Wauchula Insurance Rates:

Wauchula, FL home insurance is about $950 to $1,306, about $79-$108/month. Our in depth research shows customers can save as much as $451 by comparing multiple quotes

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Wauchula Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
State Farm
Home Insurance Rate of $810/8 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $95,000

2 Beds, 2 Bath 1600 sqft Rental Property Constructed In 2006 with Stone Flooring, Composition Roof, Chainwall Foundation, Stucco siding, Wood Frame. Home Features Include Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

73 Years old Married Female who is a Freelancer with household income of more than $150,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $1520/10 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $95,000

3 Beds, 3 Baths 1270 sqft Rental Property Constructed In 1998 with Ceramic Tile Flooring, Shingles Roof, Chainwall Foundation, Brick siding, Metal Frame Construction. Home Features Include Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

40 Years old Single Male who has a Part Time Job with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

Home Insurance Rate of $970/8 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $95,000

2 Beds, 2 Bath 1370 sqft Seasonal Residence Constructed In 1975 with Stone Flooring, Shingles Roof, Crawl Space Foundation, Stucco siding, Brick Frame. Home Features Include Fire Extinguisher, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

29 Years old Single Female who is a Freelancer with household income of more than $150,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1000/7 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $85,000

2 Beds, 2 Bath 1350 sqft Primary Residence Constructed In 1999 with Carpet over wood flooring, Asphalt Shingles Roof, Crawl Space Foundation, Stone Siding, Metal Frame Construction. Home Features Include Smoke Alarm, Central Air Conditioning, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

69 Years old Single Female who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $180/1 month for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $135,000

4 Beds, 4 Bath 1720 sqft Seasonal Residence Constructed In 1993 with Carpet over wood flooring, Metal Roof, Chainwall Foundation, Stone Siding, Metal Frame Construction. Home Features Include Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

65 Years old Single Male who has a Part Time Job with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $1350/6 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $140,000

5 Beds, 5 Baths 2420 sqft Vacation Property Constructed In 1994 with Linoleum, Tile Roof, Chainwall Foundation, Stone Siding, Stucco Construction. Home Features Include Fireplace, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

53 Years old Divorced Male who is a Freelancer with household income of $75-$100,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

Home Insurance Rate of $2580/7 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $255,000

4 Beds, 4 Bath 3340 sqft Vacation Property Constructed In 1983 with Wood Flooring, Composition Roof, Piers Foundation, Vinyl siding, Stucco Construction. Home Features Include Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

27 Years old Single Female who is Unemployed with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

Home Insurance Rate of $3460/12 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $145,000

4 Beds, 4 Baths 2570 sqft Rental Property Constructed In 1983 with Wood Flooring, Slate Shingles Roof, Crawl Space Foundation, Brick siding, Stucco Construction. Home Features Include Indoor Sprinklers, Deadbolt Locks, Smoke Alarm, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

41 Years old Married Female who is Unemployed with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

Wauchula, FL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
33873 $97,400 $1,140

Wauchula Rates & Quotes Analysis:

Wauchula Area Estimated House Insurance
Illinois Ave, Griffin Rd, Sally Pl, Prescott Ave, Scott Rd, Forsythe Ave, Co Rd 663, Ander Marsh Rd, Oak Grove Cemetery Rd, Coyote Run$1,116
Torrey Rd, S 9th Ave, River Chase Cir, Apple Blossom Ln, Begonia Dr, 11th Ave S, Maple Ln, Ohio Ave, Wisconsin Ave, Conerly Rd$1,140
Bell St, Will Dukes Rd, Washington Ave, S 6th Ave, Hampton Rd, Ray Moore Rd, Schontag Rd, Mowatt St, Saunders St, Ken McLead Rd$1,131
N Ohio Ave, Bill Woods Rd, Farr Rd, Chambers Ct, Martin Luther King Jr Ave, E Orange St, Shorewood Ln, Gebhart Rd, N 4th Ave, Southernland St$1,126
Makowski Rd, S 4th Ave, Washington St, Solomon Rd, Dink Albritton Rd, Park Dr, Brown Rd, Tuskeegee St, Alamo Rd, Stenstrom Rd$1,121

Insurance rates are influenced by a number of factors including:

  • Year Built: 660 Homes (14% of total homes ) built between 1960 to 1969 in Wauchula are paying home insurance between $1,975-$1,992. Places close to Wauchula, FL such as Fort Green Springs, Myakka City, Arcadia West are more expensive by $12, $247, $58 respectively while Bowling Green and Gardner are cheaper by $16 and $19 respectively for similar homes.
  • Bedrooms: 1,600 2 bedrooms homes (36% of total homes ) in Wauchula are paying about $655 and varies from Fort Green Springs (+$4), Fort Green (+$21), Zolfo Springs (+$14), Limestone (-$21) and Bowling Green (-$5).
  • Auto Insurance Bundling: 437 Households (18% of all households) in Wauchula have 3 or more vehicles available and when it is bundled with home insurance you can save $282 and differs from Hardee County ($281), Limestone ($273), Fort Green Springs ($283).
  • Senior Discounts: 1,324 seniors (more than 55 years) occupied housing units (55% of total) in Wauchula get discounts between $167 to $170. The comparative concessions in proximate regions such as Hardee County, Limestone and Fort Green Springs are $168, $163 and $170 respectively.
  • New Homes discounts: New homes such as the 1,697 homes built between 2000 to 2009 in Wauchula can save $225 and similar new home insurance discounts in nearby towns and cities like Hardee County, Limestone and Fort Green Springs are $225, $218 and $227 respectively.

Wauchula Homeowners insurance Facts

  • Wauchula, FL has 2,377 owner occupied houses which is 68.1% of all units whereas Ona, Hardee County and Limestone have 0.0%, 72.71% and 85.9% respectively.
  • Wauchula, FL homeowners yearly insurance price at $1,128 is 1.18% of the typical house value of $95,700 which is in contrast with 1.26% in Hardee County, 3.08% at Limestone & 1.05% in Fort Green Springs.
  • Homeowners in Wauchula, FL pay 22.56% of their income (Less than $10,000) in insurance whereas homeowners in Ona, Hardee County and Limestone pay 21.42%, 22.5% and 21.84% respectively.
  • Wauchula, FL’s insurance is 8.5% of monthly housing costs of $1,102/month, for owners with a mortgage compared to 8.53% in Hardee County, 16.02% at Limestone & 8.76% in Bowling Green. But, for households without a mortgage, insurance is 26.0% of costs ($361 in Wauchula, FL) in contrast with 27.41% in Hardee County, 91.92% at Limestone & 26.12% in Bowling Green.

Wauchula, FL Home Values & Insurance rates

For example, insurance for 143 Homes (6.0% of total homes ) valued between $80,000 to $89,999 in Wauchula, FL is about $992. Rates in nearby areas in such as Zolfo Springs, Arcadia West, Parrish are cheaper by $52, $342, $514 respectively while Hardee County and Bowling Green are costlier by $65 and $205 respectively for similar homes.

Wauchula, FL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 494 21.0% $293
$50,000 to $59,999 127 5.0% $609
$60,000 to $69,999 163 7.0% $755
$70,000 to $79,999 209 9.0% $879
$80,000 to $89,999 143 6.0% $992
$90,000 to $99,999 92 4.0% $1116
$100,000 to $124,999 202 8.0% $1285
$125,000 to $149,999 146 6.0% $1613
$150,000 to $174,999 215 9.0% $1906
$175,000 to $199,999 81 3.0% $2199
$200,000 to $249,999 198 8.0% $2650
$250,000 to $299,999 84 3.0% $3237
$300,000 to $399,999 97 4.0% $4117

Renters Insurance in Wauchula

  • Average Renters Insurance in Wauchula :  $195($16/month)

  • Median Gross Rent in Wauchula :  $699

  • Wauchula Renters Insurance to Median Rent Ratio:  2.29%

  • Renter occupied housing units in Wauchula :  1,114

Wauchula Renters Insurance as a Percentage of Rent

Wauchula Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 14 1.0% $348
$200 to $299 31 2.0% $798
$300 to $499 211 19.0% $1248
$500 to $749 320 30.0% $1923
$750 to $999 354 33.0% $2673
$1,000 to $1,499 128 12.0% $3798

Rent Affordability in Wauchula:

Approximately 38.0% (429) of households are spending more than 35% of their income on gross rent in Wauchula

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 180 16.0%
15.0 to 19.9 percent 93 8.0%
20.0 to 24.9 percent 161 14.0%
25.0 to 29.9 percent 151 13.0%
30.0 to 34.9 percent 100 8.0%
35.0 percent or more 429 38.0%

Wauchula Renters Insurance Discounts:

Wauchula Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Wauchula, FL Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 579 51.0% $19.5
2 vehicles available 341 30.0% $29.25
3 or more vehicles available 28 2.0% $39.0

Wauchula Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 31 2.0% $69
60 to 64 years 15 1.0% $55
75 years and over 96 8.0% $34

Protective device discount in Wauchula Up to :  $29

Claims-free discount in Wauchula Up to :  $39