Wickenburg Insurance Rates:

Wickenburg, AZ home insurance is about $536 to $726, about $44-$60/month. Our complete guide indicates shoppers can save upto $252 by comparing many quotes

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Wickenburg Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Farmers Insurance
Home Insurance Rate of $170/3 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $230,000

3 Beds, 3 Baths 1680 sqft Vacation Property Constructed In 2011 with Wood Flooring, Metal Roof, Slab Foundation, Wood siding, Stucco Construction. Home Features Include Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

50 Years old Divorced Female who is a Freelancer with household income of $100-$150,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $620/9 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $290,000

4 Beds, 4 Bath 2520 sqft Primary Residence Constructed In 1997 with Linoleum, Tile Roof, Slab Foundation, Stone Siding, Wood Frame. Home Features Include Central Air Conditioning, Fire Extinguisher, Smoke Alarm, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

55 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $280/6 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $190,000

3 Beds, 3 Baths 1400 sqft Rental Property Constructed In 2004 with Hardwood Flooring, Metal Roof, Chainwall Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

59 Years old Married Male who is Unemployed with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $220/9 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $180,000

4 Beds, 4 Baths 1800 sqft Rental Property Constructed In 1997 with Ceramic Tile Flooring, Wood Shake Roof, Slab Foundation, Vinyl siding, Brick Frame. Home Features Include Fireplace, Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

59 Years old Single Male who has a Full Time Job with household income of more than $150,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

Home Insurance Rate of $60/1 month for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $330,000

3 Beds, 3 Bath 2370 sqft Rental Property Constructed In 2010 with Ceramic Tile Flooring, Membrane Roof, Slab Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Fireplace, Deadbolt Locks, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

34 Years old Divorced Male who has a Full Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $360/5 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $345,000

4 Beds, 4 Baths 2830 sqft Rental Property Constructed In 2011 with Linoleum, Metal Roof, Chainwall Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Deadbolt Locks, Fireplace, Indoor Sprinklers, Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

49 Years old Married Male who is Unemployed with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

Home Insurance Rate of $300/8 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $185,000

3 Beds, 3 Baths 1770 sqft Primary Residence Constructed In 2014 with Carpet over wood flooring, Shingles Roof, Chainwall Foundation, Stucco siding, Wood Frame. Home Features Include Indoor Sprinklers, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

34 Years old Married Male who has a Part Time Job with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $180/3 months for $200,000-$250,000 Coverage
Policy Holder Home Details :

Home Value : $225,000

3 Beds, 3 Baths 2027 sqft Primary Residence Constructed In 2006 with Ceramic Tile Flooring, Wood Shake Roof, Piers Foundation, Brick siding, Wood Frame. Home Features Include Fireplace, Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

68 Years old Divorced Female who is a Freelancer with household income of $100-$150,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

Wickenburg, AZ Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
85390 $210,000 $630

Wickenburg Rates & Quotes Analysis:

Wickenburg Area Estimated House Insurance
Rockaway Hills Dr, N Vega Dr, N 204th Ln, Stardust Blvd, N 215th Ave, W Moonlight Way, N Forty Rd, W Ashley Ct, W Windstone Trl, W Buffalo Trl$615
N 265th Ave, N Nellie Belle, W Fairwood Dr, N Marble Canyon Ct, S Aircleta Dr, N Kiva Ct, W Medinha Way, W Cinnabar Dr, W Powderhorn Dr, N Thornberry Dr$647
W Barwick Dr, N Mariposa Dr, W Sammy Way, Arnold Rd, N Desert Glen Dr, W Celestial Ct, 265th Dr, W Gunsight Dr, Lavitt Ln, N 464th Ave$602
N 232nd Ave, W Blackhawk Ct, W Sola Ct, N Vermillion Cliffs Dr, Gilia Way, N Aztec Ct, N Gable Hill Dr, W Ballad Dr, N Gold Poppy Ln, Trail Ridge Dr$653
N Calle Real Dr, W 168th Ave, N Cherokee Ln, 211th Ave, W Pontebella Dr, W Arizona Dr, Morning Vista Ln, Eagle Eye Rd, Hedge Hog Pl, N 130th Glen$659
W Paiute Trl, W Thomas Rd S, N 513th Ave, W Stardust Blvd, W Santee Way, N Ravenswood Cir, N Linkletter Ln, W Bison Path, Hummingbird Te, W Cisa Rio Ln$627
213th Ave, N Havasupai Dr, N Shadow Mountain Dr, W Luray Rd, N Grand Ave, Tyler Trl, W Vale Dr, , Coronet Dr, W Silver Breeze Dr, N 259th Ave$631
N Edith Way, W San Carlos, N Las Vegas Dr, W Sentinel Dr, W Lava Dr, N Catherine Dr, W Patrick Ct, N Coconino Dr, Pyracantha Dr, N Firestone Ln$624
America St, W San Pablo Dr, W Limewood Dr, 163rd Ave, W Hilquit Dr, N Sonnet Dr, Spanish Garden Dr, N Villa Bella Dr, N 235th Dr, N Coronado Way$625
W Hovey Ave, N 304th Ln, W Muirfield Ln, Gompers Cir, W Chaparral Ln, W Highridge Rd, N Painted Sky Dr, Hopi Ln, W Tyler Trl, W Bralliar Rd$616

Insurance rates are influenced by a number of factors including:

  • Year Built: 4,868 Homes (8% of total homes ) built between 1970 to 1979 in Wickenburg are paying home insurance between $1,023-$1,032. Places close to Wickenburg, AZ such as Morristown, Citrus Park, Litchfield Park are more expensive by $19, $68, $33 respectively while Wittmann and Tonopah are cheaper by $55 and $104 respectively for similar homes.
  • Bedrooms: 14,410 3 bedrooms homes (26% of total homes ) in Wickenburg are paying about $436 compared to Morristown (+$8), Citrus Park (+$22), Litchfield Park (+$14), Wittmann (-$23) and Surprise (-$13).
  • Auto Insurance Bundling: 14,515 Households (38% of all households) in Wickenburg have 2 vehicles available and when it is bundled with home insurance you can save $126 and varies from Morristown ($128), Wittmann ($119), Aguila ($119).
  • Senior Discounts: 30,385 seniors (more than 55 years) occupied housing units (80% of total) in Wickenburg get discounts between $94 to $96 and differs from Morristown ($96), Wittmann ($89), Tonopah ($85).
  • New Homes discounts: New homes such as the 40,022 homes built between 2000 to 2009 in Wickenburg can save $126 and similar new home insurance discounts in nearby towns and cities like Morristown, Wittmann and Aguila are $128, $119 and $119 respectively.

Wickenburg Homeowners insurance Facts

  • Wickenburg, AZ has 37,674 owner occupied houses which is 85.7% of all units whereas Morristown, Wittmann and Aguila have 63.01%, 77.84% and 78.24% respectively.
  • Wickenburg, AZ homeowners yearly insurance price at $631 is 0.29% of the typical house value of $217,500 which is in contrast with 0.25% in Morristown, 0.57% at Wittmann & 0.57% in Aguila.
  • Homeowners in Wickenburg, AZ pay 12.62% of their income (Less than $10,000) in insurance whereas homeowners in Aguila, Surprise and Congress pay 11.96%, 12.44% and 12.08% respectively.
  • Wickenburg, AZ’s insurance is 3.8% of monthly housing costs of $1,394/month, for owners with a mortgage compared to 3.32% in Morristown, 3.86% at Aguila & 3.34% in Surprise. But, for households without a mortgage, insurance is 14.3% of costs ($367 in Wickenburg, AZ) in contrast with 14.52% in Morristown, 17.01% at Aguila & 12.93% in Surprise.

Wickenburg, AZ Home Values & Insurance rates

For example, insurance for 2,769 Homes (8.0% of total homes ) valued between $125,000 to $149,999 in Wickenburg, AZ is about $397. Rates in nearby areas in such as Morristown, Litchfield Park, Anthem are cheaper by $57, $91, $45 respectively while Surprise and Congress are costlier by $50 and $261 respectively for similar homes.

Wickenburg, AZ Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,679 5.0% $69
$50,000 to $59,999 372 1.0% $151
$70,000 to $79,999 410 1.0% $214
$80,000 to $89,999 505 1.0% $246
$90,000 to $99,999 839 2.0% $271
$100,000 to $124,999 1,977 5.0% $315
$125,000 to $149,999 2,769 8.0% $397
$150,000 to $174,999 4,225 12.0% $466
$175,000 to $199,999 3,224 9.0% $542
$200,000 to $249,999 7,587 22.0% $649
$250,000 to $299,999 5,167 15.0% $795
$300,000 to $399,999 4,597 13.0% $1009

Renters Insurance in Wickenburg

  • Average Renters Insurance in Wickenburg :  $182($15/month)

  • Median Gross Rent in Wickenburg :  $1,118

  • Wickenburg Renters Insurance to Median Rent Ratio:  1.34%

  • Renter occupied housing units in Wickenburg :  6,311

Wickenburg Renters Insurance as a Percentage of Rent

Wickenburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 95 1.0% $345
$200 to $299 85 1.0% $795
$300 to $499 357 6.0% $1245
$500 to $749 873 15.0% $1920
$750 to $999 902 16.0% $2670
$1,000 to $1,499 1,644 29.0% $3795
$1,500 or more 1,577 28.0% $5445

Rent Affordability in Wickenburg:

Approximately 57.0% (3,643) of households are spending more than 35% of their income on gross rent in Wickenburg

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 411 6.0%
15.0 to 19.9 percent 603 9.0%
20.0 to 24.9 percent 648 10.0%
25.0 to 29.9 percent 527 8.0%
30.0 to 34.9 percent 479 7.0%
35.0 percent or more 3,643 57.0%

Protective device discount in Wickenburg Up to :  $27

Claims-free discount in Wickenburg Up to :  $36