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Tracy, CA Home Values & Insurance Rates

Tracy, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 680 4.0% $49
$100,000 to $124,999 398 2.0% $232
$125,000 to $149,999 487 2.0% $288
$150,000 to $174,999 954 5.0% $343
$175,000 to $199,999 1,151 7.0% $398
$200,000 to $249,999 3,334 20.0% $478
$250,000 to $299,999 3,767 23.0% $588
$300,000 to $399,999 5,090 31.0% $741

Tracy Renters Insurance as a Percentage of Rent

Tracy Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 134 1.0% $792
$300 to $499 247 2.0% $1242
$500 to $749 648 6.0% $1917
$750 to $999 942 10.0% $2667
$1,000 to $1,499 3,034 32.0% $3792
$1,500 or more 4,280 45.0% $5442

Example Tracy Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualFarmers Insurance
Monthly Premium 384260
Year Built 200519982012
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$250000-$300000$400000-$500000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Top Home Insurance Agents Near Tracy, CA

Home Insurance Company Near Tracy, CA Homeowners Insurance Agency Near Tracy, CA Address Distance from Tracy, CA (miles)
Berger & Jones Insurance Agency, Inc. 2694 Bishop Drive, Suite 104 , San Ramon, CA, 94583 30.0
State Farm Al Ward 4546 El Camino Real Ste B4, Los Altos, CA, 94022-1069 42.0
Farmers Arnold Respicio Lutcf 2333 W March Ln Ste C1, Stockton, CA, 95207 22.5
State Farm Charlie Brown 1600 Sunrise Ave, Modesto, CA, 95350 24.1
State Farm Richard Lawrence 1015 Sperry Ave Ste E, Patterson, CA, 95363-9268 20.9

Estimated Home Insurance By Street Area Near Tracy, CA

Tracy Area Estimated House Insurance
Saddlebrook Dr, S Treehouse Ln, Pombo Square Dr, Amable St, Gomes Ct, Tioga Dr, Ontario Dr, Meredith Ct, Loreto Ct, Pedro Ln$629
Naglee Rd, Belle Ct, Cabana Ct, Juan Jose Ln, Wagner Ct, Nancy Amelia Ct, Bates Ct, Daniel Ave, Eagle St, Juniper Rd$626
Redbrdge Rd, Tennis Ln, Wood Thrush Ln, Madison Ave, Eastlake Cir, Cancion Ave, Renaissance Dr, Henderson Ct, Penny Ln, Westwood Dr$612
Claremont Dr, Southbrook Ct, Betty Ln, Glenbriar Cir, Famoso Ln, Whitney Ct, Beech Ave, Justice Ct, Shady Ct, Mount Pellier St$613
Carbona Ct, Dover Ln, Thomas Ave, Harvest Landing Ct, McLeod Ave, Peacock Ct, Tranquilidad St, Brett Ave, Phillip Ct, Cherry Blossom Ln$624
Maurland Ln, Cortadillo St, Ormonde Ct, Glacier St, Lourence Dr, Blossom Ln, Bethell Ct, Kristoff Ct, Wilbanks Ln, Ashlee Ct$627
Fundy Ct, Thicket Ln, E Cordes Ct, Mary Ct, Lloyd C Gary Dr, Rockingham Ct, Springwood Ct, Holtspur Ct, el Portal St, Bonsai Ave$612
Hoboken Dr, Alpine Way, Ridgeview Ct, Frank Blondin Ln, Olivia Ln, Alene Ave, Tennis Ct, Los Padres Dr, W Willow Creek Dr, Raven St$613
Tracey Jean Dr, 21st St, Gomes Dr, Surrey Dr, S Faulkner St, Billy F Freeman Ln, W Bonaventure Ave, B St, Kristin Way, Trisler Ct$622
Florentine Way, Harris Ln, Ray Wise Ln, Cambridge Pl, Vintage Ct, Travao Ln, Bastille Ct, W Luna Loca Ln, S Steven St, Wall St$611

Tracy, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Tracy Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,300$7,700
Net Savings to Tracy Home Owner from High Deductible Plan $600

Tracy, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Tracy, CA Home Replacement Value MORE than Home Value Tracy, CA Home Replacement Value LESS than Home Value
Replacement Value $345,500 $219,000
Insurance Premium based on Replacement Value $1,150 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $62,000 Risk Exposure from Under Insuring Coverage is $64,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $200/year