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Waco, TX Home Values & Insurance Rates

Waco, TX Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 5,936 17.0% $245
$50,000 to $59,999 1,967 5.0% $520
$60,000 to $69,999 2,351 6.0% $643
$70,000 to $79,999 2,013 5.0% $745
$80,000 to $89,999 2,172 6.0% $837
$90,000 to $99,999 2,653 7.0% $939
$100,000 to $124,999 4,308 12.0% $1092
$125,000 to $149,999 3,189 9.0% $1368
$150,000 to $174,999 3,111 9.0% $1613
$175,000 to $199,999 2,189 6.0% $1858
$200,000 to $249,999 2,269 6.0% $2235
$250,000 to $299,999 1,072 3.0% $2736
$300,000 to $399,999 1,025 2.0% $3481

Waco Renters Insurance as a Percentage of Rent

Waco Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 840 2.0% $354
$200 to $299 602 2.0% $804
$300 to $499 2,926 10.0% $1254
$500 to $749 9,705 34.0% $1929
$750 to $999 7,746 27.0% $2679
$1,000 to $1,499 5,484 19.0% $3804
$1,500 or more 1,044 3.0% $5454

Example Waco Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmAllstate
Monthly Premium 1016239
Year Built 196319751992
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $100000-$125000$125000-$150000$75000-$100000
Deductible $500 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Top Home Insurance Agents Near Waco, TX

Home Insurance Company Near Waco, TX Homeowners Insurance Agency Near Waco, TX Address Distance from Waco, TX (miles)
Travelers Bkcw Lp 2100 TRIMMIER RD STE 100, KILLEEN, TX, 76541 45.0
State Farm Blake Harrell 720 Lake Air Dr, Waco, TX, 76710-5743 1.8
State Farm Brian Boyd 8809 Woodway Dr, Waco, TX, 76712-3634 4.1
State Farm David Jennings 1304 S First Street, Temple, TX, 76504-5761 32.5
State Farm Terry Strickland 4949 Franklin Ave, Waco, TX, 76710-6900 1.1


Estimated Home Insurance By Street Area Near Waco, TX

Waco Area Estimated House Insurance
Westlake Dr, Clifton St, Knotty Oaks Dr, School St, Briar Ridge Dr, E Mitchell St, Iowa St, Earle Rd, Griffin Ave, Mill Creek Cir$1,003
Bear Loop, Arkansas Dr, N 50th St, Canterbury Dr, E Ross St, Maryland Ave, Mahalia Dr, Texas Central Pkwy, Greenway Dr, N New Rd$1,038
Tulum Ln, Ave C, Bellmead Dr, Spring Willow, S 33rd St, Davis St, Tranquil Ct, N 3rd St, Larry Ln, Snow Pea Dr$1,043
Austin Ave, S 10th St, Michigan St, Sydney Dr, Washington Ave, Texas Ave, Crosby Dr, Greer St, Dublin Dr, Merrifield Dr$1,002
Scroggins Dr, Topeka Dr, Lp 340 Svc Rd, Yellow Stone Rd, Spring Valley Hwy, Alma Rohn Dr, N 60th St, S Barbara St, Gunnison Dr, Coral Reef Rd$1,080
Woodcock Dr, Princelett Pl, Kiowa Ln, S 3rd St Rd, Lola's Ln, Estancia Rd, Silver Maple Dr, Sherwood Cir, Wildwood Cir, Lincoln City Rd$1,032
Shirley Dr, Huntington Dr, Harvey Dr, Saratoga St, Wilson Ave, Roselawn Dr, W Panther Way, Pebble Creek, Green Branch Cir, S Old Robinson Rd$1,039
Saintsbury Cir, Ironhorse Trl, Pecan Ave, Stonewood Ct, Kiowa Trl, S Valley Mills Dr, Maple Hill Cir, Rosewood Dr, Oak Forest Cir, Chapel Creek Dr$1,074
Cove, S Martin Luther King Jr Blvd, Acree St, Palomino Dr, Links Cir, Bridle Trl, Maywood Dr, Virginia Valley, Mill St, E Hamilton St$1,041
Ellis Ave, N 39th St, E Loop 340, Karl May Dr, Bogey Ln, Dickens Dr, Airport Rd, Myers Ln, Viking Dr, Lilac Ln$None

Waco, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$3,700
Yearly Waco Homeowner Insurance Premium Example $1,800$1,200
Out of Pocket Expense During Claim$700$3,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,300$12,100
Net Savings to Waco Home Owner from High Deductible Plan $1,200

Waco, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Waco, TX Home Replacement Value MORE than Home Value Waco, TX Home Replacement Value LESS than Home Value
Replacement Value $223,500 $157,500
Insurance Premium based on Replacement Value $2,000 $1,425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $32,000 Risk Exposure from Under Insuring Coverage is $34,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $275/year