Tallulah Insurance Rates:

Tallulah, LA home insurance is about $1,038 to $1,417, about $86-$118/month. Our extensive analysis shows customers can save upto $490 by getting multiple quotes

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Tallulah Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Farmers Insurance
Home Insurance Rate of $1690/6 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $265,000

5 Beds, 5 Baths 4040 sqft Rental Property Constructed In 1984 with Stone Flooring, Membrane Roof, Slab Foundation, Wood siding, Wood Frame. Home Features Include Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

32 Years old Single Male who is Unemployed and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1510/7 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $195,000

4 Beds, 4 Baths 3160 sqft Seasonal Residence Constructed In 1959 with Carpet Flooring, Asphalt Shingles Roof, Chainwall Foundation, Stucco siding, Metal Frame Construction. Home Features Include Swimming Pool, Deadbolt Locks, Smoke Alarm, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

25 Years old Married Female who has a Full Time Job with household income of $100-$150,000 and has 3 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

Home Insurance Rate of $410/3 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $105,000

5 Beds, 5 Baths 1530 sqft Seasonal Residence Constructed In 1972 with Carpet Flooring, Membrane Roof, Chainwall Foundation, Vinyl siding, Wood Frame. Home Features Include Central Air Conditioning, Swimming Pool, Copper Water Pipes, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

29 Years old Married Female who has a Full Time Job with household income of $75-$100,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

Home Insurance Rate of $1770/7 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $185,000

5 Beds, 5 Baths 2940 sqft Vacation Property Constructed In 1960 with Stone Flooring, Shingles Roof, Chainwall Foundation, Vinyl siding, Stucco Construction. Home Features Include Swimming Pool, Smoke Alarm, Fire Extinguisher, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

39 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

Home Insurance Rate of $430/5 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $85,000

3 Beds, 3 Bath 1750 sqft Rental Property Constructed In 1953 with Carpet Flooring, Slate Shingles Roof, Chainwall Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Fireplace, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

51 Years old Single Female who is a Freelancer with household income of $75-$100,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

Home Insurance Rate of $330/2 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $200,000

5 Beds, 5 Baths 3960 sqft Primary Residence Constructed In 1980 with Carpet over wood flooring, Tile Roof, Piers Foundation, Stucco siding, Wood Frame. Home Features Include Deadbolt Locks, Swimming Pool, Smoke Alarm, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

42 Years old Married Female who is Unemployed and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $180/1 month for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $120,000

4 Beds, 4 Bath 1830 sqft Seasonal Residence Constructed In 1969 with Stone Flooring, Shingles Roof, Piers Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

44 Years old Divorced Female who is a Freelancer with household income of $50-$75,000 and has 3 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1210/8 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $135,000

4 Beds, 4 Baths 2220 sqft Vacation Property Constructed In 1966 with Stone Flooring, Composition Roof, Crawl Space Foundation, Stucco siding, Wood Frame. Home Features Include Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

58 Years old Married Female who is Unemployed and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

Tallulah Rates & Quotes Analysis:

Tallulah Area Estimated House Insurance
E Green St, Hunter Dr, W Thelma St, Cable St, Mound Rd, McDonald St, Charlotte St, Oakwood Rd, Sean Ave, Cogg St$1,234
3rd St, North St, Madeline St, Mulberry St, E J Hodge Rd, Colledge St, Pittman St, Jones St, Blair St, Bloom St$1,180
S Elm St, Tracey Towne Dr, Grant St, Watts Dr, Monroe St, 1st St, Wyatt Rd, Allen St, Cornist Rd, Quebec Rd$1,226
Farlow St, Oilfield Rd, Bedgood Rd, Albert St, E Oghbourne St, Caroline St, Omega Rd, Rupert Harmon Dr, Arkansas St, Oak St$1,222
Wright St, St Landers, Christy Lynn St, Depot St, E Darrow St, Wyatt, Caledonia St, Chester St, Dickinson St, Presley Rd$1,210

Insurance rates are influenced by a number of factors including:

  • Year Built: 489 Homes (17% of total homes ) built between 1970 to 1979 in Tallulah are paying home insurance between $1,990-$2,008. Places close to Tallulah, LA such as Richmond, Delhi, Oak Ridge are more expensive by $22, $17, $92 respectively while Delta and Vicksburg(MS) are cheaper by $70 and $494 respectively for similar homes.
  • Bedrooms: 1,283 3 bedrooms homes (47% of total homes ) in Tallulah are paying about $1,105. Areas near to Tallulah such as Richmond, Mound, Delhi are costlier by $11, $118, $10 respectively whereas Madison and Delta are more economical by $13, $15 respectively for similar homes.
  • Auto Insurance Bundling: 218 Households (18% of all households) in Tallulah have 3 or more vehicles available and when it is bundled with home insurance you can save $306 and varies from Richmond ($310), Madison ($306), Mound ($343).
  • Senior Discounts: 686 seniors (more than 55 years) occupied housing units (57% of total) in Tallulah get discounts between $183 to $185 in contrast with Richmond ($186), Madison ($183), Mound ($206).
  • New Homes discounts: New homes such as the 691 homes built between 2000 to 2009 in Tallulah can save $245 compared to Richmond ($248), Madison ($245), Mound ($274).

Tallulah Homeowners insurance Facts

  • Tallulah, LA has 1,202 owner occupied houses which is 50.5% of all units whereas Richmond, Madison and Mound have 73.71%, 56.52% and 83.33% respectively.
  • Tallulah, LA homeowners yearly insurance price at $1,227 is 1.7% of the typical house value of $72,000 which is in contrast with 1.4% in Richmond, 1.73% at Madison & 0.53% in Mound.
  • Homeowners in Tallulah, LA pay 3.27% of their income ($35,000 to $39,999) in insurance whereas homeowners in Richmond, Madison and Delhi pay 3.31%, 3.27% and 3.3% respectively.
  • Tallulah, LA’s insurance is 13.5% of monthly housing costs of $755/month, for owners with a mortgage compared to 5.78% in Richmond, 13.77% at Madison & 10.92% in Delhi. But, for households without a mortgage, insurance is 31.9% of costs ($321 in Tallulah, LA) in contrast with 41.33% in Richmond, 34.4% at Madison & 27.73% in Delhi.

Tallulah, LA Home Values & Insurance rates

For example, insurance for 86 Homes (7.0% of total homes ) valued between $100,000 to $124,999 in Tallulah, LA is about $1,865. Rates in nearby areas in such as Richmond, Delhi, Vicksburg are cheaper by $328, $268, $749 respectively while Madison and Epps are costlier by $35 and $410 respectively for similar homes.

Tallulah, LA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 381 31.0% $417
$50,000 to $59,999 64 5.0% $883
$60,000 to $69,999 130 10.0% $1104
$70,000 to $79,999 132 11.0% $1276
$80,000 to $89,999 90 7.0% $1447
$90,000 to $99,999 97 8.0% $1607
$100,000 to $124,999 86 7.0% $1865
$125,000 to $149,999 18 1.0% $2331
$150,000 to $174,999 97 8.0% $2760
$200,000 to $249,999 87 7.0% $3840

Renters Insurance in Tallulah

  • Average Renters Insurance in Tallulah :  $285($23/month)

  • Median Gross Rent in Tallulah :  $513

  • Tallulah Renters Insurance to Median Rent Ratio:  4.48%

  • Average household size of renter-occupied unit :  2.55

Tallulah Renters Insurance as a Percentage of Rent

Tallulah Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 125 14.0% $371
$200 to $299 54 6.0% $821
$300 to $499 217 25.0% $1271
$500 to $749 335 38.0% $1946
$750 to $999 80 9.0% $2696
$1,000 to $1,499 37 4.0% $3821
$1,500 or more 12 1.0% $5471

Protective device discount in Tallulah Up to :  $42

Claims-free discount in Tallulah Up to :  $57