Tavares Insurance Rates:

Tavares, FL home insurance is roughly $973 to $1,325, about $81-$110/month. Our thorough analysis indicates shoppers can save upto $459 by getting different quotes

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Tavares Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Allstate
Home Insurance Rate of $1580/7 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $235,000

4 Beds, 4 Bath 2430 sqft Rental Property Constructed In 2014 with Hardwood Flooring, Asphalt Shingles Roof, Piers Foundation, Stucco siding, Metal Frame Construction. Home Features Include Swimming Pool, Indoor Sprinklers, Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

23 Years old Married Male who has a Full Time Job with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $470/3 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $150,000

3 Beds, 3 Bath 1930 sqft Vacation Property Constructed In 1970 with Stone Flooring, Wood Shake Roof, Chainwall Foundation, Stucco siding, Brick Frame. Home Features Include Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

60 Years old Single Female who has a Full Time Job with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

  • Guests at home

Home Insurance Rate of $520/3 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $145,000

3 Beds, 3 Baths 1690 sqft Rental Property Constructed In 1978 with Carpet Flooring, Composition Roof, Slab Foundation, Brick siding, Metal Frame Construction. Home Features Include Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

57 Years old Married Female who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1290/8 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $100,000

3 Beds, 3 Bath 1520 sqft Seasonal Residence Constructed In 1999 with Hardwood Flooring, Asphalt Shingles Roof, Piers Foundation, Stone Siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

30 Years old Married Female who is Unemployed and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $350/2 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $175,000

4 Beds, 4 Baths 2350 sqft Primary Residence Constructed In 1980 with Wood Flooring, Composition Roof, Slab Foundation, Stone Siding, Brick Frame. Home Features Include Central Air Conditioning, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

23 Years old Married Male who is a Freelancer with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $1750/8 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $220,000

4 Beds, 4 Bath 3160 sqft Seasonal Residence Constructed In 1990 with Linoleum, Asphalt Shingles Roof, Crawl Space Foundation, Stone Siding, Stucco Construction. Home Features Include Fireplace, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

39 Years old Single Male who has a Full Time Job with household income of $50-$75,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1700/8 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $190,000

3 Beds, 3 Bath 2010 sqft Vacation Property Constructed In 1994 with Wood Flooring, Tile Roof, Piers Foundation, Stucco siding, Stucco Construction. Home Features Include Fireplace, Fire Extinguisher, Smoke Alarm, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

59 Years old Married Female who is a Freelancer with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

Home Insurance Rate of $410/2 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $225,000

4 Beds, 4 Baths 3170 sqft Rental Property Constructed In 1978 with Stone Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Stucco siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Smoke Alarm, Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

36 Years old Married Female who is a Freelancer with household income of $75-$100,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

Home Insurance Rate of $3110/7 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $305,000

4 Beds, 4 Baths 3120 sqft Vacation Property Constructed In 1997 with Carpet Flooring, Shingles Roof, Crawl Space Foundation, Wood siding, Metal Frame Construction. Home Features Include Swimming Pool, Central Air Conditioning, Indoor Sprinklers, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

45 Years old Single Female who has a Full Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $2000/12 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $155,000

3 Beds, 3 Bath 2000 sqft Rental Property Constructed In 2011 with Carpet Flooring, Metal Roof, Slab Foundation, Vinyl siding, Brick Frame. Home Features Include Fire Extinguisher, Indoor Sprinklers, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

26 Years old Single Female who is a Freelancer with household income of $75-$100,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Tavares, FL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
32778 $132,300 $1,160

Tavares Rates & Quotes Analysis:

Tavares Area Estimated House Insurance
Hickory Ln, Delaware Ave, Trail Dr, Clara Ave, Robbins Rd, North Ave, Miss Ollie Dr, E Washington Ave, Tropical Ct, Co Rd 48$1,177
Peace Rd, Bounty Cr, Roserush Ct, Dupont St, Dogwood Ln, Druid Pl, Vassar Dr, Robie Ave, Bluff Pass Dr, Overview Ln$1,163
Patriot Pl, Campbell Dr, Wardell St, Willow Dr, Grenadine Ct, Liberty Ave, Bounty Cir, Mistletoe Way, Scenic Ave, Golden Palm Cir$1,183
Columbia Rd, Palace Ave, S Eichelburger Rd, Anderson Dr, Dykes Dr, Bennett Dr, Buckthorn Trl, Rainbow Rd, Windy Meadow Dr, Old Mill E$1,173
Judy Ave, Challenger Dr, Bracknell Forest Trl, Elm Ct, Virginia Ave, Fairway Ave, Bay Lagoon Way, Virginia Ave, Pam St, Irwin Dr$1,141

Insurance rates are influenced by a number of factors including:

  • Year Built: 2,034 Homes (17% of total) built between 1970 to 1979 in Tavares are paying home insurance between $1,862-$1,879 compared to Lake County (+$26), Howey-in-the-Hills (+$52), Tangerine (+$130), Astatula (-$17) and Zellwood (-$48).
  • Bedrooms: 4,498 3 bedrooms homes (38% of total homes ) in Tavares are paying about $850. Areas near to Tavares such as Lake County, Howey-in-the-Hills, Tangerine are costlier by $12, $24, $59 respectively whereas Astatula and Zellwood are more economical by $7, $33 respectively for similar homes.
  • Auto Insurance Bundling: 3,168 Households (42% of all households) in Tavares have 2 vehicles available and when it is bundled with home insurance you can save $229. Discounts for similar bundling in close by locations such as Lake County, Astatula, Howey-in-the-Hills come to $232, $227, $236 respectively.
  • Senior Discounts: 5,241 seniors (more than 55 years) occupied housing units (70% of total) in Tavares get discounts between $171 to $173. The comparative concessions in proximate regions such as Lake County, Astatula and Howey-in-the-Hills are $174, $170 and $177 respectively.
  • New Homes discounts: New homes such as the 5,418 homes built between 2000 to 2009 in Tavares can save $229 and similar new home insurance discounts in nearby towns and cities like Lake County, Astatula and Howey-in-the-Hills are $232, $227 and $236 respectively.

Tavares Homeowners insurance Facts

  • Tavares, FL has 7,446 owner occupied houses which is 79.6% of all units whereas Lake County, Astatula and Howey-in-the-Hills have 76.55%, 86.64% and 82.47% respectively.
  • Tavares, FL homeowners yearly insurance price at $1,148 is 0.89% of the typical house value of $129,700 which is in contrast with 0.75% in Lake County, 1.03% at Astatula & 0.65% in Howey-in-the-Hills.
  • Homeowners in Tavares, FL pay 2.0% of their income ($45,000 to $49,999) in insurance whereas homeowners in Lake County, Astatula and Howey-in-the-Hills pay 2.02%, 1.98% and 2.05% respectively.
  • Tavares, FL’s insurance is 7.4% of monthly housing costs of $1,302/month, for owners with a mortgage compared to 6.75% in Lake County, 8.02% at Astatula & 6.0% in Howey-in-the-Hills. But, for households without a mortgage, insurance is 23.4% of costs ($409 in Tavares, FL) in contrast with 22.1% in Lake County, 28.82% at Astatula & 19.28% in Howey-in-the-Hills.

Tavares, FL Home Values & Insurance rates

For example, insurance for 406 Homes (5.0% of total homes ) valued between $250,000 to $299,999 in Tavares, FL is about $2,433. Rates in nearby areas in such as Lake County, Howey-in-the-Hills, Tangerine are cheaper by $373, $663, $1,144 respectively while Astatula and Zellwood are costlier by $400 and $1,416 respectively for similar homes.

Tavares, FL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,355 19.0% $218
$50,000 to $59,999 228 3.0% $459
$60,000 to $69,999 284 4.0% $574
$70,000 to $79,999 365 5.0% $654
$80,000 to $89,999 284 4.0% $746
$90,000 to $99,999 268 3.0% $838
$100,000 to $124,999 798 11.0% $964
$125,000 to $149,999 753 10.0% $1216
$150,000 to $174,999 777 11.0% $1435
$175,000 to $199,999 536 7.0% $1653
$200,000 to $249,999 449 6.0% $1986
$250,000 to $299,999 406 5.0% $2433
$300,000 to $399,999 480 6.0% $3088

Renters Insurance in Tavares

  • Average Renters Insurance in Tavares :  $173($14/month)

  • Median Gross Rent in Tavares :  $865

  • Tavares Renters Insurance to Median Rent Ratio:  1.62%

  • Average household size of renter-occupied unit :  2.43

Tavares Renters Insurance as a Percentage of Rent

Tavares Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 66 3.0% $793
$300 to $499 96 5.0% $1243
$500 to $749 540 30.0% $1918
$750 to $999 529 29.0% $2668
$1,000 to $1,499 454 25.0% $3793
$1,500 or more 112 6.0% $5443

Protective device discount in Tavares Up to :  $25

Claims-free discount in Tavares Up to :  $34