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Torrance, CA Home Values & Insurance Rates

Torrance, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 402 9.0% $26
$50,000 to $59,999 130 3.0% $53
$60,000 to $69,999 77 1.0% $66
$70,000 to $79,999 134 3.0% $80
$80,000 to $89,999 89 2.0% $86
$90,000 to $99,999 58 1.0% $100
$100,000 to $124,999 159 3.0% $113
$125,000 to $149,999 46 1.0% $146
$150,000 to $174,999 156 3.0% $173
$175,000 to $199,999 148 3.0% $200
$200,000 to $249,999 337 8.0% $240
$250,000 to $299,999 436 10.0% $293
$300,000 to $399,999 1,915 46.0% $373

Torrance Renters Insurance as a Percentage of Rent

Torrance Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 325 1.0% $764
$300 to $499 361 1.0% $1214
$500 to $749 837 3.0% $1889
$750 to $999 2,383 10.0% $2639
$1,000 to $1,499 9,702 41.0% $3764
$1,500 or more 9,513 41.0% $5414

Example Torrance Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAllstateLiberty Mutual
Monthly Premium 15663127
Year Built 196019701984
Home Details 5 Beds, 4 Baths3 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount More than 10000000$300000-$350000$500000-$600000
Deductible > $10,000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Top Home Insurance Agents Near Torrance, CA

Home Insurance Company Near Torrance, CA Homeowners Insurance Agency Near Torrance, CA Address Distance from Torrance, CA (miles)
State Farm Carol Robinson 2615 Pch Hwy Ste 221, Hermosa Beach, CA, 90254-2228 4.1
State Farm Elaine Lavine 34080 Gldn Lantern St Ste 105, Dana Point, CA, 92629-2679 44.8
Allstate James Astorino 3371 Glendale Blvd # 218, Los Angeles, CA, 90039 20.2
Allstate Jay Shah 4747 W El Segundo Blvd Ste 201, Hawthorne, CA, 90250 5.7
Travelers Mark Insurance Services 510 E FOOTHILL BLVD STE 105, SAN DIMAS, CA, 91773 37.0


Estimated Home Insurance By Street Area Near Torrance, CA

Torrance Area Estimated House Insurance
Woodbury Dr, Regina Ave, Cheryl Dr, Shadycroft Ave, Cll de Madrid, Galva Ave, Kingsdale Ave, Doris Way, 234th St, Talisman St$649
Via Estrellita, Kashiwa St, 232nd St, 190th St, Clarellen St, 175th Pl, Ermanita Ave, W 185th St, Cll de Andalucia, Pso de Las Tortugas$714
Henrietta St, Tiffany Ct, Dorman Ave, Huber Ave, Kathy Way, Warmside Ave, Via Colusa, Juniper Ave, Ogram Ave, W 228th Pl$674
Perkins Ave, Amie Ave, Asteria St, W 244th St, Pitcairn Way, Windmill Rd, Earl St, Redbeam Ave, Alix Ct, Shadycroft Ave$673
Roselle Ave, Gramercy Ave, Pso de la Playa, Cambridge Way, Adolph Ave, Donora Ave, Sonoma St, Brighton Way, Merrill St, Cam de la Costa$692
Leyte Dr, January Dr, Amie Ave, Carmelynn St, Cam de Las Colinas, Pso de Suenos, Eldorado St, Reynosa Dr, Cll de Felipe, W 170th St$703
W 236th St, Gerkin Ave, Romano Pl, Ferrocarril Ave, Via Valencia, Cravens Ave, W 236th St, 235th Pl, Via la Selva, Roslin Ave$663
Robinson Way, Pso de Gracia, Nancylee Ln, Darien St, W 181st St, Carellen St, Towers St, Toluca Ave, del Amo Center, Gramercy Ave$704
Eastwood Ct, Illinois Ct, Mullin Ave, Donora Ave, Whiffletree Ln, Deelane St, Via Buena Ventura, Leyte Dr, Portobello Dr, Cathann St$647
Bigelow Rd, Oakbay Rd, W 232nd St, el Prado Ave, Rockview Dr, Blair Way, Sonoma St, Mariner Ave, W 237th St, Evalyn Ave$665

Torrance, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$4,300
Yearly Torrance Homeowner Insurance Premium Example $2,200$1,700
Out of Pocket Expense During Claim$1,300$4,300
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $16,700$16,200
Net Savings to Torrance Home Owner from High Deductible Plan $500

Torrance, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Torrance, CA Home Replacement Value MORE than Home Value Torrance, CA Home Replacement Value LESS than Home Value
Replacement Value $971,000 $566,500
Insurance Premium based on Replacement Value $3,400 $1,975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $242,500 Risk Exposure from Under Insuring Coverage is $162,000
Premium Impact Insurance cheaper by $575/year Insurance costlier by $850/year