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Temecula, CA Home Values & Insurance Rates

Temecula, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 348 2.0% $49
$100,000 to $124,999 256 1.0% $215
$125,000 to $149,999 307 1.0% $271
$150,000 to $174,999 587 3.0% $320
$175,000 to $199,999 624 3.0% $370
$200,000 to $249,999 3,641 21.0% $444
$250,000 to $299,999 3,683 22.0% $542
$300,000 to $399,999 7,149 42.0% $691

Temecula Renters Insurance as a Percentage of Rent

Temecula Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 185 1.0% $1240
$500 to $749 360 3.0% $1915
$750 to $999 966 9.0% $2665
$1,000 to $1,499 3,512 35.0% $3790
$1,500 or more 4,935 49.0% $5440

Example Temecula Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateFarmers InsuranceChubb Group of Insurance
Monthly Premium 3612571
Year Built 200519922013
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $250000-$300000$600000-$700000$400000-$500000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible

Top Home Insurance Agents Near Temecula, CA

Home Insurance Company Near Temecula, CA Homeowners Insurance Agency Near Temecula, CA Address Distance from Temecula, CA (miles)
Allstate Chuck Allan 4 Venture Ste 115, Irvine, CA, 92618 37.5
Travelers Cox Yacht Insurance Agency Inc 1000 QUAIL ST 230, NEWPORT BEACH, CA, 92660 43.8
Farmers Donald Lee 29970 Technology Dr Ste 117, Murrieta, CA, 92563 4.7
Farmers Rick Hackett 34249 Camino Capistrano Ste 206, Capistrano Bch, CA, 92624 31.2
State Farm Sean Saunders 111 Corporate Dr Ste 190, Ladera Ranch, CA, 92694-1156 29.0


Estimated Home Insurance By Street Area Near Temecula, CA

Temecula Area Estimated House Insurance
Roshani Dr, Sonoma Ln, Pampas Rd, Estero St, Van Gaale Ln, Cajon Dr, Pechanga Dr, Linda Rosea Rd, la Sierra Rd, Grass Meadow Way$631
Frontage Rd, Corte de Los Santos, Cll Medusa, Casa Chata Pl, Cala Cerona, Cll de Vinedos, Cafera Ln, Trafalgar Way, Sandak Rd, Haywood Ct$641
Seawind Cir, Preece Ln, Potestas Dr, Sierra Ct, Cam Casana, Noel Cir, Iron Horse Dr, Rue Jadot, Lauriano Dr, Via Bonilla$628
Crown Ranch Rd, Emerald Creek Ct, Tournament Ln, Alcalde Ln, Valence Ct, Glick Ct, N General Kearny Rd, Matanzas Creek Ct, Yorba Rd, Corte Escobar$618
Mango Bay, Alton Ct, Seminole St, Twin Creek Dr, Maxine St, San Fermin Pl, Old US Hwy 395, Serrento Dr, la Paz Rd, Weibel Cir$619
Hudson Ct, Guadagno Dr, Cll Pantano, Royal Dornoch Ct, Cam Caliari, Grace Ct, Corte Cabello, Plymouth Way, Village Rd, Volare Rd$612
Winchester Creek Ave, Rock Bluff Ave, Corte Sparkman, Grapevine Ct, Amesbury Ln, Blanca Ct, Thyzel Ct, Carriage Cir, Murphy Rd, Rainbow Creek Dr$611
Riverton Ln, Boulder Way, Frankfort Ln, Avoyer Ave, Rising Hill Dr, Trentino Dr, Savoy Ln, Linda Ct, Puesta del Sol, Remington Ave$613
Ayer Ln, S General Kearny Rd, Via Perales, Grado Cir, Fetzer Cir, Twin Hills Way, Via Sierra, Tall Oak Ct, Via Puesta del Sol, Cloudburst Ln$624
Via Corsica, Cll Aragon, Rosewood St, Villa Helena St, Cam Estribo, Corte Chatada, Valone Ct, Sycamore St, New Meadow Dr, Berkswell Ln$613

Temecula, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Temecula Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,200$7,600
Net Savings to Temecula Home Owner from High Deductible Plan $600

Temecula, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Temecula, CA Home Replacement Value MORE than Home Value Temecula, CA Home Replacement Value LESS than Home Value
Replacement Value $284,500 $186,500
Insurance Premium based on Replacement Value $675 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $52,500 Risk Exposure from Under Insuring Coverage is $45,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year