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Tuscaloosa, AL Home Values & Insurance Rates

Tuscaloosa, AL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,964 9.0% $146
$50,000 to $59,999 679 3.0% $323
$60,000 to $69,999 404 2.0% $401
$70,000 to $79,999 572 2.0% $460
$80,000 to $89,999 971 4.0% $528
$90,000 to $99,999 996 4.0% $587
$100,000 to $124,999 2,445 12.0% $675
$125,000 to $149,999 2,087 10.0% $851
$150,000 to $174,999 2,844 14.0% $1008
$175,000 to $199,999 1,673 8.0% $1165
$200,000 to $249,999 2,182 10.0% $1399
$250,000 to $299,999 1,624 8.0% $1713
$300,000 to $399,999 1,576 7.0% $2173

Tuscaloosa Renters Insurance as a Percentage of Rent

Tuscaloosa Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 378 2.0% $348
$200 to $299 505 2.0% $798
$300 to $499 1,809 10.0% $1248
$500 to $749 6,142 34.0% $1923
$750 to $999 5,370 29.0% $2673
$1,000 to $1,499 2,976 16.0% $3798
$1,500 or more 784 4.0% $5448

Example Tuscaloosa Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceLiberty MutualTravelers
Monthly Premium 1585278
Year Built 201320081988
Home Details 5 Beds, 3 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $400000-$500000$125000-$150000$200000-$250000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Top Home Insurance Agents Near Tuscaloosa, AL

Home Insurance Company Near Tuscaloosa, AL Homeowners Insurance Agency Near Tuscaloosa, AL Address Distance from Tuscaloosa, AL (miles)
State Farm Bill Myrick 1953 Hoover Ct, Hoover, AL, 35226-3606 44.9
Travelers Clark Associates 2229 ROCKY RIDGE RD, BIRMINGHAM, AL, 35216 45.9
Allstate Karen Ross Miller 2798 John Hawkins Pkwy Ste 114, Hoover, AL, 35244 43.3
Travelers The Turner Agency 202 Temple Ave North, Fayette, AL, 35555 37.2
Allstate Usi Insurnace Svcs 1701 McFarland Blvd N, Tuscaloosa, AL, 35406 2.3

Estimated Home Insurance By Street Area Near Tuscaloosa, AL

Tuscaloosa Area Estimated House Insurance
Autumn Hill Dr, Cherokee Ave, Ty Rogers Jr Ave, Magnolia Vlg Dr, 38th St, 49th Ave E, Sunset Dr, Crete Cir, Sextonbend Rd, Mimosa Gardens Ln$1,111
33rd Pl, Shea Harbor Dr, Knight Ave, 21st Ave E, 10th Ave E, Dr Edward Hillard Dr, Cedar Lake, 28th Ave E, Parkwood Dr, 3rd St$951
Clearview Hills Cir, Fairmont Dr, 29th Ave, Amanda Dr, Sagewood Dr, 15th Ave E, Charleston Ct, Canyon Mill Rd, 54th Ave E, Stonehill Ln$950
Campus Dr, Perch Dr, 41st Ave E, Green Acres Ln, 3rd St E, 27th Pl, Chestnut St, Elm St, Moundville Ln, Bear Creek Cutoff Rd$943
1st St E, Woodhill Cir, 57th Ave E, Riva Ridge Dr, 3rd St E, Oak Dr, 51st Ave E, 26th St NE, 1st Pl E, 33rd Ct$947
Dauphine Dr, 15th St NE, 5th St NE, McCorvey Dr, 19th St E, Birch Dr, Resource Dr, 47th Ct E, Harbourview Dr, Yellow Creek Rd$903
Petersburg Rd, Herman Boyd Rd, Sage Dr, 25th Ave NE, Holly St, Ridgeland, 6th Ave E, 12th St E, 51st Ave E, 4th St$963
Waco Rd, 23rd Ct, Mimosa Gardens Dr, Argonne Dr, Riverdale Ln, Meadowlawn St, Lesley Dr, Ash Rd, Ozment Rd, Killick Pl$943
Grey Cir, Stardust Dr, Julia Tutwiler Dr, Reichhold Cir, Lurleen Wallace Blvd N, 43rd Ave, Bellwood Dr, Keenes Mill Rd, Hunt Cir, Canyon Mills Dr$948
7th St, 32nd Ave E, Wallace Wade Ave, Carriage Ln E, Short 24th Ave E, 33rd Ct, Bealle St NE, Devotie Dr, Hillcrest School Rd, Southside Dr$927

Tuscaloosa, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Tuscaloosa Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,400$9,800
Net Savings to Tuscaloosa Home Owner from High Deductible Plan $600

Tuscaloosa, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Tuscaloosa, AL Home Replacement Value MORE than Home Value Tuscaloosa, AL Home Replacement Value LESS than Home Value
Replacement Value $58,500 $39,000
Insurance Premium based on Replacement Value $275 $175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $8,500 Risk Exposure from Under Insuring Coverage is $11,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $50/year