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Vadnais Heights, MN Home Values & Insurance Rates

Vadnais Heights, MN Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 291 7.0% $115
$80,000 to $89,999 54 1.0% $397
$90,000 to $99,999 46 1.0% $439
$100,000 to $124,999 350 9.0% $512
$125,000 to $149,999 252 6.0% $648
$150,000 to $174,999 304 8.0% $763
$175,000 to $199,999 397 10.0% $878
$200,000 to $249,999 864 23.0% $1056
$250,000 to $299,999 468 12.0% $1297
$300,000 to $399,999 574 15.0% $1652

Vadnais Heights Renters Insurance as a Percentage of Rent

Vadnais Heights Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 17 1.0% $777
$300 to $499 59 5.0% $1227
$500 to $749 128 12.0% $1902
$750 to $999 512 51.0% $2652
$1,000 to $1,499 259 26.0% $3777
$1,500 or more 15 1.0% $5427

Example Vadnais Heights Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceState FarmChubb Group of Insurance
Monthly Premium 12472430
Year Built 199320021986
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $250000-$300000$175000-$200000$500000-$600000
Deductible > $10,000 Deductible$5000 to $10,000 Deductible$500 Deductible

Top Home Insurance Agents Near Vadnais Heights, MN

Home Insurance Company Near Vadnais Heights, MN Homeowners Insurance Agency Near Vadnais Heights, MN Address Distance from Vadnais Heights, MN (miles)
Insuranceworks Agency, Inc. 670 Commerce Dr Ste 110, Woodbury, MN, 55125 10.9
Travelers Henry T Warner Co 41 10TH AVE N, HOPKINS, MN, 55343 18.9
Travelers Insurance Brokers Of Mn 1014 Highway 55 E , Buffalo, MN, 55313 42.0
Farmers Laura Bolland 1027 Main St Ste A, Red Wing, MN, 55066 42.8
Travelers Ray Smith Insurance Agency Inc 6900 WEDGWOOD ROAD STE 302, MAPLE GROVE, MN, 55311 18.5


Estimated Home Insurance By Street Area Near Vadnais Heights, MN

Vadnais Heights Area Estimated House Insurance
Cedar Ave, Samuel Ct, Searle Ct, Oak Ln, Bramblewood Ave, Thornhill Ln, Hillside Rd, Goose Lake Rd, Aspen Ct, Ridgewood Ave$1,030
Belmar Dr, Foothill Trl, Mayfair Rd, Co Rd 148, Pondview Ln, Glen Oaks Ct, Midland Ct, Parkwood Ln, Jerry St, Bear Ct$1,028
Buerkle Rd, Wildflower Ct, Glen Oaks Dr, W Vadnais Blvd, Golfview Ct, Alrick Pl, Buerkle Cir, E Co Rd G, Ebba St, Mosby Rd$1,039
Homewood Ave, Rolling View Dr, Pond View Dr, Springhill Rd, Red Oaks Dr, Marlin Ave, Nathaniel Ct, Oak Leaf Dr, Hillary Farm Ln, Labore Rd$1,048
Commerce Blvd, Bankers Dr, Marble St, Little Fox Ln, Montmorency St, Vadnais Lake Dr, Brunet Ct, Co Hwy 147, N Oak Dr, S Oak Dr$1,040

Vadnais Heights, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$5,200
Yearly Vadnais Heights Homeowner Insurance Premium Example $2,000$1,200
Out of Pocket Expense During Claim$1,200$5,200
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $15,200$13,600
Net Savings to Vadnais Heights Home Owner from High Deductible Plan $1,600

Vadnais Heights, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Vadnais Heights, MN Home Replacement Value MORE than Home Value Vadnais Heights, MN Home Replacement Value LESS than Home Value
Replacement Value $281,000 $167,500
Insurance Premium based on Replacement Value $1,900 $1,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $68,500 Risk Exposure from Under Insuring Coverage is $45,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $450/year