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Winchester, VA Home Values & Insurance Rates

Winchester, VA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 162 3.0% $74
$60,000 to $69,999 49 1.0% $192
$70,000 to $79,999 46 1.0% $230
$90,000 to $99,999 94 2.0% $289
$100,000 to $124,999 201 4.0% $333
$125,000 to $149,999 297 6.0% $415
$150,000 to $174,999 438 10.0% $497
$175,000 to $199,999 465 10.0% $571
$200,000 to $249,999 972 22.0% $690
$250,000 to $299,999 689 15.0% $838
$300,000 to $399,999 937 21.0% $1068

Winchester Renters Insurance as a Percentage of Rent

Winchester Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 119 2.0% $785
$300 to $499 254 5.0% $1235
$500 to $749 1,241 24.0% $1910
$750 to $999 1,713 33.0% $2660
$1,000 to $1,499 1,405 27.0% $3785
$1,500 or more 316 6.0% $5435

Example Winchester Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceFarmers InsuranceNationwide Insurance
Monthly Premium 5217875
Year Built 197920091944
Home Details 2 Beds, 1 Baths5 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $200000-$250000$350000-$400000$350000-$400000
Deductible > $10,000 Deductible$500 Deductible> $10,000 Deductible

Top Home Insurance Agents Near Winchester, VA

Home Insurance Company Near Winchester, VA Homeowners Insurance Agency Near Winchester, VA Address Distance from Winchester, VA (miles)
Travelers Armfield Harrison & Thomas Inc 20 S KING STREET, LEESBURG, VA, 20175 33.0
Liberty Mutual Independent R H Nicholson & Co 3998 Fair Ridge Dr #200, Fairfax, VA, 22033 48.1
Nationwide Terence F Dugan Jr Lutcf 101 East Holly Ave STE 4, Sterling, VA, 20164-4475 43.1
State Farm Tim Duray 7713 Sudley Rd, Manassas, VA, 20109 44.3
Erie Walter & Walter Insurance Agency Inc. 3186 Valley Pike, Winchester, VA, 22602 2.5


Estimated Home Insurance By Street Area Near Winchester, VA

Winchester Area Estimated House Insurance
Jigsaw Pl, Commerce St, State Rte 657, Russelcroft Rd, Hillcrest Aly, S Kent St, Franklin St, Blue Ridge Ter, Appleseed Ct, State Rte 7$738
Conway St, Stonewall Ave, E Jubal Early Dr, Middle Rd, Morgan St, Stone House Ct, Kinzel Dr, Henry Ave, Atwell Ave, Rockland Dr$717
N Sector Ct, Winder Ct, S Purcell Ave, Orchard Ave, Valley Ave, University Dr, Windwood Dr, Elm St, Orchard Hill Dr, Apple Blossom Dr$722
Wayland Dr, W Whitlock Ave, Van Couver St, Seldon Dr, N Stewart St, US Hwy 50, W Jubal Early Dr, Hawthorne Dr, Parkview Ave, Academy Cir$763
State Rte 628, Heth Pl, Spruce St, National Ave, Wentworth Dr, N Loudoun St, Myrtle Ave, Kernstown Ct, S Braddock St, Stonehenge Rd$743

Winchester, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Winchester Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,200$7,600
Net Savings to Winchester Home Owner from High Deductible Plan $600

Winchester, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Winchester, VA Home Replacement Value MORE than Home Value Winchester, VA Home Replacement Value LESS than Home Value
Replacement Value $373,500 $295,000
Insurance Premium based on Replacement Value $1,800 $1,425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $32,500 Risk Exposure from Under Insuring Coverage is $46,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $150/year