Tyler Insurance Rates:

Tyler, TX home insurance is approximately $866 to $1,173, about $72-$97/month. Our thorough research indicates shoppers can save as much as $408 by getting multiple quotes

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Tyler Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Allstate
Home Insurance Rate of $110/1 month for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $165,000

3 Beds, 3 Baths 2240 sqft Seasonal Residence Constructed In 2011 with Carpet over wood flooring, Wood Shake Roof, Piers Foundation, Stucco siding, Metal Frame Construction. Home Features Include Fireplace, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

32 Years old Divorced Male who is a Freelancer with household income of $50-$75,000 and has 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $100/1 month for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $160,000

3 Beds, 3 Baths 2000 sqft Primary Residence Constructed In 1967 with Carpet Flooring, Shingles Roof, Slab Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Central Air Conditioning, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

73 Years old Divorced Female who is a Freelancer with household income of $25-50,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

Home Insurance Rate of $120/1 month for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $165,000

3 Beds, 3 Baths 2120 sqft Seasonal Residence Constructed In 1976 with Ceramic Tile Flooring, Tile Roof, Piers Foundation, Brick siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

59 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $210/3 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $165,000

3 Beds, 3 Baths 2190 sqft Primary Residence Constructed In 1967 with Wood Flooring, Slate Shingles Roof, Slab Foundation, Stucco siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

38 Years old Divorced Male who is Unemployed with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $700/10 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $120,000

4 Beds, 4 Baths 2030 sqft Primary Residence Constructed In 1968 with Wood Flooring, Shingles Roof, Crawl Space Foundation, Stone Siding, Brick Frame. Home Features Include Deadbolt Locks, Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

59 Years old Divorced Male who is a Freelancer with household income of $25-50,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $310/4 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $100,000

2 Beds, 2 Bath 1320 sqft Rental Property Constructed In 1981 with Carpet over wood flooring, Membrane Roof, Slab Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Fireplace, Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

39 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $340/5 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $135,000

3 Beds, 3 Bath 2040 sqft Primary Residence Constructed In 2010 with Carpet Flooring, Shingles Roof, Slab Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Swimming Pool, Fire Extinguisher, Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

41 Years old Married Male who has a Full Time Job with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Guests at home

Tyler, TX Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
75704 $88,500 $1,020
75705 $80,000 $1,010
75706 $65,800 $1,010
75702 $64,500 $1,010
75703 $177,600 $1,070
75707 $142,700 $1,050
75701 $114,100 $1,040
75709 $108,400 $1,030

Tyler Rates & Quotes Analysis:

Tyler Area Estimated House Insurance
Greenbriar Rd, S Baxter Ave, Gateridge Dr, Bailey Dr, Co Rd 47, W Fields St, Sycamore St, Hyde Park Dr, Wedgewood Pl, FM 2015$1,010
Cornell Pl, Meador Cemetary Rd, E Elm St, Bellwood Rd, W 6th St, Country Hills Blvd, McDonald Rd, Lehigh Pl, Grande Blvd, Easy St$1,037
Laney Rd, W 4th St, Plantation Pines Rd, Woodlark Dr, Morning Mist Dr, Shepherd Ln, Henderson Dr, Cornerstone Trl, Rose St, Co Rd 1131$1,048
Bill Allen Dr, Cottonwood Dr, Hillsboro St, Co Rd 486, E Hankerson St, Sherry Ln, State Hwy 235, Lee St, N Broadway Ave, Bryan St$1,013
Duncan St, Lakeland Dr, Co Rd 3194, Morningside Dr, N Hill Ave, Stonehill Dr, Co Rd 336, Blackwell Ave, Co Rd 219, Butler Ave$998
Banks Rd, E Rogers Dr, Airline Dr, E Queen St, W Charnwood St, Co Rd 3192, Bent Oak Ln, Rosewood Dr, Rayson Ln, Goss St$1,002
Candleridge Dr, Scott Ave, Pine St, Ridgecrest Dr, N Beckham Ave, Adams Ave, Sterling Dr, S Kennedy Ave, W Dobbs St, Van St$1,003
Meadowglen Ct, Wind Dancer, S Talley Ave, E Locust St, Craftdale Dr, E Lake St, Maxine Dr, N Northwest Loop 323, S Bois D Arc Ave, Co Rd 4153$1,023
W Harmony St, Meadowland Ct, American Legion Rd, Niblack Pl, Chandler Hwy, Lori Ln, Co Rd 344, Walling Dr, Co Rd 1264, Co Rd 1135$1,002
Co Rd 4156, Tournament Rd, Woodland Hills Dr, Regency Ln, Whiteside Rd, Julia Dr, Lakewood Dr, W Barrett St, Wesson Way, Sandalwood Ln$1,017

Insurance rates are influenced by a number of factors including:

  • Year Built: 5,892 Homes (14% of total) built between 1980 to 1989 in Tyler are paying home insurance between $1,522-$1,538 in contrast with Smith County (+$15), Chandler (+$45), Noonday (+$28), Winona (-$12) and Edom (-$14).
  • Bedrooms: 17,388 3 bedrooms homes (43% of total homes ) in Tyler are paying about $806. Areas near to Tyler such as Chandler, Noonday, Hideaway are costlier by $3, $5, $17 respectively whereas Smith County and New Chapel Hill are more economical by $12, $4 respectively for similar homes.
  • Auto Insurance Bundling: 9,219 Households (44% of all households) in Tyler have 2 vehicles available and when it is bundled with home insurance you can save $204 compared to Smith County ($206), Chandler ($210), Noonday ($207).
  • Senior Discounts: 10,904 seniors (more than 55 years) occupied housing units (52% of total) in Tyler get discounts between $152 to $155. The comparative concessions in proximate regions such as Smith County, Chandler and Noonday are $154, $157 and $155 respectively.
  • New Homes discounts: New homes such as the 14,008 homes built between 2000 to 2009 in Tyler can save $204 and varies from Smith County ($206), Chandler ($210), Noonday ($207).

Tyler Homeowners insurance Facts

  • Tyler, TX has 20,817 owner occupied houses which is 57.6% of all units whereas Smith County, Chandler and Noonday have 67.41%, 75.7% and 86.96% respectively.
  • Tyler, TX homeowners yearly insurance price at $1,020 is 1.03% of the typical house value of $98,900 which is in contrast with 0.86% in Smith County, 0.68% at Chandler & 0.77% in Noonday.
  • Homeowners in Tyler, TX pay 4.53% of their income ($20,000 to $24,999) in insurance whereas homeowners in Smith County, Chandler and Hideaway pay 4.58%, 4.67% and 4.68% respectively.
  • Tyler, TX’s insurance is 7.5% of monthly housing costs of $1,141/month, for owners with a mortgage compared to 6.87% in Smith County, 6.03% at Chandler & 7.61% in Noonday. But, for households without a mortgage, insurance is 21.0% of costs ($405 in Tyler, TX) in contrast with 20.2% in Smith County, 20.93% at Chandler & 20.42% in Noonday.

Tyler, TX Home Values & Insurance rates

For example, insurance for 3,408 Homes (16.0% of total homes ) valued between Less than $50,000 in Tyler, TX is about $255. Rates in nearby areas in such as Smith County, Chandler, Noonday are cheaper by $49, $87, $68 respectively while New Chapel Hill and Winona are costlier by $19 and $28 respectively for similar homes.

Tyler, TX Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 3,408 16.0% $255
$50,000 to $59,999 1,499 7.0% $540
$60,000 to $69,999 1,400 6.0% $663
$70,000 to $79,999 1,521 7.0% $765
$80,000 to $89,999 1,371 6.0% $867
$90,000 to $99,999 1,371 6.0% $979
$100,000 to $124,999 2,883 14.0% $1132
$125,000 to $149,999 2,105 10.0% $1417
$150,000 to $174,999 1,808 8.0% $1672
$175,000 to $199,999 882 4.0% $1927
$200,000 to $249,999 1,024 5.0% $2325
$250,000 to $299,999 528 2.0% $2835
$300,000 to $399,999 483 2.0% $3600

Renters Insurance in Tyler

  • Average Renters Insurance in Tyler :  $221($18/month)

  • Median Gross Rent in Tyler :  $759

  • Tyler Renters Insurance to Median Rent Ratio:  2.37%

  • Renter occupied housing units in Tyler :  15,322

Tyler Renters Insurance as a Percentage of Rent

Tyler Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 175 1.0% $355
$200 to $299 298 2.0% $805
$300 to $499 1,057 7.0% $1255
$500 to $749 5,461 38.0% $1930
$750 to $999 3,966 27.0% $2680
$1,000 to $1,499 2,866 19.0% $3805
$1,500 or more 515 3.0% $5455

Rent Affordability in Tyler:

Approximately 46.0% (7,199) of households are spending more than 35% of their income on gross rent in Tyler

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 1,663 10.0%
15.0 to 19.9 percent 1,902 12.0%
20.0 to 24.9 percent 1,824 11.0%
25.0 to 29.9 percent 1,407 9.0%
30.0 to 34.9 percent 1,327 8.0%
35.0 percent or more 7,199 46.0%

Tyler Renters Insurance Discounts:

Tyler Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Tyler, TX Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 8,481 55.0% $22.1
2 vehicles available 3,867 25.0% $33.15
3 or more vehicles available 918 5.0% $44.2

Tyler Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 924 6.0% $75
60 to 64 years 525 3.0% $60
65 to 74 years 811 5.0% $49
75 years and over 852 5.0% $37

Protective device discount in Tyler Up to :  $33

Claims-free discount in Tyler Up to :  $44