Compare Quotes from Top Providers and Save now!

Theodore, AL Home Values & Insurance Rates

Theodore, AL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 855 14.0% $191
$50,000 to $59,999 104 1.0% $402
$60,000 to $69,999 201 3.0% $498
$70,000 to $79,999 243 4.0% $575
$80,000 to $89,999 535 9.0% $652
$90,000 to $99,999 380 6.0% $728
$100,000 to $124,999 859 14.0% $843
$125,000 to $149,999 946 16.0% $1054
$150,000 to $174,999 621 10.0% $1246
$175,000 to $199,999 340 5.0% $1438
$200,000 to $249,999 349 5.0% $1735
$250,000 to $299,999 217 3.0% $2119
$300,000 to $399,999 221 3.0% $2694

Theodore Renters Insurance as a Percentage of Rent

Theodore Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 200 7.0% $358
$200 to $299 124 4.0% $808
$300 to $499 174 6.0% $1258
$500 to $749 1,265 46.0% $1933
$750 to $999 606 22.0% $2683
$1,000 to $1,499 306 11.0% $3808
$1,500 or more 32 1.0% $5458

Example Theodore Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersNationwide InsuranceGEICO Insurance
Monthly Premium 3559176
Year Built 199920121970
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$150000-$175000$400000-$500000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Top Home Insurance Agents Near Theodore, AL

Home Insurance Company Near Theodore, AL Homeowners Insurance Agency Near Theodore, AL Address Distance from Theodore, AL (miles)
The Myrick Agency 860 Edwards Ave., Fairhope, AL, 36532 13.3
State Farm Bill Watford 5448 Zeigler Blvd, Mobile, AL, 36608-4336 13.5
Travelers Bishop Insurance Agency 14507 LEMOYNE BLVD, BILOXI, MS, 39532 44.5
Farmers Eugene Skip Moseley 3578 Oak Tree Dr, Semmes, AL, 36575 18.2
State Farm Jeff Kahn 1129 Sarald Blvd S Ste B, Saraland, AL, 36571-3612 19.1


Estimated Home Insurance By Street Area Near Theodore, AL

Theodore Area Estimated House Insurance
Spanish Trail Ct, Desiree Ct S, Blue Gill Cir, Lake Tahoe Dr, Pioneer Trace Dr, Rester Rd, Mary Dr, Carolyn Way, Rayco Rd, Cole Dr E$987
Bob St, Byrnewood Rd, Oriental Ave, Claudia Ln, Windy Ln, Canal Dr, Mitchell St, Wigfield Ct, Marie Rd, Bel Air Dr$934
Country Club Blvd, Kanode Rd, Cross Bow Ln, Roswell Rd S, Leo St Exd, Ann St, Katherin Hankins Dr, Rangeline Rd, Riverwood Lndg, Henning Dr E$968
Royal Oaks Dr, Lake Ruth Dr, Aloyis Dr, Lake Rd N, Lundy Ln, Viking Way, Langston Ct, Cumberland Dr, Lawrence Steiner Rd, Governor Wallace Dr$954
Alexandria Leigh Cir, Anthony Dr W, Gipson Rd, Helton Rd, Holloway Dr N, Queen Odella Dr E, Joe Carl Rd W, Pineview Ave, Horse Shoe Ln, Knight Dr$949

Theodore, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Theodore Homeowner Insurance Premium Example $2,700$1,700
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $11,800$10,800
Net Savings to Theodore Home Owner from High Deductible Plan $1,000

Theodore, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Theodore, AL Home Replacement Value MORE than Home Value Theodore, AL Home Replacement Value LESS than Home Value
Replacement Value $111,500 $72,500
Insurance Premium based on Replacement Value $525 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,000 Risk Exposure from Under Insuring Coverage is $11,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $125/year