household income of $100-$150,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $340/7 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $155,000

4 Beds, 4 Baths 1740 sqft Seasonal Residence Constructed In 2004 with Stone Flooring, Composition Roof, Slab Foundation, Vinyl siding, Stucco Construction. Home Features Include Swimming Pool, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

37 Years old Married Male who is a Freelancer with household income of more than $150,000 and has 2 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $500/10 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $150,000

3 Beds, 3 Baths 1630 sqft Rental Property Constructed In 1981 with Stone Flooring, Composition Roof, Chainwall Foundation, Vinyl siding, Stucco Construction. Home Features Include Smoke Alarm, Central Air Conditioning, Indoor Sprinklers, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

58 Years old Divorced Female who is a Freelancer with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $50/1 month for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $175,000

3 Beds, 3 Bath 1910 sqft Rental Property Constructed In 1984 with Linoleum, Composition Roof, Piers Foundation, Vinyl siding, Wood Frame. Home Features Include Smoke Alarm, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

26 Years old Married Female who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $310/6 months for $125,000-$150,000 Coverage
Policy Holder Home Details :

Home Value : $115,000

2 Beds, 2 Bath 1084 sqft Primary Residence Constructed In 1999 with Wood Flooring, Shingles Roof, Piers Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Swimming Pool, Smoke Alarm, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

42 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

Woodstock, GA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
30189 $203,100 $920
30188 $179,500 $910

Woodstock Rates & Quotes Analysis:

Woodstock Area Estimated House Insurance
Cheryl Ct, Islandora Cv, Fountain Dr, Fowler St, Court Yard Way, Eagle Watch Dr, Oak Grove Way, Linkside Ln, Lakepoint Cir, Pinchot Way$898
Oak Wood Ct, River Plantation Dr, Rose Cottage Ln, Lookout Pointe, Walnut Dr, Fountain Cir, Greybrook Dr, Towneside Ln, Live Oak Ln, Redwood Dr$909
Paige Ln, Indian Ridge Dr, Blossom Way, Ross Rd, Londonderry Dr, Dogwood Ln, Bent Creek Dr, Junaluska Dr, Kings Way, Professional Way$898
Windcrest Ct, Wilshire Pass, Maplewood Ct, Watch Harbor Ln, Bluebird Acres Rd, King Arthur Dr, St Louis Way, Brianna Way, Bluff Creek Dr, Oxeye Dr$919
Wildwood Dr, Camp Ln, Chestnut Hill Ct, Woodfield Way, Musial Dr, Spanish Oak Dr, Inca Ln, Eagle Glen Cir, Skyhawk Ln, Alexandra Ct$907
Knollwood Ln, Byrd Dr, Towne Lake Hills W, Laguna Springs Dr, Savannah Ct, Lee Dr, Meadow View Dr, Burch Rd, Mount Vernon Ln, Putnam Ford Dr$884
Standing Turkey Ct, Susobell Pl, The General Ave, Goshen Ln, Cedar Creek Way, Foothill Dr, Weatherstone Ct, Woodpark Pl, Cherokee Mills Dr, Knollwood Pl$919
Oak Leaf Pl, Barnes Rd, Fernwood Pl, Lakestone Pkwy, Elizabeth Ct, Black Fox Ct, Missy Ln, Wind Ship Ln, Altama Way, Society Ct$907
Carmichael Rd, N Little Victoria Rd, Stations Dr, Patton Ct, Fairview Ln, Serenade Ln, Cacique Ct, E Lake Ct, Hunt Rd, Hidden Close$917
River Rock Dr, Poinsetta Dr, E Bells Ferry Rd, Oakmont Dr, Laurel Way, Knoll Pointe, Village Trce, N River Dr, Mill Stream Way, Surrey Dr$909

Insurance rates are influenced by a number of factors including:

  • Year Built: 4,525 Homes (12% of total) built between 1970 to 1979 in Woodstock are paying home insurance between $1,467-$1,481 compared to Holly Springs (+$29), Canton (+$33), Northeast Cobb (+$86), Emerson (-$44) and Fair Oaks (-$47).
  • Bedrooms: 17,243 3 bedrooms homes (47% of total homes ) in Woodstock are paying about $806. Areas near to Woodstock such as Holly Springs, Canton, Northeast Cobb are costlier by $16, $18, $47 respectively whereas Acworth and Emerson are more economical by $5, $24 respectively for similar homes.
  • Auto Insurance Bundling: 6,779 Households (26% of all households) in Woodstock have 3 or more vehicles available and when it is bundled with home insurance you can save $226. Discounts for similar bundling in close by locations such as Holly Springs, Kennesaw, Acworth come to $230, $225, $225 respectively.
  • Senior Discounts: 9,517 seniors (more than 55 years) occupied housing units (36% of total) in Woodstock get discounts between $135 to $138. The comparative concessions in proximate regions such as Holly Springs, Kennesaw and Northeast Cobb are $138, $135 and $143 respectively.
  • New Homes discounts: New homes such as the 22,331 homes built between 2000 to 2009 in Woodstock can save $181 and differs from Holly Springs ($184), Kennesaw ($180), Acworth ($180).

Woodstock Homeowners insurance Facts

  • Woodstock, GA has 25,989 owner occupied houses which is 77.7% of all units whereas Holly Springs, Kennesaw and Acworth have 87.23%, 67.48% and 71.29% respectively.
  • Woodstock, GA homeowners yearly insurance price at $905 is 0.52% of the typical house value of $174,700 which is in contrast with 0.45% in Holly Springs, 0.53% at Kennesaw & 0.55% in Acworth.
  • Homeowners in Woodstock, GA pay 5.17% of their income ($15,000 to $19,999) in insurance whereas homeowners in Holly Springs, Kennesaw and Acworth pay 5.27%, 5.16% and 5.14% respectively.
  • Woodstock, GA’s insurance is 4.9% of monthly housing costs of $1,552/month, for owners with a mortgage compared to 4.59% in Holly Springs, 4.76% at Kennesaw & 5.01% in Acworth. But, for households without a mortgage, insurance is 18.4% of costs ($410 in Woodstock, GA) in contrast with 18.18% in Holly Springs, 20.34% at Kennesaw & 17.28% in Acworth.

Woodstock, GA Home Values & Insurance rates

For example, insurance for 248 Homes (1.0% of total homes ) valued between $60,000 to $69,999 in Woodstock, GA is about $334. Rates in nearby areas in such as Canton, Marietta, Cobb County are cheaper by $57, $32, $39 respectively while Emerson and Fair Oaks are costlier by $122 and $139 respectively for similar homes.

Woodstock, GA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 661 2.0% $126
$60,000 to $69,999 248 1.0% $334
$70,000 to $79,999 265 1.0% $380
$80,000 to $89,999 516 2.0% $434
$90,000 to $99,999 471 1.0% $488
$100,000 to $124,999 2,041 8.0% $561
$125,000 to $149,999 4,016 16.0% $705
$150,000 to $174,999 4,787 19.0% $841
$175,000 to $199,999 2,842 11.0% $968
$200,000 to $249,999 3,736 15.0% $1167
$250,000 to $299,999 2,845 11.0% $1420
$300,000 to $399,999 2,105 8.0% $1810

Renters Insurance in Woodstock

  • Average Renters Insurance in Woodstock :  $211($17/month)

  • Median Gross Rent in Woodstock :  $1,057

  • Woodstock Renters Insurance to Median Rent Ratio:  1.61%

  • Renter occupied housing units in Woodstock :  7,456

Woodstock Renters Insurance as a Percentage of Rent

Woodstock Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 211 2.0% $1252
$500 to $749 792 11.0% $1927
$750 to $999 2,163 30.0% $2677
$1,000 to $1,499 2,716 37.0% $3802
$1,500 or more 1,212 16.0% $5452

Protective device discount in Woodstock Up to :  $31

Claims-free discount in Woodstock Up to :  $42