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Vista, CA Home Values & Insurance Rates

Vista, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 560 5.0% $43
$50,000 to $59,999 184 1.0% $93
$60,000 to $69,999 175 1.0% $112
$70,000 to $79,999 107 1.0% $130
$80,000 to $89,999 110 1.0% $149
$90,000 to $99,999 154 1.0% $168
$100,000 to $124,999 283 2.0% $193
$125,000 to $149,999 175 1.0% $242
$150,000 to $174,999 355 3.0% $286
$175,000 to $199,999 408 4.0% $330
$200,000 to $249,999 1,106 11.0% $398
$250,000 to $299,999 1,983 20.0% $485
$300,000 to $399,999 4,074 42.0% $623

Vista Renters Insurance as a Percentage of Rent

Vista Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 298 2.0% $1237
$500 to $749 613 4.0% $1912
$750 to $999 1,738 11.0% $2662
$1,000 to $1,499 8,931 61.0% $3787
$1,500 or more 2,959 20.0% $5437

Example Vista Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceGEICO Insurance
Monthly Premium 1383483
Year Built 198819771993
Home Details 5 Beds, 2 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $600000-$700000$200000-$250000$400000-$500000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Top Home Insurance Agents Near Vista, CA

Home Insurance Company Near Vista, CA Homeowners Insurance Agency Near Vista, CA Address Distance from Vista, CA (miles)
Allstate Agnes Morales 3232 Governor Dr Ste B, San Diego, CA, 92122 23.4
Liberty Mutual Independent Cavignac & Assoc Ins Brokers 450 B ST STE 1800, SAN DIEGO, CA, 92101 32.9
Farmers Chris Skeeters 151 S Harvard St, Hemet, CA, 92543 41.4
State Farm Luke Dix 2424 Vista Way Ste 101, Oceanside, CA, 92054-6170 5.6
Travelers Sullivan Curtis Monroe Ins Services Llc 1920 Main Street, Suite 600, Irvine, CA, 92614 49.2

Estimated Home Insurance By Street Area Near Vista, CA

Vista Area Estimated House Insurance
Jeffries Ranch Rd, College Bl, Serenidad Pl, Roane Cir, Don Valdez Dr, Decora Cir, Lionshead Ave, Lonsdale Dr, Adriana Ct, University Dr$636
Grapevine Rd, Avilar Ct, Edinburgh Dr, Hill Dr, Vista Grande Dr, Prince Way, Cll Las Moras, Edna Way, Merced Dr, Milos Way$640
Candia Ct, el Paso Alto, Walinca Way, Pso de Anza, Presley Pl, Flametree Rd, Mesa Verde Dr, Lime Pl, Woodrail Dr, Broken Rock Rd$659
N Emerald Dr, Amador Dr, Silver Oak Ln, Corvalla Dr, Carlo St, Viewridge Way, Panorama Rd, Shadowood Cir, Maple Dr, Windsor Ct$631
Tres Ninos Corte, Vista Village Dr, Peacock Blvd, Tarakim Ln, Sunrise Dr, Hannalei Dr, Fortuna Ave, Brengle Way, Ord Way, Via Las Palmas$635
Franklin Ln, Hackamore Rd, Shuboro St, Pomelo Dr, Burke Rd, Old River Rd, Jonathon St, Pruett Dr, Arcadia Ave, Kings Rd$653
Guajome Lake Rd, Blue Sky Ln, Corporate Vw, Raintree Pl, Autumn Ln, Angeles Vista Dr, Aldorado Dr, Robinhood Ln, Warmlands Ave, Lucaya Ct$639
Emma Ln, Parkwood Ave, Thomas St, Live Oak Rd, Crater Rim Dr, Sapphire Ln, Suncrest Ct, Lake Ridge Dr, Bronco Way, Thomas Pl$633
Trotting Horse Rd, Oak Ridge Way, Tierra del Cielo, Terracina Way, Mahogany Dr, Weston Cir, Belmont Park Rd, Rebecca Ave, Manzanita Ct, Surrey Ct$632
Lagan Ave, Coronado Pl, Eaton Way, Sapphire Ln, Fawley Rd, Sarver Ln, Cavern Pl, Wolverine Ter, Gatling Ct, Monte Dore Ln$635

Vista, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Vista Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,600$7,000
Net Savings to Vista Home Owner from High Deductible Plan $600

Vista, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Vista, CA Home Replacement Value MORE than Home Value Vista, CA Home Replacement Value LESS than Home Value
Replacement Value $551,000 $404,000
Insurance Premium based on Replacement Value $1,550 $1,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,000 Risk Exposure from Under Insuring Coverage is $92,000
Premium Impact Insurance cheaper by $275/year Insurance costlier by $150/year