Whittier Insurance Rates:

Whittier, CA home insurance is about $535 to $723, about $44-$60/month. Our comprehensive guide shows customers can save as much as $251 by comparing multiple quotes

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Whittier Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
State Farm
Home Insurance Rate of $1310/9 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $530,000

5 Beds, 5 Baths 3200 sqft Vacation Property Constructed In 1970 with Wood Flooring, Wood Shake Roof, Piers Foundation, Vinyl siding, Brick Frame. Home Features Include Indoor Sprinklers, Smoke Alarm, Fire Extinguisher, Deadbolt Locks, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

73 Years old Single Male who is a Freelancer with household income of more than $150,000 and has 3 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 650-699 Credit Score

  • Guests at home

Home Insurance Rate of $150/3 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $240,000

2 Beds, 2 Bath 1320 sqft Seasonal Residence Constructed In 1987 with Carpet Flooring, Metal Roof, Piers Foundation, Brick siding, Stucco Construction. Home Features Include Fire Extinguisher, Deadbolt Locks, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

33 Years old Married Male who has a Part Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

Home Insurance Rate of $410/9 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $365,000

5 Beds, 5 Baths 2260 sqft Seasonal Residence Constructed In 1982 with Stone Flooring, Tile Roof, Chainwall Foundation, Wood siding, Brick Frame. Home Features Include Copper Water Pipes, Smoke Alarm, Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

39 Years old Married Female who is a Freelancer with household income of $100-$150,000 and has No Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $410/4 months for $600000-$700000 Coverage
Policy Holder Home Details :

Home Value : $685,000

5 Beds, 5 Baths 3130 sqft Primary Residence Constructed In 1975 with Hardwood Flooring, Shingles Roof, Slab Foundation, Stone Siding, Wood Frame. Home Features Include Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

54 Years old Married Male who has a Full Time Job with household income of $100-$150,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $350/3 months for $300,000-$350,000 Coverage
Policy Holder Home Details :

Home Value : $420,000

2 Beds, 2 Baths 1316 sqft Rental Property Constructed In 1961 with Hardwood Flooring, Shingles Roof, Piers Foundation, Stone Siding, Brick Frame. Home Features Include Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

60 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

Whittier, CA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
90601 $438,300 $650
90603 $437,700 $650
90602 $435,800 $640
90604 $379,800 $630
90605 $374,000 $630

Whittier Rates & Quotes Analysis:

Whittier Area Estimated House Insurance
Via Escondida Ave, Crossway Dr, Neartree Rd, Riviera Ln, Van Aken St, Industry Ave, Poulter Dr, Greenvale Ave, Hillside Ln, Keese Dr$624
Lorca Rd, Haldane St, Henshaw Ave, Tarryton Ave, Lorca Rd, Solejar Dr, Heflin Dr, el Braso Dr, Matisse Cir, Costa Glen Ave$660
Ave San Miguel, Villaverde Dr, Gaylin St, Prather Ave, Clarkman St, Starbuck St, Metropol Dr, Hathaway Dr, Bora Dr, Edderton Ave$666
Tigrina Ave, Alderwood St, Millergrove Dr, Call St, Hacienda Blvd, Vaga Dr, Fireside Dr, Los Coyotes Ave, Coachman Ave, Dorothea Rd$636
Tilmont Ave, Calmosa Ave, Balmoral St, Hesse Dr, Almo St, Sialic Pl, la Quinta St, Louis Ave, Triton Dr, Myron St$624
Escalona Rd, Braepark St, Vanada Rd, Grande Vista Pl, Cheverton Dr, Mines Blvd, Cherryvale Dr, Foxbury Way, Ben Avon St, Lochinvar Dr$630
Campillos Rd, Rio Hondo Cir, Little Lake Rd, Amelga Dr, Richvale Dr, Romandel Ave, Michelle Cir, Sideview Dr, Fairmont Ln, Rose Hills Rd$651
Glenworth St, Lake Center Park Ln, Syracuse Dr, Goodhue St, Whittier Ave, Godoy St, Cll Palma Loma, Casa del Rey Dr, Syracuse St, Agar Pl$622
Sandlock St, Cadbury Rd, Poner St, Cartela Dr, Bridgeview Ave, Hornell St, Casino Dr, el Arco Dr, Milna Ave, Bryn Mawr Way$668
Wardman St, Valna Dr, Appledale Ave, McCann Pl, Tarryton Ave, Barbata Rd, Drury Dr, True Ave, Avonbury Ave, Hawes St$624

Insurance rates are influenced by a number of factors including:

  • Year Built: 14,311 Homes (14% of total homes ) built between 1960 to 1969 in Whittier are paying home insurance between $1,100-$1,110. Places close to Whittier, CA such as Hacienda Heights, La Habra Heights, Downey are more expensive by $22, $122, $12 respectively while West Whittier-Los Nietos and Pico Rivera are cheaper by $13 and $12 respectively for similar homes.
  • Bedrooms: 20,879 2 bedrooms homes (23% of total homes ) in Whittier are paying about $189. Areas near to Whittier such as Rose Hills, La Habra Heights, Cerritos are costlier by $8, $14, $10 respectively whereas East Whittier and Hacienda Heights are more economical by $5, $3 respectively for similar homes.
  • Auto Insurance Bundling: 23,867 Households (39% of all households) in Whittier have 2 vehicles available and when it is bundled with home insurance you can save $125. Discounts for similar bundling in close by locations such as South Whittier, Santa Fe Springs, West Whittier-Los Nietos come to $124, $124, $124 respectively.
  • Senior Discounts: 30,079 seniors (more than 55 years) occupied housing units (49% of total) in Whittier get discounts between $94 to $96 and varies from South Whittier ($93), East Whittier ($95), Rose Hills ($98).
  • New Homes discounts: New homes such as the 48,718 homes built between 2000 to 2009 in Whittier can save $125 and differs from South Whittier ($124), Santa Fe Springs ($124), West Whittier-Los Nietos ($124).

Whittier Homeowners insurance Facts

  • Whittier, CA has 60,900 owner occupied houses which is 66.4% of all units whereas South Whittier, Santa Fe Springs and West Whittier-Los Nietos have 64.52%, 55.1% and 73.27% respectively.
  • Whittier, CA homeowners yearly insurance price at $629 is 0.16% of the typical house value of $387,200 which is in contrast with 0.18% in South Whittier, 0.18% at Santa Fe Springs & 0.19% in West Whittier-Los Nietos.
  • Homeowners in Whittier, CA pay 1.14% of their income ($50,000 to $59,999) in insurance whereas homeowners in South Whittier, Santa Fe Springs and West Whittier-Los Nietos pay 1.13%, 1.13% and 1.13% respectively.
  • Whittier, CA’s insurance is 2.4% of monthly housing costs of $2,222/month, for owners with a mortgage compared to 2.49% in South Whittier, 2.7% at Santa Fe Springs & 2.66% in West Whittier-Los Nietos. But, for households without a mortgage, insurance is 14.4% of costs ($363 in Whittier, CA) in contrast with 16.0% in South Whittier, 18.12% at Santa Fe Springs & 15.13% in West Whittier-Los Nietos.

Whittier, CA Home Values & Insurance rates

For example, insurance for 5,966 Homes (18.0% of total homes ) valued between $250,000 to $299,999 in Whittier, CA is about $446. Rates in nearby areas in such as East Whittier, Rose Hills, La Mirada are cheaper by $34, $119, $34 respectively while South Whittier and Santa Fe Springs are costlier by $34 and $34 respectively for similar homes.

Whittier, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,535 4.0% $37
$150,000 to $174,999 593 1.0% $257
$175,000 to $199,999 515 1.0% $301
$200,000 to $249,999 3,703 11.0% $364
$250,000 to $299,999 5,966 18.0% $446
$300,000 to $399,999 19,388 58.0% $566

Renters Insurance in Whittier

  • Average Renters Insurance in Whittier :  $136($11/month)

  • Median Gross Rent in Whittier :  $1,211

  • Whittier Renters Insurance to Median Rent Ratio:  0.91%

  • Renter occupied housing units in Whittier :  30,840

Whittier Renters Insurance as a Percentage of Rent

Whittier Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 755 2.0% $784
$300 to $499 771 2.0% $1234
$500 to $749 1,773 5.0% $1909
$750 to $999 5,955 19.0% $2659
$1,000 to $1,499 12,408 41.0% $3784
$1,500 or more 8,024 26.0% $5434

Protective device discount in Whittier Up to :  $20

Claims-free discount in Whittier Up to :  $27