Walterboro Insurance Rates:

Walterboro, SC home insurance is approximately $667 to $915, about $55-$76/month. Our exhaustive guide shows customers can save upto $316 by comparing different quotes

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Walterboro Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
GEICO Insurance
Home Insurance Rate of $560/4 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $310,000

5 Beds, 5 Baths 4730 sqft Vacation Property Constructed In 2014 with Hardwood Flooring, Tile Roof, Crawl Space Foundation, Vinyl siding, Brick Frame. Home Features Include Indoor Sprinklers, Central Air Conditioning, Fireplace, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

46 Years old Married Male who has a Full Time Job with household income of $100-$150,000 and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $310/5 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $125,000

3 Beds, 3 Baths 1930 sqft Vacation Property Constructed In 2012 with Carpet Flooring, Wood Shake Roof, Crawl Space Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Swimming Pool, Indoor Sprinklers, Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

56 Years old Divorced Male who is Unemployed with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $600/4 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $220,000

5 Beds, 5 Baths 2720 sqft Vacation Property Constructed In 2012 with Linoleum, Metal Roof, Chainwall Foundation, Stone Siding, Stucco Construction. Home Features Include Fire Extinguisher, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

42 Years old Single Male who is Unemployed with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

Home Insurance Rate of $820/10 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $200,000

5 Beds, 5 Baths 3020 sqft Rental Property Constructed In 2011 with Carpet Flooring, Slate Shingles Roof, Crawl Space Foundation, Stucco siding, Stucco Construction. Home Features Include Indoor Sprinklers, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

74 Years old Married Male who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $130/1 month for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $230,000

5 Beds, 5 Baths 4100 sqft Primary Residence Constructed In 2012 with Carpet over wood flooring, Wood Shake Roof, Slab Foundation, Wood siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Copper Water Pipes, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

44 Years old Single Female who is a Freelancer with household income of more than $150,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1030/6 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $320,000

5 Beds, 5 Baths 4200 sqft Vacation Property Constructed In 1983 with Ceramic Tile Flooring, Wood Shake Roof, Crawl Space Foundation, Vinyl siding, Wood Frame. Home Features Include Swimming Pool, Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

62 Years old Married Female who is Retired with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $570/10 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $100,000

3 Beds, 3 Bath 1450 sqft Vacation Property Constructed In 1976 with Carpet over wood flooring, Wood Shake Roof, Piers Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Indoor Sprinklers, Fireplace, Copper Water Pipes, Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

26 Years old Divorced Male who has a Full Time Job with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $520/4 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $235,000

5 Beds, 5 Bath 3320 sqft Vacation Property Constructed In 1969 with Carpet Flooring, Wood Shake Roof, Crawl Space Foundation, Stucco siding, Stucco Construction. Home Features Include Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

29 Years old Married Male who is a Freelancer with household income of $50-$75,000 and has 2 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

Home Insurance Rate of $300/4 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $135,000

3 Beds, 3 Bath 2140 sqft Rental Property Constructed In 1980 with Ceramic Tile Flooring, Composition Roof, Chainwall Foundation, Stone Siding, Stucco Construction. Home Features Include Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

25 Years old Single Female who is a Freelancer with household income of $100-$150,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $490/8 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $125,000

3 Beds, 3 Baths 1830 sqft Vacation Property Constructed In 2004 with Carpet over wood flooring, Tile Roof, Chainwall Foundation, Vinyl siding, Brick Frame. Home Features Include Deadbolt Locks, Indoor Sprinklers, Swimming Pool, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

58 Years old Divorced Male who is a Freelancer with household income of $75-$100,000 and has 2 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

Walterboro Rates & Quotes Analysis:

Walterboro Area Estimated House Insurance
Doctors Creek Rd, Harvey Ln, Jennings Ct, Jefferies Hwy, Williams Rd, Alligator Ln, Cales Ln, Sunset Ln, Sigwald, State Rd S-15-624$785
Pulis Rd, Bowman Acres Cove, Alexander, Ashmead, N Jefferies Blvd, Sloane Cir, Lafayette Ln, State Rd S-15-644, Gadsden Loop, Francis St$822
Redtail Ct, Jasmine, Reid Pl, Moyer Ln, Wichman St, May St, Live Oak St, State Rd S-15-649, State Rd S-15-34, Clay Ln$774
Independent Ln, Joslyn Cir, Castlebury Rd, Allen Rd, Benjamin Dr, Juniper Ln, Cricket Ln, Dublin St, Mount Carmel Rd, Robin Dr$777
Gunter St, Woodland Terrace Dr, Weslegacy Ln, Ivanhoe Rd, Fenwick Rd, Rivers St, Sarah St, Can City Rd, Hayden St, Red Root Rd$801
Koth St, Welch Creek, Sumter Dr, Cripple Creek Ln, Porcupine Ln, Rolling Brook Ln, S Walter St, Springwood Dr, State Rd S-15-21, Clearwater Dr$787
Heyward St, Round O, Gadsden Loop, Ramsey Hill Dr, Hilton Hall Rd, Jonathan Ln, State Rd S-15-34, Cocoa Dr, State Rd S-15-774, Wildwood Dr$782
State Rd S-15-67, Maple Ridge Rd, Maxwell St, Pine Ridge Rd, Breddell Ct, Collins St, Pineland Rd, Serpentine Rd, Nelson St, Woodford Plantation Ln$780
Forest Hills Rd, Reed Pl, Brunson Ln, King St, Heavens Path, State Rd S-15-130, Spring Lake Ln, Pleasant Grove Rd, Jones St, Hardee Farm Ln$787
de Treville Rd, S Woodland, Enoch Rd, Grove St, Webb St, Ernest Ct, Channie Ln, Destiny Ct, Giraffe, Purley Ln$778

Insurance rates are influenced by a number of factors including:

  • Year Built: 1,830 Homes (18% of total homes ) built between 1980 to 1989 in Walterboro are paying home insurance between $1,180-$1,192. Places close to Walterboro, SC such as Williams, Dorchester County, Ridgeville are more expensive by $45, $54, $17 respectively while Reevesville and Lodge are cheaper by $12 and $10 respectively for similar homes.
  • Bedrooms: 2,142 2 bedrooms homes (22% of total homes ) in Walterboro are paying about $515. Areas near to Walterboro such as Colleton County, Williams, Hendersonville are costlier by $8, $19, $6 respectively whereas Jacksonboro and Harleyville are more economical by $4, $3 respectively for similar homes.
  • Auto Insurance Bundling: 1,387 Households (23% of all households) in Walterboro have 3 or more vehicles available and when it is bundled with home insurance you can save $197 and differs from Colleton County ($197), Williams ($205), Cottageville ($197).
  • Senior Discounts: 3,169 seniors (more than 55 years) occupied housing units (53% of total) in Walterboro get discounts between $117 to $119. The comparative concessions in proximate regions such as Colleton County, Williams and Smoaks are $118, $123 and $117 respectively.
  • New Homes discounts: New homes such as the 3,983 homes built between 2000 to 2009 in Walterboro can save $158 and similar new home insurance discounts in nearby towns and cities like Colleton County, Williams and Cottageville are $158, $164 and $158 respectively.

Walterboro Homeowners insurance Facts

  • Walterboro, SC has 5,892 owner occupied houses which is 71.9% of all units whereas Colleton County, Williams and Cottageville have 74.13%, 70.0% and 85.38% respectively.
  • Walterboro, SC homeowners yearly insurance price at $791 is 0.85% of the typical house value of $93,500 which is in contrast with 0.85% in Colleton County, 0.52% at Williams & 0.85% in Cottageville.
  • Homeowners in Walterboro, SC pay 1.38% of their income ($45,000 to $49,999) in insurance whereas homeowners in Colleton County, Cottageville and Hendersonville pay 1.38%, 1.38% and 1.37% respectively.
  • Walterboro, SC’s insurance is 6.4% of monthly housing costs of $1,026/month, for owners with a mortgage compared to 6.37% in Colleton County, 6.08% at Williams & 6.82% in Cottageville. But, for households without a mortgage, insurance is 19.7% of costs ($334 in Walterboro, SC) in contrast with 19.79% in Colleton County, 27.81% at Williams & 21.13% in Cottageville.

Walterboro, SC Home Values & Insurance rates

For example, insurance for 145 Homes (2.0% of total homes ) valued between $60,000 to $69,999 in Walterboro, SC is about $545. Rates in nearby areas in such as Williams, St. George, Dorchester County are cheaper by $209, $7, $231 respectively while Hendersonville and Smoaks are costlier by $46 and $75 respectively for similar homes.

Walterboro, SC Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,428 24.0% $205
$50,000 to $59,999 593 10.0% $442
$60,000 to $69,999 145 2.0% $545
$70,000 to $79,999 449 7.0% $632
$80,000 to $89,999 263 4.0% $711
$90,000 to $99,999 195 3.0% $798
$100,000 to $124,999 579 10.0% $925
$125,000 to $149,999 450 7.0% $1162
$150,000 to $174,999 718 12.0% $1368
$175,000 to $199,999 238 4.0% $1582
$200,000 to $249,999 391 6.0% $1906
$250,000 to $299,999 176 3.0% $2325
$300,000 to $399,999 151 2.0% $2958

Renters Insurance in Walterboro

  • Average Renters Insurance in Walterboro :  $222($18/month)

  • Median Gross Rent in Walterboro :  $673

  • Walterboro Renters Insurance to Median Rent Ratio:  2.67%

  • Average household size of renter-occupied unit :  2.7

Walterboro Renters Insurance as a Percentage of Rent

Walterboro Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 33 1.0% $355
$200 to $299 137 7.0% $805
$300 to $499 311 17.0% $1255
$500 to $749 562 31.0% $1930
$750 to $999 528 29.0% $2680
$1,000 to $1,499 226 12.0% $3805

Rent Affordability in Walterboro:

Approximately 61.0% (1,415) of households are spending more than 35% of their income on gross rent in Walterboro

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 277 12.0%
15.0 to 19.9 percent 366 15.0%
20.0 to 24.9 percent 75 3.0%
25.0 to 29.9 percent 43 1.0%
30.0 to 34.9 percent 129 5.0%
35.0 percent or more 1,415 61.0%

Walterboro Renters Insurance Discounts:

Walterboro Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Walterboro, SC Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 1,048 45.0% $22.2
2 vehicles available 644 27.0% $33.3
3 or more vehicles available 166 7.0% $44.4

Protective device discount in Walterboro Up to :  $33

Claims-free discount in Walterboro Up to :  $44