Tallahassee Insurance Rates:

Tallahassee, FL home insurance is about $1,003 to $1,362, about $83-$113/month. Our exhaustive analysis shows customers can save as much as $473 by getting many quotes

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Tallahassee Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Travelers
Home Insurance Rate of $2300/10 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $150,000

3 Beds, 3 Bath 1400 sqft Seasonal Residence Constructed In 1989 with Carpet over wood flooring, Slate Shingles Roof, Slab Foundation, Brick siding, Metal Frame Construction. Home Features Include Fireplace, Indoor Sprinklers, Smoke Alarm, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

37 Years old Single Female who has a Full Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Seniors staying at home

Home Insurance Rate of $2150/3 months for $600000-$700000 Coverage
Policy Holder Home Details :

Home Value : $590,000

5 Beds, 5 Baths 4970 sqft Seasonal Residence Constructed In 1988 with Wood Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Stone Siding, Wood Frame. Home Features Include Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

29 Years old Single Male who is a Freelancer with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $3640/8 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $275,000

5 Beds, 5 Bath 3150 sqft Vacation Property Constructed In 2008 with Ceramic Tile Flooring, Tile Roof, Chainwall Foundation, Vinyl siding, Brick Frame. Home Features Include Central Air Conditioning, Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

57 Years old Married Male who is Unemployed and has 3 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

Home Insurance Rate of $2290/5 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $560,000

5 Beds, 5 Bath 4620 sqft Primary Residence Constructed In 1998 with Wood Flooring, Membrane Roof, Chainwall Foundation, Brick siding, Brick Frame. Home Features Include Copper Water Pipes, Fireplace, Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

43 Years old Divorced Male who is Unemployed and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $5460/7 months for $300,000-$350,000 Coverage
Policy Holder Home Details :

Home Value : $280,000

4 Beds, 4 Baths 2556 sqft Primary Residence Constructed In 1984 with Hardwood Flooring, Membrane Roof, Slab Foundation, Stucco siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

61 Years old Divorced Female who is a Freelancer with household income of $50-$75,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

Tallahassee, FL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
32310 $96,800 $1,140
32312 $290,500 $1,270
32308 $204,000 $1,210
32311 $182,400 $1,180
32303 $155,400 $1,170
32301 $151,500 $1,160
32304 $100,400 $1,140

Tallahassee Rates & Quotes Analysis:

Tallahassee Area Estimated House Insurance
E Pensacola St, Lake Bradford Rd, Jamestown Ct, Bannerman Rd, Gaile Ave, Tecumseh Dr, Mound Dr, Sunlight Ter, Fanta St, Meadowood Ct$1,296
Oakmont Rd, Live Oak Dr, Denholm Dr, Jodphur Ct, Crystal Rd, Parkbrook Ln, Junwin Ct, Two Pond Rd, Moore Ct, Colorado St$1,254
Meridian Hills Rd, Hastie Rd, Rain Valley Ct, Carissa Dr, Tall Stand Ct, Cactus St, Augustine Pl, Vega Dr, Evening Breeze Ln, Mayhew St$1,302
Mary Cedar, Stallion Ave, Surrat Ln, Floam Ave, Stone Greene St, Mary Ellen Dr, Ohbah Nene, Tanbark Pl, Delta Ct, Brackett Ln$1,160
Leewood Dr, Goshawk Way, Fairbanks Ferry Ct, Aenon Church Rd, Gunda Rd, Pauline Trl, Centerville Ct, Darryl Dr, Branbury Ln, Rose St$1,155
Climbing Way, Martin St, Municipal Way, San Martin Dr, Vanderbilt Ct, Ellonford Pl, Piney Grove Dr, Emerald Chase Dr, Railroad Ave, Dorsey Dr$1,272
Johnston St, Champagne Dr, Ruby Rd, Markim Rd, Oak Hammock Ct, Hutchinson St, Back Forty Rd, Sauls St, Navarre Blvd, Daniels St$1,114
W College Ave, Bilbrey Dr, Middlewood Dr, Dale St, Piedmont Way, Soloman Ct, Swatts Rd, Holyoke Ct, Doe Run Rd, Arklow Dr$1,253
Central St, Country Club Dr, Letitia Ln, S Woodward St, Atlantis Pl, Northbrooke Ln, Wow Rd, Carnaby Ct, W Van Buren St, Glenview Dr$1,228
Shady View Ln, Honeysuckle Dr, Kilkenny E, Tallow Point Rd, Brittany Blvd, Bellington Ct, McKeithen St, Barineau Rd, Mills St, Sharer Ct$1,275

Insurance rates are influenced by a number of factors including:

  • Year Built: 16,686 Homes (19% of total) built between 1980 to 1989 in Tallahassee are paying home insurance between $1,766-$1,783 and varies from Tallahassee Northeast (+$74), Northeast Leon (+$56), East Leon (+$28), Tallahassee East (-$17) and Tallahassee Central (-$30).
  • Bedrooms: 12,091 4 bedrooms homes (14% of total homes ) in Tallahassee are paying about $1,384 and differs from Tallahassee Northeast (+$58), Northeast Leon (+$44), East Leon (+$10), Tallahassee East (-$13) and Tallahassee Central (-$35).
  • Auto Insurance Bundling: 5,462 Households (17% of all households) in Tallahassee have 3 or more vehicles available and when it is bundled with home insurance you can save $295 and varies from Tallahassee East ($293), Leon County ($296), Tallahassee Northeast ($308).
  • Senior Discounts: 14,567 seniors (more than 55 years) occupied housing units (47% of total) in Tallahassee get discounts between $177 to $179. The comparative concessions in proximate regions such as Tallahassee East, Leon County and Tallahassee Northeast are $175, $177 and $184 respectively.
  • New Homes discounts: New homes such as the 38,190 homes built between 2000 to 2009 in Tallahassee can save $236 and similar new home insurance discounts in nearby towns and cities like Tallahassee East, Leon County and Tallahassee Northeast are $234, $236 and $246 respectively.

Tallahassee Homeowners insurance Facts

  • Tallahassee, FL has 30,832 owner occupied houses which is 42.1% of all units whereas Tallahassee East, Leon County and Tallahassee Northeast have 33.4%, 54.69% and 54.25% respectively.
  • Tallahassee, FL homeowners yearly insurance price at $1,183 is 0.63% of the typical house value of $186,500 which is in contrast with 0.7% in Tallahassee East, 0.63% at Leon County & 0.46% in Tallahassee Northeast.
  • Homeowners in Tallahassee, FL pay 4.3% of their income ($25,000 to $29,999) in insurance whereas homeowners in Tallahassee East, Leon County and Tallahassee Northeast pay 4.26%, 4.31% and 4.48% respectively.
  • Tallahassee, FL’s insurance is 6.6% of monthly housing costs of $1,490/month, for owners with a mortgage compared to 7.5% in Tallahassee East, 6.6% at Leon County & 5.44% in Tallahassee Northeast. But, for households without a mortgage, insurance is 20.4% of costs ($484 in Tallahassee, FL) in contrast with 23.37% in Tallahassee East, 20.86% at Leon County & 17.1% in Tallahassee Northeast.

Tallahassee, FL Home Values & Insurance rates

For example, insurance for 3,942 Homes (13.0% of total homes ) valued between $150,000 to $174,999 in Tallahassee, FL is about $1,029. Rates in nearby areas in such as Leon County, Tallahassee Northeast, Northeast Leon are cheaper by $23, $290, $248 respectively while Tallahassee East and Tallahassee Central are costlier by $96 and $192 respectively for similar homes.

Tallahassee, FL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 999 3.0% $153
$50,000 to $59,999 380 1.0% $331
$60,000 to $69,999 571 2.0% $402
$70,000 to $79,999 701 2.0% $473
$80,000 to $89,999 897 3.0% $532
$90,000 to $99,999 1,003 3.0% $591
$100,000 to $124,999 2,485 8.0% $686
$125,000 to $149,999 2,955 10.0% $863
$150,000 to $174,999 3,942 13.0% $1029
$175,000 to $199,999 3,215 11.0% $1183
$200,000 to $249,999 4,437 15.0% $1419
$250,000 to $299,999 3,033 10.0% $1739
$300,000 to $399,999 3,714 13.0% $2212

Renters Insurance in Tallahassee

  • Average Renters Insurance in Tallahassee :  $136($11/month)

  • Median Gross Rent in Tallahassee :  $923

  • Tallahassee Renters Insurance to Median Rent Ratio:  1.19%

  • Average household size of renter-occupied unit :  2.28

Tallahassee Renters Insurance as a Percentage of Rent

Tallahassee Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 441 1.0% $334
$200 to $299 653 1.0% $784
$300 to $499 1,616 3.0% $1234
$500 to $749 9,166 22.0% $1909
$750 to $999 13,052 31.0% $2659
$1,000 to $1,499 11,962 29.0% $3784
$1,500 or more 4,286 10.0% $5434

Rent Affordability in Tallahassee:

Approximately 60.0% (25,641) of households are spending more than 35% of their income on gross rent in Tallahassee

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 2,936 6.0%
15.0 to 19.9 percent 3,487 8.0%
20.0 to 24.9 percent 3,323 7.0%
25.0 to 29.9 percent 3,978 9.0%
30.0 to 34.9 percent 3,053 7.0%
35.0 percent or more 25,641 60.0%

Tallahassee Renters Insurance Discounts:

Tallahassee Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Tallahassee, FL Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 20,494 48.0% $13.6
2 vehicles available 11,594 27.0% $20.4
3 or more vehicles available 5,174 12.0% $27.2

Tallahassee Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 1,745 4.0% $92
60 to 64 years 1,181 2.0% $73
65 to 74 years 820 1.0% $59
75 years and over 1,273 3.0% $46

Protective device discount in Tallahassee Up to :  $20

Claims-free discount in Tallahassee Up to :  $27