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Tuscumbia, AL Home Values & Insurance Rates

Tuscumbia, AL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 325 14.0% $262
$50,000 to $59,999 145 6.0% $552
$60,000 to $69,999 233 10.0% $693
$70,000 to $79,999 274 11.0% $796
$80,000 to $89,999 239 10.0% $899
$90,000 to $99,999 133 5.0% $1011
$100,000 to $124,999 221 9.0% $1171
$125,000 to $149,999 192 8.0% $1461
$150,000 to $174,999 213 9.0% $1733
$175,000 to $199,999 156 6.0% $1995
$200,000 to $249,999 78 3.0% $2408
$250,000 to $299,999 43 1.0% $2942
$300,000 to $399,999 36 1.0% $3738

Tuscumbia Renters Insurance as a Percentage of Rent

Tuscumbia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 146 12.0% $369
$200 to $299 183 15.0% $819
$300 to $499 249 20.0% $1269
$500 to $749 399 33.0% $1944
$750 to $999 160 13.0% $2694
$1,000 to $1,499 59 4.0% $3819
$1,500 or more 13 1.0% $5469

Example Tuscumbia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersFarmers InsuranceNationwide Insurance
Monthly Premium 935385
Year Built 200119492010
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$200000-$250000$250000-$300000
Deductible $500 Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible

Top Home Insurance Agents Near Tuscumbia, AL

Home Insurance Company Near Tuscumbia, AL Homeowners Insurance Agency Near Tuscumbia, AL Address Distance from Tuscumbia, AL (miles)
Allstate Justin James 2811 W Mall Dr, Florence, AL, 35630 9.1
Allstate Mike Campbell 617 E Hobbs St, Athens, AL, 35611 42.7
Travelers S S Nesbitt & Co Inc 1425 6TH AVE SE, DECATUR, AL, 35601 42.1
Travelers Your Insurance Centers Inc 2012 9TH AVE N, HALEYVILLE, AL, 35565 34.2
State Farm Chad Hughey 1511 Highway 31 SW Ste A, Hartselle, AL, 35640-2821 48.0


Estimated Home Insurance By Street Area Near Tuscumbia, AL

Tuscumbia Area Estimated House Insurance
Park Ave, Coldwater Dr, Ave A, Elm Dr, Bald Knob Rd, Waterloo Rd, Commanche Ln, Keller Ln, Holland Dr, Co Rd 47$936
Co Rd 59, Hester Rd, Roy McGuire Dr, Cambridge, E Girard Ave, S Broad St, Fairlane Ave, Almon Ave, Helen Ct Five, Wagon Montain Rd$977
Alma St, W California Dr, Colburn Mtn Rd, Willow Oak Dr, N Baker St, Vista Cir, McIntosh St, T Ed Campbell Dr, S High St, W Sycamore Dr$980
E Tuscumbia Decatur Hwy, Davison Ave, Colburn Mill Rd, Durwood Dr, Decatur St, Slay Dr, John R St, Winston Sq, Quarry Rd, S Indian St$952
E 4th St, Bernice St, W Fayette St, Grand Haven Dr, Fayette St, Rutland Ln, Center St, Emily Dr, N Wilson Dam Rd, E McGuire Dr$981

Tuscumbia, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Tuscumbia Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,400$5,800
Net Savings to Tuscumbia Home Owner from High Deductible Plan $600

Tuscumbia, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Tuscumbia, AL Home Replacement Value MORE than Home Value Tuscumbia, AL Home Replacement Value LESS than Home Value
Replacement Value $132,500 $77,500
Insurance Premium based on Replacement Value $700 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,500 Risk Exposure from Under Insuring Coverage is $30,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $125/year