Whitehall Insurance Rates:

Whitehall, OH home insurance is nearly $581 to $788, about $48-$65/month. Our thorough analysis reveals consumers can save upto $274 by getting different quotes

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Whitehall Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Liberty Mutual
Home Insurance Rate of $140/4 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $165,000

3 Beds, 3 Bath 2290 sqft Vacation Property Constructed In 1980 with Stone Flooring, Tile Roof, Slab Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Swimming Pool, Fire Extinguisher, Deadbolt Locks, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

70 Years old Single Male who is a Freelancer with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $370/9 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $145,000

3 Beds, 3 Baths 2340 sqft Primary Residence Constructed In 1971 with Carpet Flooring, Slate Shingles Roof, Piers Foundation, Brick siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Smoke Alarm, Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

64 Years old Married Male who is a Freelancer with household income of $50-$75,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $470/10 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $155,000

3 Beds, 3 Bath 2370 sqft Primary Residence Constructed In 1974 with Carpet over wood flooring, Membrane Roof, Chainwall Foundation, Stucco siding, Wood Frame. Home Features Include Copper Water Pipes, Swimming Pool, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

43 Years old Divorced Female who has a Full Time Job with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

Home Insurance Rate of $270/9 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $150,000

4 Beds, 4 Baths 2350 sqft Primary Residence Constructed In 1986 with Hardwood Flooring, Shingles Roof, Slab Foundation, Stucco siding, Metal Frame Construction. Home Features Include Copper Water Pipes, Smoke Alarm, Indoor Sprinklers, Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

31 Years old Divorced Female who has a Full Time Job with household income of more than $150,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $250/4 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $205,000

4 Beds, 4 Baths 2620 sqft Rental Property Constructed In 1960 with Hardwood Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Wood siding, Metal Frame Construction. Home Features Include Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

70 Years old Single Female who has a Part Time Job with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $280/7 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $180,000

4 Beds, 4 Baths 2520 sqft Seasonal Residence Constructed In 1961 with Wood Flooring, Wood Shake Roof, Piers Foundation, Brick siding, Stucco Construction. Home Features Include Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

31 Years old Divorced Female who has a Part Time Job with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

Home Insurance Rate of $440/8 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $155,000

3 Beds, 3 Baths 2100 sqft Primary Residence Constructed In 1968 with Carpet Flooring, Asphalt Shingles Roof, Slab Foundation, Brick siding, Metal Frame Construction. Home Features Include Deadbolt Locks, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

35 Years old Single Male who has a Full Time Job with household income of more than $150,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

Home Insurance Rate of $200/9 months for $50000-$75000 Coverage
Policy Holder Home Details :

Home Value : $70,000

2 Beds, 2 Bath 910 sqft Vacation Property Constructed In 1989 with Carpet over wood flooring, Shingles Roof, Chainwall Foundation, Stone Siding, Brick Frame. Home Features Include Central Air Conditioning, Smoke Alarm, Indoor Sprinklers, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

45 Years old Married Male who has a Full Time Job with household income of more than $150,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

Whitehall, OH Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
43213 $105,500 $690

Whitehall Rates & Quotes Analysis:

Whitehall Area Estimated House Insurance
Fountain Ln, Dimson Dr E, San Gabriel Dr, Townhouse Ln, Lingle Ln, Great Oak Dr, Gatehouse Dr, Town Rd, Anthony Ct S, Rose Pl$678
Pinewood Dr, Beechrun Rd, Palm St, San Diego Dr, Town and Country Rd, Shadowland Ln, Heritage Dr W, Lizzie Ln, Collingwood Ave, Link Rd$745
Doral Ave, Winding Willow Way, Beechcreek Rd, Cumberland Dr, Ironclad Dr, Dimson Dr N, Anthony Ct N, Eastway Ct, Winding Woods Blvd, Tarragon Way$733
South Aly, Shell Ct W, Ashley Ave, Briarwood Dr, Elaine Rd, Woodcliff Dr, Creeks Bank Ln, Abbey Ct, Brentwood Ct, Pheasantview Ct$743
Cardinal Park Dr, Martha Ln, Chandler Dr, Exchange Pl, Lafayette Ct, Bernhard Rd, N Yearling Rd, Mayflower Blvd, Rosemore Ave, Beechwood Rd$729

Insurance rates are influenced by a number of factors including:

  • Year Built: 3,305 Homes (38% of total homes ) built between 1950 to 1959 in Whitehall are paying home insurance between $1,289-$1,299. Places close to Whitehall, OH such as Bexley, Mifflin, Truro are more expensive by $197, $95, $43 respectively while Buckeye Lake and Darbyville are cheaper by $16 and $49 respectively for similar homes.
  • Bedrooms: 2,485 2 bedrooms homes (29% of total homes ) in Whitehall are paying about $658 and differs from Bexley (+$102), Mifflin (+$50), Truro (+$22), Urbancrest (-$4) and Darbyville (-$17).
  • Auto Insurance Bundling: 693 Households (23% of all households) in Whitehall have 3 or more vehicles available and when it is bundled with home insurance you can save $171. Discounts for similar bundling in close by locations such as Bexley, Mifflin, Truro come to $197, $184, $177 respectively.
  • Senior Discounts: 1,565 seniors (more than 55 years) occupied housing units (52% of total) in Whitehall get discounts between $102 to $104 compared to Bexley ($118), Mifflin ($110), Truro ($106).
  • New Homes discounts: New homes such as the 3,903 homes built between 2000 to 2009 in Whitehall can save $137 compared to Bexley ($158), Mifflin ($147), Truro ($141).

Whitehall Homeowners insurance Facts

  • Whitehall, OH has 2,988 owner occupied houses which is 40.8% of all units whereas Bexley, Mifflin and Truro have 75.3%, 73.02% and 56.69% respectively.
  • Whitehall, OH homeowners yearly insurance price at $685 is 0.74% of the typical house value of $93,100 which is in contrast with 0.29% in Bexley, 0.4% at Mifflin & 0.53% in Truro.
  • Homeowners in Whitehall, OH pay 5.48% of their income ($10,000 to $14,999) in insurance whereas homeowners in Bexley, Mifflin and Truro pay 6.33%, 5.9% and 5.66% respectively.
  • Whitehall, OH’s insurance is 5.3% of monthly housing costs of $1,076/month, for owners with a mortgage compared to 3.06% in Bexley, 3.68% at Mifflin & 4.19% in Truro. But, for households without a mortgage, insurance is 15.0% of costs ($380 in Whitehall, OH) in contrast with 8.54% in Bexley, 10.53% at Mifflin & 12.04% in Truro.

Whitehall, OH Home Values & Insurance rates

For example, insurance for 72 Homes (2.0% of total homes ) valued between $200,000 to $249,999 in Whitehall, OH is about $1,657. Rates in nearby areas in such as Bexley, Mifflin, Truro are cheaper by $1,017, $751, $461 respectively while Urbancrest and Buckeye Lake are costlier by $99 and $252 respectively for similar homes.

Whitehall, OH Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 175 6.0% $178
$50,000 to $59,999 123 4.0% $383
$60,000 to $69,999 212 7.0% $472
$70,000 to $79,999 325 11.0% $548
$80,000 to $89,999 511 17.0% $623
$90,000 to $99,999 484 16.0% $698
$100,000 to $124,999 503 17.0% $808
$125,000 to $149,999 208 7.0% $1006
$150,000 to $174,999 178 6.0% $1191
$175,000 to $199,999 84 2.0% $1376
$200,000 to $249,999 72 2.0% $1657

Renters Insurance in Whitehall

  • Average Renters Insurance in Whitehall :  $240($20/month)

  • Median Gross Rent in Whitehall :  $735

  • Whitehall Renters Insurance to Median Rent Ratio:  2.72%

  • Average household size of renter-occupied unit :  2.47

Whitehall Renters Insurance as a Percentage of Rent

Whitehall Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 62 1.0% $360
$200 to $299 52 1.0% $810
$300 to $499 563 13.0% $1260
$500 to $749 1,603 37.0% $1935
$750 to $999 1,390 32.0% $2685
$1,000 to $1,499 550 13.0% $3810

Rent Affordability in Whitehall:

Approximately 45.0% (1,966) of households are spending more than 35% of their income on gross rent in Whitehall

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 387 8.0%
15.0 to 19.9 percent 399 9.0%
20.0 to 24.9 percent 613 14.0%
25.0 to 29.9 percent 598 13.0%
30.0 to 34.9 percent 376 8.0%
35.0 percent or more 1,966 45.0%

Protective device discount in Whitehall Up to :  $36

Claims-free discount in Whitehall Up to :  $48