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Upper Saddle River, NJ Home Values & Insurance Rates

Upper Saddle River, NJ Home By Value Total Homes % of Total Average Homeowners Insurance
$100,000 to $124,999 16 10.0% $124
$125,000 to $149,999 44 30.0% $155
$150,000 to $174,999 15 10.0% $175
$200,000 to $249,999 26 17.0% $248
$250,000 to $299,999 45 30.0% $310

Upper Saddle River Renters Insurance as a Percentage of Rent

Upper Saddle River Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$1,000 to $1,499 39 17.0% $3699
$1,500 or more 186 82.0% $5349

Example Upper Saddle River Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceState FarmLiberty Mutual
Monthly Premium 379314250
Year Built 201419701989
Home Details 4 Beds, 2 Baths5 Beds, 4 Baths4 Beds, 2 Baths
Coverage Amount More than 10000000More than 10000000$700000-$800000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500 Deductible

Top Home Insurance Agents Near Upper Saddle River, NJ

Home Insurance Company Near Upper Saddle River, NJ Homeowners Insurance Agency Near Upper Saddle River, NJ Address Distance from Upper Saddle River, NJ (miles)
Consumers Coverage Corp 7512 Roosevelt Ave Jackson Heights, NYC, NY, 11372 24.4
Travelers Mark Lauria Assoc Of Nj Inc 267 BROAD ST, RED BANK, NJ, 7701 49.8
State Farm Richard Min 125 Washington Ave Ste 12, Dumont, NJ, 07628-3028 10.1
Allstate Salman Khan 7019 Fresh Pond Rd, Ridgewood, NY, 11385 27.2
Farmers Shea Dibley 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 22.6

Estimated Home Insurance By Street Area Near Upper Saddle River, NJ

Upper Saddle River Area Estimated House Insurance
Glencarl Rd, Harvey Ln, Blue Spruce Dr, Fox Hill Rd, Riverview Ter, Anona Dr, Schindler Ct, Stevenson Ct, Pleasant Run, Robin Ridge Rd$1,024
Pharis Pl, Upper Saddle River Rd, Stonegate Rd, Sparrowbush Rd, Ranch Rd, Mallard Run, Knights Ct, Ackerson St, Candlestick Ln, Coldstream Ln$1,034
Barnfield Ct, Silverbeech Ct, Gateway, Yeoman Ct, Cobblestone Dr, Rolling Ridge Rd, Splitrock Rd, Aldbury Dr, Sandstone Ridge, Wideview Dr$1,037
Clover Ln, Garden Ct, Cottontail Trl, Fawnhill Rd, Millstream Rd, Ware Rd, Bayberry Ct, Old Stone Church Rd, Patriots Ln, Echo Ridge Rd$1,036
Iron Latch Ct, Huff Ter, Terhune Ct, Drake Ln, Cider Hill, Chapel Ln, Partridge Hill, Joseph Ct, White Pine Rd, Strawberry Ln$1,024

Upper Saddle River, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Upper Saddle River Homeowner Insurance Premium Example $5,000$4,500
Out of Pocket Expense During Claim$1,700$3,700
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $26,700$26,200
Net Savings to Upper Saddle River Home Owner from High Deductible Plan $500

Upper Saddle River, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Upper Saddle River, NJ Home Replacement Value MORE than Home Value Upper Saddle River, NJ Home Replacement Value LESS than Home Value
Replacement Value $1,047,000 $664,500
Insurance Premium based on Replacement Value $6,275 $3,975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $246,000 Risk Exposure from Under Insuring Coverage is $136,500
Premium Impact Insurance cheaper by $800/year Insurance costlier by $1,500/year