Taylor Insurance Rates:

Taylor, MI home insurance is nearly $614 to $833, about $51-$69/month. Our detailed analysis shows customers can save as much as $289 by getting different quotes

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Taylor Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
American Family Insurance
Home Insurance Rate of $410/7 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $170,000

4 Beds, 4 Bath 2280 sqft Vacation Property Constructed In 1965 with Ceramic Tile Flooring, Shingles Roof, Crawl Space Foundation, Wood siding, Brick Frame. Home Features Include Fire Extinguisher, Swimming Pool, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

34 Years old Married Male who has a Full Time Job with household income of $100-$150,000 and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $260/8 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $80,000

3 Beds, 3 Baths 1290 sqft Seasonal Residence Constructed In 1978 with Carpet Flooring, Shingles Roof, Crawl Space Foundation, Stucco siding, Metal Frame Construction. Home Features Include Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

38 Years old Divorced Female who is a Freelancer with household income of $50-$75,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

Home Insurance Rate of $360/9 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $130,000

3 Beds, 3 Baths 1950 sqft Primary Residence Constructed In 1980 with Ceramic Tile Flooring, Composition Roof, Crawl Space Foundation, Wood siding, Brick Frame. Home Features Include Copper Water Pipes, Swimming Pool, Fire Extinguisher, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

73 Years old Divorced Female who is Unemployed with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $660/12 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $220,000

4 Beds, 4 Baths 2820 sqft Rental Property Constructed In 1972 with Hardwood Flooring, Tile Roof, Chainwall Foundation, Wood siding, Stucco Construction. Home Features Include Swimming Pool, Deadbolt Locks, Central Air Conditioning, Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

74 Years old Single Female who has a Full Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

Home Insurance Rate of $110/4 months for $50000-$75000 Coverage
Policy Holder Home Details :

Home Value : $65,000

3 Beds, 3 Bath 1230 sqft Rental Property Constructed In 1960 with Wood Flooring, Shingles Roof, Piers Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Swimming Pool, Fire Extinguisher, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

61 Years old Divorced Female who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $700/12 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $180,000

3 Beds, 3 Bath 2330 sqft Primary Residence Constructed In 1970 with Hardwood Flooring, Wood Shake Roof, Piers Foundation, Vinyl siding, Stucco Construction. Home Features Include Fireplace, Deadbolt Locks, Central Air Conditioning, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

53 Years old Divorced Female who has a Full Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $280/5 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $125,000

3 Beds, 3 Bath 1950 sqft Primary Residence Constructed In 1981 with Hardwood Flooring, Tile Roof, Piers Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Copper Water Pipes, Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

55 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $250/8 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $135,000

3 Beds, 3 Baths 1880 sqft Rental Property Constructed In 1978 with Linoleum, Slate Shingles Roof, Crawl Space Foundation, Stucco siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Central Air Conditioning, Deadbolt Locks, Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

62 Years old Single Female who is a Freelancer with household income of $75-$100,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $400/9 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $115,000

3 Beds, 3 Bath 2050 sqft Primary Residence Constructed In 1985 with Ceramic Tile Flooring, Shingles Roof, Chainwall Foundation, Brick siding, Stucco Construction. Home Features Include Fire Extinguisher, Copper Water Pipes, Deadbolt Locks, Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

44 Years old Divorced Female who has a Full Time Job with household income of more than $150,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $460/10 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $140,000

4 Beds, 4 Baths 2610 sqft Primary Residence Constructed In 1977 with Ceramic Tile Flooring, Membrane Roof, Chainwall Foundation, Brick siding, Brick Frame. Home Features Include Fire Extinguisher, Copper Water Pipes, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

61 Years old Married Female who has a Part Time Job with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Taylor, MI Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
48180 $87,700 $730

Taylor Rates & Quotes Analysis:

Taylor Area Estimated House Insurance
Oak View Dr, Shannon St, Westlake Ave, Court Village Ln, Racho Blvd, Dolan Ave, Michelle Ct, Golf Pointe Dr, Walnut Ave, Avalon Ave$722
Golf Lake Dr, Moran, Hampden St, Woodcreek Dr, Sil St, Wohlfeil St, Gulley Ave, S Keyes Ave, New Castle St, Pinecrest St$737
Ames St, Oriole, Rosewood Ave, Crysler St, Kinyon St, Springs Village Blvd, Emmett St, Studio St, Murray St, Madden St$741
Chesterfield St, Cornell Ave, Mueller St, Hawthorne Dr, McGuire Ave, Woodside Ct, Baske St, Village Park Blvd, Coventry Ct, Meadow Woods Cir$730
Elaine Ct, Gage, Tulane St, Maplelawn St, Kerstyn St, Sloan St, Millard St, Mercier Ave, Dolan St, Pickwick Cir W$731

Insurance rates are influenced by a number of factors including:

  • Year Built: 5,248 Homes (20% of total homes ) built between 1960 to 1969 in Taylor are paying home insurance between $1,268-$1,279. Places close to Taylor, MI such as Southgate, Allen Park, Riverview are more expensive by $14, $28, $37 respectively while Lincoln Park and Inkster are cheaper by $21 and $26 respectively for similar homes.
  • Bedrooms: 2,108 4 bedrooms homes (8% of total homes ) in Taylor are paying about $1,086 compared to Southgate (+$12), Allen Park (+$24), Wayne County (+$9), Lincoln Park (-$17) and Romulus (-$6).
  • Auto Insurance Bundling: 6,330 Households (40% of all households) in Taylor have 2 vehicles available and when it is bundled with home insurance you can save $144 in contrast with Southgate ($146), Allen Park ($148), Wayne County ($146).
  • Senior Discounts: 7,222 seniors (more than 55 years) occupied housing units (46% of total) in Taylor get discounts between $108 to $110. The comparative concessions in proximate regions such as Southgate, Allen Park and Lincoln Park are $109, $111 and $106 respectively.
  • New Homes discounts: New homes such as the 10,937 homes built between 2000 to 2009 in Taylor can save $144 and similar new home insurance discounts in nearby towns and cities like Southgate, Allen Park and Wayne County are $146, $148 and $146 respectively.

Taylor Homeowners insurance Facts

  • Taylor, MI has 15,480 owner occupied houses which is 66.0% of all units whereas Southgate, Allen Park and Wayne County have 67.19%, 87.32% and 65.51% respectively.
  • Taylor, MI homeowners yearly insurance price at $724 is 0.83% of the typical house value of $87,700 which is in contrast with 0.73% in Southgate, 0.65% at Allen Park & 0.75% in Wayne County.
  • Homeowners in Taylor, MI pay 0.97% of their income ($75,000 or more) in insurance whereas homeowners in Southgate, Allen Park and Wayne County pay 0.98%, 0.99% and 0.97% respectively.
  • Taylor, MI’s insurance is 5.1% of monthly housing costs of $1,189/month, for owners with a mortgage compared to 4.76% in Southgate, 4.62% at Allen Park & 4.44% in Wayne County. But, for households without a mortgage, insurance is 12.9% of costs ($468 in Taylor, MI) in contrast with 13.29% in Southgate, 12.69% at Allen Park & 12.44% in Wayne County.

Taylor, MI Home Values & Insurance rates

For example, insurance for 1,117 Homes (7.0% of total homes ) valued between $50,000 to $59,999 in Taylor, MI is about $427. Rates in nearby areas in such as Southgate, Allen Park, Wayne County are cheaper by $47, $87, $33 respectively while Lincoln Park and Romulus are costlier by $107 and $26 respectively for similar homes.

Taylor, MI Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,979 19.0% $202
$50,000 to $59,999 1,117 7.0% $427
$60,000 to $69,999 1,439 9.0% $535
$70,000 to $79,999 1,255 8.0% $615
$80,000 to $89,999 1,241 8.0% $695
$90,000 to $99,999 1,324 8.0% $781
$100,000 to $124,999 2,702 17.0% $905
$125,000 to $149,999 1,394 9.0% $1129
$150,000 to $174,999 833 5.0% $1339
$175,000 to $199,999 463 3.0% $1542
$200,000 to $249,999 352 2.0% $1860
$250,000 to $299,999 172 1.0% $2273

Renters Insurance in Taylor

  • Average Renters Insurance in Taylor :  $248($20/month)

  • Median Gross Rent in Taylor :  $774

  • Taylor Renters Insurance to Median Rent Ratio:  2.58%

  • Renter occupied housing units in Taylor :  7,983

Taylor Renters Insurance as a Percentage of Rent

Taylor Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 365 4.0% $362
$200 to $299 301 3.0% $812
$300 to $499 435 5.0% $1262
$500 to $749 2,360 30.0% $1937
$750 to $999 2,631 33.0% $2687
$1,000 to $1,499 1,511 19.0% $3812
$1,500 or more 159 2.0% $5462

Rent Affordability in Taylor:

Approximately 49.0% (3,941) of households are spending more than 35% of their income on gross rent in Taylor

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 625 7.0%
15.0 to 19.9 percent 810 10.0%
20.0 to 24.9 percent 963 12.0%
25.0 to 29.9 percent 935 11.0%
30.0 to 34.9 percent 709 8.0%
35.0 percent or more 3,941 49.0%

Protective device discount in Taylor Up to :  $37

Claims-free discount in Taylor Up to :  $49