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Swanzey, NH Home Values & Insurance Rates

Swanzey, NH Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 161 7.0% $83
$70,000 to $79,999 46 2.0% $262
$90,000 to $99,999 32 1.0% $332
$100,000 to $124,999 170 7.0% $387
$125,000 to $149,999 203 9.0% $484
$150,000 to $174,999 229 10.0% $567
$175,000 to $199,999 307 13.0% $657
$200,000 to $249,999 584 26.0% $788
$250,000 to $299,999 328 14.0% $968
$300,000 to $399,999 129 5.0% $1231

Swanzey Renters Insurance as a Percentage of Rent

Swanzey Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 40 6.0% $786
$500 to $749 64 10.0% $1911
$750 to $999 201 33.0% $2661
$1,000 to $1,499 253 41.0% $3786
$1,500 or more 49 8.0% $5436

Example Swanzey Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAllstateState Farm
Monthly Premium 49107134
Year Built 200019491975
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$250000-$300000$400000-$500000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Top Home Insurance Agents Near Swanzey, NH

Home Insurance Company Near Swanzey, NH Homeowners Insurance Agency Near Swanzey, NH Address Distance from Swanzey, NH (miles)
Traina & Traina Insurance Agency, Inc. 44 Main St , Sterling, MA, 1564 35.5
State Farm Ben Russo 85 Manchester St Ste 3, Concord, NH, 03301-5134 45.8
Travelers Brownell Insurance Center 122 WEST BROADWAY, DERRY, NH, 3038 48.7
Travelers Woodcome Insurance Agency Inc 166 Hamilton St, Leominster, MA, 1453 35.2
Liberty Mutual Yusuf Ahmed Lutcf 11 Village Hill Rd. Suite 103, Northampton, MA, 1060 41.7


Estimated Home Insurance By Street Area Near Swanzey, NH

Swanzey Area Estimated House Insurance
E Shore Rd, Centerview Dr, Old Richmond Rd, Base Hill Rd, Westbrook Ct, Cobble Hill Rd, California Brook Rd, Swanzey Factory Rd, Goodell Ave, Woodland Hts Dr$688
Stonefield Ln, Troy Hill Rd, Mount Huggins Rd, Old Homestead Hwy, Denman Thompson Ave, Cory Pond Rd, Monadnock Hwy, Pebble Hill Rd, Anthony Cir, Morningside Ln$692
Marcy Hill Rd, Sunset Pt, Talbot Hill Rd, Hackler Dr, Rabbit Hollow Rd, James Rd, Old Eaton Rd, Dartmouth Rd, Swanzey St, Fox Run Rd$692
Day Rd, Causeway Rd, Christian Hill Rd, Hillside Ave, Young Ct, Ridge Rd, Sandy Rd, Ash Hill Rd, Cram Hill Rd, Sawyers Crossing Rd$692
Whitcombs Mill Rd, Old Lake St, Longwood Dr, Ford Rd, Aviation Dr, Lake St, Perry Ln, Homestead Ave, Webber Hill Rd, Mountainview$691

Swanzey, NH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Swanzey Homeowner Insurance Premium Example $1,900$1,400
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $12,400$11,400
Net Savings to Swanzey Home Owner from High Deductible Plan $1,000

Swanzey, NH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Swanzey, NH Home Replacement Value MORE than Home Value Swanzey, NH Home Replacement Value LESS than Home Value
Replacement Value $241,500 $173,000
Insurance Premium based on Replacement Value $1,150 $825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,500 Risk Exposure from Under Insuring Coverage is $45,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $125/year