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Sylva, NC Home Values & Insurance Rates

Sylva, NC Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 251 14.0% $90
$50,000 to $59,999 27 1.0% $198
$60,000 to $69,999 20 1.0% $246
$70,000 to $79,999 34 1.0% $282
$80,000 to $89,999 63 3.0% $318
$90,000 to $99,999 67 3.0% $360
$100,000 to $124,999 314 18.0% $414
$125,000 to $149,999 63 3.0% $522
$150,000 to $174,999 323 18.0% $612
$175,000 to $199,999 115 6.0% $708
$200,000 to $249,999 136 7.0% $852
$250,000 to $299,999 178 10.0% $1044
$300,000 to $399,999 122 7.0% $1326

Sylva Renters Insurance as a Percentage of Rent

Sylva Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 22 1.0% $776
$300 to $499 125 11.0% $1226
$500 to $749 665 59.0% $1901
$750 to $999 253 22.0% $2651
$1,000 to $1,499 48 4.0% $3776

Example Sylva Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmFarmers Insurance
Monthly Premium 749661
Year Built 201019741942
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$250000-$300000$200000-$250000
Deductible $2500-$5000 Deductible$500 Deductible> $10,000 Deductible

Top Home Insurance Agents Near Sylva, NC

Home Insurance Company Near Sylva, NC Homeowners Insurance Agency Near Sylva, NC Address Distance from Sylva, NC (miles)
The L. N. Davis Insurance Agency 143 N. Main St., Waynesville, NC, 28786 13.7
Travelers A W Adams Insurance 30 Commerce St, Clayton, GA, 30525 37.2
Erie Arden Insurance Associates 2124 Hendersonville Rd Arden, Asheville, NC, 28704 38.8
Erie Dan Gilbert Insurance 3741 HENDERSONVILLE RD, FLETCHER, NC, 28732 39.2
Travelers Patton Morgan & Clark Ins Agency 70 Academy Street, Canton, NC, 28716 22.4


Estimated Home Insurance By Street Area Near Sylva, NC

Sylva Area Estimated House Insurance
Stormy Cove, Topeka Dr, Jarrett Hills Rd, Rocking Chair Ln, Alfalfa Ln, Painter St, Reservoir St, Wichita Dr, Flaxman Cove, Ashe Loop$617
Scotts Creek Rd, Parris Branch Rd, Hilltop Dr, State Rd 1437, Mason St, Airy Ln, State Rd 1439, Jaguar Dr, Cowee St, Love Ln$602
Clayton St, Farmstead Dr, Crestview Hts, Wild Plum Ln, Powder Horn Dr, Kilowatt Ln, N Sunset Ln, Bart Cove Rd, Allens Br Rd, Newport Dr$602
Sunrise Park St, Log Heaven Rd, Astro Dr, Black Rock Ranch Rd, Elfin Cove Rd, 1st Ave, Duckback Trl, Dills Branch Rd, Garret Ln, Limestone Trl$597
S River Rd, Old Field Cemetery Rd, Huckleberry Cove, State Rd 1432, Sweet William Ln, Varsity Dr, Shallotte Ridge, State Rd 1442, US Hwy 441, E Main St$612
Hallie Manor Ct, Brigadoon Branch, Freshwater Rdg Rd, State Rd 1387, Cinder Ridge, Dills Hills, Grace Rd, Sylvan Hts, Crawford Cove Rd, Nicol Arms Rd$601
Schulman St, Frontier Dr, Conner Rd, Cheyenne Trl, Long Branch Church Rd, Sagebrush Trl, Dills Cove Rd, Ensley St, Hallelujah Acres, Hall Hts$600
Mountain Heritage Dr, Going South Ln, Asheville Hwy, Falls Cir, Snapdragon Ln, State Rd 1383, Kirk Rd, Yorkshire Dr Pvt, Saturn St, Creeksong Rd$596
E Jackson St, Kittyhawk Rd, Kimbrell Ln, Bristol Dr, Webster St, E Raccoon Ridge, Southern Vw, Bradford Ln, Alexander St, What A View Dr$620
US Hwy 23 Bus, Light Foot Dr, Alzena Rd, Herron Branch Rd, Carolina Dr, Teakwood Ln, Seminole, Burch Rd, Kee-Kee Run, Oleander Ln$597

Sylva, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Sylva Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,400$8,200
Net Savings to Sylva Home Owner from High Deductible Plan $1,200

Sylva, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sylva, NC Home Replacement Value MORE than Home Value Sylva, NC Home Replacement Value LESS than Home Value
Replacement Value $222,000 $156,000
Insurance Premium based on Replacement Value $1,150 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,000 Risk Exposure from Under Insuring Coverage is $22,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $250/year