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Wellesley, MA Home Values & Insurance Rates

Wellesley, MA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 27 9.0% $24
$50,000 to $59,999 11 3.0% $61
$60,000 to $69,999 10 3.0% $85
$70,000 to $79,999 10 3.0% $98
$80,000 to $89,999 10 3.0% $110
$90,000 to $99,999 19 6.0% $122
$100,000 to $124,999 9 3.0% $147
$200,000 to $249,999 40 14.0% $306
$250,000 to $299,999 19 6.0% $380
$300,000 to $399,999 129 45.0% $478

Wellesley Renters Insurance as a Percentage of Rent

Wellesley Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 51 3.0% $265
$200 to $299 114 8.0% $715
$300 to $499 96 7.0% $1165
$500 to $749 33 2.0% $1840
$750 to $999 100 7.0% $2590
$1,000 to $1,499 336 24.0% $3715
$1,500 or more 638 46.0% $5365

Example Wellesley Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmChubb Group of Insurance
Monthly Premium 316433448
Year Built 195719441974
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $500000-$600000More than 10000000$600000-$700000
Deductible $500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Top Home Insurance Agents Near Wellesley, MA

Home Insurance Company Near Wellesley, MA Homeowners Insurance Agency Near Wellesley, MA Address Distance from Wellesley, MA (miles)
Ferrara Insurance Agency 216 Newton Street, Waltham, MA, 2453 5.2
Andrew T Philbin Ins Agency Inc 629 Broadway, Everett, MA, 2149 14.0
Kelleher & Mackey 112 Wendell Ave, Quincy, MA, 2170 14.3
Travelers J J Ruddy Insurance 153 Main Street, Medford, MA, 2155 11.6
Allstate Stephen Gagin 2 Somerset Ave, Winthrop, MA, 2152 15.9


Estimated Home Insurance By Street Area Near Wellesley, MA

Wellesley Area Estimated House Insurance
Whiting Way, Wiswall Cir, Mica Ln, Ferndale Rd, Cornell Rd, Fenmere Rd, Standish Cir, Sudbury Rd, Wildon Rd, Glen Cross Rd$1,259
Shelburne Rd, Colgate Rd, Maurice Rd, Vista Rd, Barnstable Rd, Arden Rd, Beard Way, Garden Rd, Brewster Dr, Farm Rd$1,245
Paine Rd, Lehigh Rd, Ox Bow Rd, Parker Rd, Lawrence Rd, Durant Rd, Garrison Rd, Pinevale Ave, Massasoit Rd, Royalston Rd$1,243
Maple Ter, Wilde Rd, Hampshire Rd, Oakencroft Rd, Haven Rd, Manor Ave, Powder House Cir, Meredith Cir, Martin Rd, Buckingham Ter$1,234
Sabrina Rd, College Dr, Chambers St, Mellon Rd, Fife Rd, Clovelly Rd, N Hill Ave, Leighton Rd, Shaw Rd, Pine Tree Rd$1,221

Wellesley, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$3,600
Yearly Wellesley Homeowner Insurance Premium Example $4,600$4,000
Out of Pocket Expense During Claim$600$3,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $32,800$31,600
Net Savings to Wellesley Home Owner from High Deductible Plan $1,200

Wellesley, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wellesley, MA Home Replacement Value MORE than Home Value Wellesley, MA Home Replacement Value LESS than Home Value
Replacement Value $1,188,500 $795,500
Insurance Premium based on Replacement Value $9,750 $6,525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $163,000 Risk Exposure from Under Insuring Coverage is $230,000
Premium Impact Insurance cheaper by $1,900/year Insurance costlier by $1,325/year