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Surprise, AZ Home Values & Insurance Rates

Surprise, AZ Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,165 4.0% $80
$70,000 to $79,999 297 1.0% $242
$80,000 to $89,999 906 3.0% $273
$90,000 to $99,999 1,188 4.0% $311
$100,000 to $124,999 2,793 9.0% $360
$125,000 to $149,999 3,077 10.0% $447
$150,000 to $174,999 4,366 15.0% $528
$175,000 to $199,999 2,760 9.0% $615
$200,000 to $249,999 5,715 19.0% $740
$250,000 to $299,999 3,622 12.0% $901
$300,000 to $399,999 2,881 9.0% $1144

Surprise Renters Insurance as a Percentage of Rent

Surprise Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 556 5.0% $1927
$750 to $999 1,274 13.0% $2677
$1,000 to $1,499 5,527 59.0% $3802
$1,500 or more 1,823 19.0% $5452

Example Surprise Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceTravelersAllstate
Monthly Premium 477490
Year Built 200720102006
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$250000-$300000$500000-$600000
Deductible $500- $1000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Top Home Insurance Agents Near Surprise, AZ

Home Insurance Company Near Surprise, AZ Homeowners Insurance Agency Near Surprise, AZ Address Distance from Surprise, AZ (miles)
Bms Insurance Solutions, Inc. 4731 E Union Hills Dr Ste 114, Phoenix, AZ, 85050 27.2
Liberty Mutual Jody Short 14815 West Bell Road Suite 106, Surprise, AZ, 85374 4.6
Farmers John Wallace 3632 W Pinnacle Peak Rd # 105, Glendale, AZ, 85310 18.0
State Farm Lecia Scaglione 4727 East Bell Road, Phoenix, AZ, 85032 27.3
State Farm Ric Newman Ranch Rd Ste 110 10401 E McDowell Mountain, Scottsdale, AZ, 85255-7524 34.5

Estimated Home Insurance By Street Area Near Surprise, AZ

Surprise Area Estimated House Insurance
Maiden's Blush Dr, W Blue Verde Dr, W Lachlan Ct, W Bursage, N 184th Ave, N Elm Dr, N 128th Ln, N Quail Run, N Quarterhorse Trl, W Overlook Rd$617
W 219th Ave, N Twin Buttes Dr, Bent Tree Dr, N Hidden Ridge Dr, N Stonebrook Dr, W Greer St, N 157th Ln, W Cameo Dr, N Overlook Rd, N 207th Ct$608
Lainie Ct, N 154th Ct, W Rockrose Way, Acapulco Dr, N 162 Ave, W Traditions Ln, W Summer Rainbow Ln, N Tanglewood Dr, N Vickery Cir, N Las Alturas Dr$616
W Jackpot Way, N Lupine Trl, Ewers Dr, N Parada Dr, W Langer Ln, N 164th Ave, N Ventana Dr W, W Blankenship Dr, N Painted Cove Ln, Crossroads Blvd$610
N Jerry St, N 139th Ave, W Whispering Wind Trl, N Goldwater Dr, Desert Vis, 114th Ave, W Pine Mountain Ct, N 163rd Ln, N la Paz Ln, N Barberry Ln$607
N Queen Palm Ln, N 148th Ct, N Suncrest Ct, N 167th Dr, W Starry Sky Dr, N 241st Ave, W Highwood Ln, W Carlin Dr, W Limestone Dr, W Center St$617
W Legend Dr, 138th Ave, N Prospector, N Great Basin Ct, Dove Valley Rd, W Legend Dr, W Walking Stick Way, N 296th Ln, N Basl Ln, N 206th Ave$601
Quail Ave, W Pecos Ln, W Bramble Berry Ln, N 253rd Ave, N Augusta Ln, W Kodiak Dr, W Giovota Dr, W 288th Ave, Cahan Dr, N Cochise Ln$640
W Mimosa Dr, W Cerrito Ln, W Circle Cliffs Dr, Spartan Ct, N Patina Ct, W Kings Dr, W Domino Dr, Crimson Ridge Way, N 161 Ln, N Sonora Ln$663
N 120th Ave, W Summerwind Ln, W Desert Rock Dr, N Desert Sage Ln, W Bayside Rd, N Bobwhite Dr, W Glendora Ct, W Desert Wren Ct, Auburn Dr, Pierce$647

Surprise, AZ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Surprise Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$1,300$3,300
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,800$10,300
Net Savings to Surprise Home Owner from High Deductible Plan $1,500

Surprise, AZ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Surprise, AZ Home Replacement Value MORE than Home Value Surprise, AZ Home Replacement Value LESS than Home Value
Replacement Value $173,000 $115,000
Insurance Premium based on Replacement Value $425 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,500 Risk Exposure from Under Insuring Coverage is $27,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year