Washington Insurance Rates:

Washington, IN home insurance is approximately $723 to $980, about $60-$81/month. Our comprehensive research indicates shoppers can save upto $340 by comparing many quotes

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Washington Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Amica Mutual Insurance Company
Home Insurance Rate of $420/8 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $105,000

2 Beds, 2 Bath 980 sqft Primary Residence Constructed In 1940 with Stone Flooring, Wood Shake Roof, Piers Foundation, Stucco siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

42 Years old Divorced Female who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • Up to 499 Credit Score

Home Insurance Rate of $960/8 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $280,000

5 Beds, 5 Baths 2520 sqft Seasonal Residence Constructed In 1994 with Stone Flooring, Shingles Roof, Slab Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Fireplace, Copper Water Pipes, Smoke Alarm, Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

68 Years old Divorced Male who is Unemployed and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $110/2 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $150,000

5 Beds, 5 Baths 1760 sqft Primary Residence Constructed In 1969 with Wood Flooring, Shingles Roof, Slab Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

24 Years old Single Female who is Unemployed and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $590/6 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $390,000

5 Beds, 5 Bath 3400 sqft Primary Residence Constructed In 1974 with Carpet Flooring, Tile Roof, Crawl Space Foundation, Brick siding, Stucco Construction. Home Features Include Central Air Conditioning, Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

58 Years old Married Female who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Washington, IN Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
47501 $89,600 $800

Washington Rates & Quotes Analysis:

Washington Area Estimated House Insurance
Fir Ct, Cheviot Pl, Rue Deville, Racquet Club Dr, N Oxbow Way, Algeciras Dr, White River Dr, Ashurst St, Westbourne Dr, E 72nd Ct$894
Buena Vista Dr, Ladywood Knoll Pl, Mead Dr, Jewel Ln, Greenview Dr, Rookwood Ave, Hinesley Ave, Enright Dr, Sylvan Rd, Stonehinge Dr S$826
Cameron Ridge Way, Chippendale Ln, 546, River Ridge Dr, Forest Ln, E 38th Street North Dr, Portland Sq, Rippling Way S, Clubhouse Rd, Menlo Court E Dr$887
Kingsway Dr, Glenmora Ridge Rd, Shawnee Rd, Northbrook Ct, Providence Cir, Danford Sq, Meridian Pkwy, Park North Bend, Pinewood Ct, Medallion Dr$806
Shoreway Ct, Keensburg Ct, Glenbrook Dr, Williams Creek Dr, Stafford Ln, Chessington Rd, Skyridge Dr, Queens Ct, Country Brook Dr, E Dunbarton Ct$843
Rutledge Dr, Pine Dr, Meadowbrook Ct, Castle Hill Dr, Dowitch Ct, Sunmeadow Cir, E 78th St, Northview Ave, Logan Ln, Sharon Rd$841
Coburn St, E Advisory Way, Sioux Trl, Pine Ridge Dr, Harvard Pl, Estate Ave, Tramcus Dr, Brookview Ln, Whisperwood Ln, Clearwater Pointe$891
Van Ness Pl, Olde Mill Circle E Dr, King Dr, Shrewsbury Ln, Bramwood Ct, Whipple Ln, Harper Rd, Cameron Ridge Ln, Canary Ct, W 50th St$874
W 39th Pl, E West Wind Ln, Darnley Ct, Sunset Ln, Cold Spring Rd, Rymark Ct, Vassar Ln, Hollow Oak Ct, Winnpeny Ln, Delbrook Cir$None
Sherwood Dr, Ocita Ct, Circle Dr, Sycamore Grove Ct, Carvel Ave, Fountainhead Dr, Park Lodge Ct, Whitethorn Ct, Stafford Way, Haynes Ct$918

Insurance rates are influenced by a number of factors including:

  • Year Built: 10,949 Homes (16% of total homes ) built between 1970 to 1979 in Washington are paying home insurance between $1,379-$1,392. Places close to Washington, IN such as Meridian Hills, Williams Creek, Crows Nest are more expensive by $295, $626, $773 respectively while Rocky Ripple and Marion County are cheaper by $61 and $53 respectively for similar homes.
  • Bedrooms: 10,930 1 bedroom homes (17% of total homes ) in Washington are paying about $749 and varies from Meridian Hills (+$160), Clay (+$65), Carmel (+$81), Rocky Ripple (-$33) and Marion County (-$20).
  • Auto Insurance Bundling: 14,569 Households (46% of all households) in Washington have 2 vehicles available and when it is bundled with home insurance you can save $170 and differs from Meridian Hills ($206), North Crows Nest ($279), Williams Creek ($247).
  • Senior Discounts: 15,937 seniors (more than 55 years) occupied housing units (50% of total) in Washington get discounts between $127 to $129 and varies from Meridian Hills ($154), North Crows Nest ($209), Williams Creek ($185).
  • New Homes discounts: New homes such as the 19,519 homes built between 2000 to 2009 in Washington can save $170 compared to Meridian Hills ($206), North Crows Nest ($279), Williams Creek ($247).

Washington Homeowners insurance Facts

  • Washington, IN has 31,468 owner occupied houses which is 53.9% of all units whereas Meridian Hills, North Crows Nest and Williams Creek have 91.46%, 100.0% and 99.21% respectively.
  • Washington, IN homeowners yearly insurance price at $851 is 0.49% of the typical house value of $172,000 which is in contrast with 0.23% in Meridian Hills, 0.14% at North Crows Nest & 0.16% in Williams Creek.
  • Homeowners in Washington, IN pay 17.02% of their income (Less than $10,000) in insurance whereas homeowners in Meridian Hills, Williams Creek and Rocky Ripple pay 20.64%, 24.74% and 16.26% respectively.
  • Washington, IN’s insurance is 5.1% of monthly housing costs of $1,399/month, for owners with a mortgage compared to 3.21% in Meridian Hills, 2.58% at Williams Creek & 8.04% in Crows Nest. But, for households without a mortgage, insurance is 14.2% of costs ($500 in Washington, IN) in contrast with 11.01% in Meridian Hills, 10.3% at Williams Creek & 11.05% in Crows Nest.

Washington, IN Home Values & Insurance rates

For example, insurance for 745 Homes (2.0% of total homes ) valued between Less than $50,000 in Washington, IN is about $119. Rates in nearby areas in such as Meridian Hills, Spring Hill, Clay are cheaper by $68, $38, $45 respectively while Rocky Ripple and Marion County are costlier by $59 and $44 respectively for similar homes.

Washington, IN Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 745 2.0% $119
$50,000 to $59,999 437 1.0% $255
$60,000 to $69,999 515 1.0% $314
$70,000 to $79,999 737 2.0% $365
$80,000 to $89,999 1,174 4.0% $416
$90,000 to $99,999 1,142 4.0% $468
$100,000 to $124,999 3,278 11.0% $536
$125,000 to $149,999 3,955 14.0% $672
$150,000 to $174,999 4,258 15.0% $799
$175,000 to $199,999 3,040 10.0% $927
$200,000 to $249,999 3,902 13.0% $1114
$250,000 to $299,999 2,431 8.0% $1361
$300,000 to $399,999 2,555 9.0% $1727

Renters Insurance in Washington

  • Average Renters Insurance in Washington :  $116($9/month)

  • Median Gross Rent in Washington :  $812

  • Washington Renters Insurance to Median Rent Ratio:  1.11%

  • Average household size of renter-occupied unit :  2.05

Washington Renters Insurance as a Percentage of Rent

Washington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 459 1.0% $329
$200 to $299 508 1.0% $779
$300 to $499 1,215 4.0% $1229
$500 to $749 8,138 31.0% $1904
$750 to $999 9,541 36.0% $2654
$1,000 to $1,499 5,028 19.0% $3779
$1,500 or more 1,243 4.0% $5429

Rent Affordability in Washington:

Approximately 40.0% (10,850) of households are spending more than 35% of their income on gross rent in Washington

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 2,997 11.0%
15.0 to 19.9 percent 3,178 11.0%
20.0 to 24.9 percent 4,070 15.0%
25.0 to 29.9 percent 3,194 11.0%
30.0 to 34.9 percent 2,683 9.0%
35.0 percent or more 10,850 40.0%

Washington Renters Insurance Discounts:

Washington Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Washington, IN Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 15,070 55.0% $11.6
2 vehicles available 7,247 26.0% $17.4
3 or more vehicles available 1,390 5.0% $23.2

Washington Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 1,795 6.0% $81
60 to 64 years 959 3.0% $64
65 to 74 years 1,305 4.0% $52
75 years and over 1,537 5.0% $40

Protective device discount in Washington Up to :  $17

Claims-free discount in Washington Up to :  $23