Sunrise Insurance Rates:

Sunrise, FL home insurance is about $989 to $1,341, about $82-$111/month. Our exhaustive guide shows customers can save as much as $466 by getting different quotes

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Sunrise Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Liberty Mutual
Home Insurance Rate of $2930/9 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $200,000

4 Beds, 4 Bath 1810 sqft Vacation Property Constructed In 1992 with Wood Flooring, Slate Shingles Roof, Crawl Space Foundation, Stucco siding, Brick Frame. Home Features Include Fireplace, Central Air Conditioning, Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

34 Years old Divorced Female who is Unemployed with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1070/3 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $265,000

4 Beds, 4 Baths 2490 sqft Seasonal Residence Constructed In 2006 with Carpet Flooring, Asphalt Shingles Roof, Slab Foundation, Vinyl siding, Wood Frame. Home Features Include Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

26 Years old Divorced Male who has a Full Time Job with household income of $50-$75,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1330/7 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $155,000

2 Beds, 2 Bath 1630 sqft Seasonal Residence Constructed In 2005 with Linoleum, Tile Roof, Slab Foundation, Vinyl siding, Wood Frame. Home Features Include Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

48 Years old Divorced Male who is a Freelancer with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $670/4 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $130,000

4 Beds, 4 Baths 1730 sqft Primary Residence Constructed In 1980 with Linoleum, Tile Roof, Crawl Space Foundation, Wood siding, Brick Frame. Home Features Include Indoor Sprinklers, Swimming Pool, Deadbolt Locks, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

43 Years old Single Female who has a Full Time Job with household income of more than $150,000 and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $980/3 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $210,000

4 Beds, 4 Bath 2090 sqft Seasonal Residence Constructed In 1991 with Stone Flooring, Slate Shingles Roof, Slab Foundation, Stucco siding, Stucco Construction. Home Features Include Swimming Pool, Fireplace, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

58 Years old Single Female who is a Freelancer with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $2330/5 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $330,000

4 Beds, 4 Baths 3240 sqft Primary Residence Constructed In 1989 with Carpet over wood flooring, Metal Roof, Piers Foundation, Vinyl siding, Wood Frame. Home Features Include Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

62 Years old Divorced Male who is Unemployed and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 650-699 Credit Score

  • Guests at home

Home Insurance Rate of $1540/9 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $115,000

2 Beds, 2 Bath 1230 sqft Rental Property Constructed In 2002 with Carpet Flooring, Wood Shake Roof, Slab Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Swimming Pool, Fire Extinguisher, Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

57 Years old Divorced Female who is Unemployed with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $2250/9 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $185,000

2 Beds, 2 Bath 1680 sqft Primary Residence Constructed In 2006 with Carpet Flooring, Membrane Roof, Crawl Space Foundation, Stone Siding, Brick Frame. Home Features Include Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

27 Years old Single Male who is a Freelancer with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $610/2 months for $150,000-$175,000 Coverage
Policy Holder Home Details :

Home Value : $150,000

2 Beds, 2 Baths 1223 sqft Primary Residence Constructed In 1980 with Stone Flooring, Metal Roof, Crawl Space Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Smoke Alarm, Fireplace, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

28 Years old Married Male who is a Freelancer with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

  • Guests at home

Sunrise, FL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
33323 $241,800 $1,240
33322 $128,000 $1,160

Sunrise Rates & Quotes Analysis:

Sunrise Area Estimated House Insurance
NW 112th Trl, Sierra Ter, Cedar Creek Pl, NW 26th Pl, SW 159th Way, Waterbrook Ln, NW 4th Manor, Harpers Ferry St, Waterview Ln, Blue Ridge Way$1,244
NW 36th Pl, NW 91st Ln, SW 169th Way, Royal Poinciana Dr, E Aragon Blvd, S Garden Cove Cir, Azure Ln, Magnolia Ct, Nob Hill Ln, NW 20th Pl$1,306
NW 84th Way, Whitestone Manor, SW 149th Ln, Birchwood Way, W Cypress Cove Cir, W Wind Cir, Roarke Dr, Cedar Bluff Ct, Sawgrass Corporate Pkwy, NW 135th Way$1,244
Hampton Pl, International Pkwy, Garden Cove Cir, Catalina Dr, Sumter Manor, SW 157th Ter, NW 63rd Trl, Sandalwood Ln, NW 138th Dr, Jasmine Cir$1,296
Bowman Ct, SW 120 Ter, N Royal Cove Cir, NW 28th Pl, NW 7th Manor, NW 33rd Pl, NW 124 Ave, Dambrackas Way, Winding Lake Rd, Creek Ford Dr$1,363

Insurance rates are influenced by a number of factors including:

  • Year Built: 12,703 Homes (34% of total homes ) built between 1970 to 1979 in Sunrise are paying home insurance between $1,890-$1,907. Places close to Sunrise, FL such as Coral Springs-Margate, Coral Springs, Wilton Manors are more expensive by $12, $123, $92 respectively while Lauderhill and Tamarac are cheaper by $33 and $24 respectively for similar homes.
  • Bedrooms: 15,454 2 bedrooms homes (42% of total homes ) in Sunrise are paying about $676 compared to Plantation (+$3), Coral Springs-Margate (+$5), Coral Springs (+$44), Lauderhill (-$11) and Tamarac (-$8).
  • Auto Insurance Bundling: 8,892 Households (39% of all households) in Sunrise have 2 vehicles available and when it is bundled with home insurance you can save $233. Discounts for similar bundling in close by locations such as Plantation, Lauderhill, Tamarac come to $234, $229, $230 respectively.
  • Senior Discounts: 10,883 seniors (more than 55 years) occupied housing units (47% of total) in Sunrise get discounts between $174 to $177 and varies from Plantation ($175), Lauderhill ($171), Tamarac ($172).
  • New Homes discounts: New homes such as the 9,417 homes built between 2000 to 2009 in Sunrise can save $233 and similar new home insurance discounts in nearby towns and cities like Plantation, Lauderhill and Tamarac are $234, $229 and $230 respectively.

Sunrise Homeowners insurance Facts

  • Sunrise, FL has 22,686 owner occupied houses which is 72.2% of all units whereas Plantation, Lauderhill and Tamarac have 68.94%, 59.8% and 77.27% respectively.
  • Sunrise, FL homeowners yearly insurance price at $1,165 is 0.74% of the typical house value of $157,000 which is in contrast with 0.71% in Plantation, 0.94% at Lauderhill & 0.86% in Tamarac.
  • Homeowners in Sunrise, FL pay 1.55% of their income ($75,000 or more) in insurance whereas homeowners in Plantation, Lauderhill and Tamarac pay 1.56%, 1.53% and 1.53% respectively.
  • Sunrise, FL’s insurance is 5.8% of monthly housing costs of $1,689/month, for owners with a mortgage compared to 5.68% in Plantation, 6.31% at Lauderhill & 6.46% in Tamarac. But, for households without a mortgage, insurance is 19.1% of costs ($508 in Sunrise, FL) in contrast with 18.54% in Plantation, 18.71% at Lauderhill & 17.54% in Tamarac.

Sunrise, FL Home Values & Insurance rates

For example, insurance for 585 Homes (2.0% of total homes ) valued between $60,000 to $69,999 in Sunrise, FL is about $477. Rates in nearby areas in such as Plantation, Coral Springs-Margate, Roosevelt Gardens are cheaper by $21, $32, $43 respectively while Lauderhill and Tamarac are costlier by $129 and $75 respectively for similar homes.

Sunrise, FL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 3,413 15.0% $174
$50,000 to $59,999 1,088 4.0% $384
$60,000 to $69,999 585 2.0% $477
$70,000 to $79,999 593 2.0% $547
$80,000 to $89,999 709 3.0% $629
$90,000 to $99,999 663 2.0% $699
$100,000 to $124,999 2,025 9.0% $815
$125,000 to $149,999 1,542 6.0% $1013
$150,000 to $174,999 2,572 11.0% $1199
$175,000 to $199,999 1,807 8.0% $1386
$200,000 to $249,999 3,371 15.0% $1665
$250,000 to $299,999 2,307 10.0% $2038
$300,000 to $399,999 1,535 6.0% $2586

Renters Insurance in Sunrise

  • Average Renters Insurance in Sunrise :  $155($12/month)

  • Median Gross Rent in Sunrise :  $1,255

  • Sunrise Renters Insurance to Median Rent Ratio:  0.96%

  • Renter occupied housing units in Sunrise :  8,733

Sunrise Renters Insurance as a Percentage of Rent

Sunrise Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 94 1.0% $788
$300 to $499 121 1.0% $1238
$500 to $749 234 2.0% $1913
$750 to $999 1,618 19.0% $2663
$1,000 to $1,499 3,838 45.0% $3788
$1,500 or more 2,405 28.0% $5438

Rent Affordability in Sunrise:

Approximately 50.0% (4,417) of households are spending more than 35% of their income on gross rent in Sunrise

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 462 5.0%
15.0 to 19.9 percent 742 8.0%
20.0 to 24.9 percent 1,184 13.0%
25.0 to 29.9 percent 1,015 11.0%
30.0 to 34.9 percent 913 10.0%
35.0 percent or more 4,417 50.0%

Sunrise Renters Insurance Discounts:

Sunrise Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Sunrise, FL Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 4,093 46.0% $15.5
2 vehicles available 2,943 33.0% $23.25
3 or more vehicles available 771 8.0% $31.0

Sunrise Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 395 4.0% $125
60 to 64 years 342 3.0% $100
65 to 74 years 531 6.0% $81
75 years and over 569 6.0% $62

Protective device discount in Sunrise Up to :  $23

Claims-free discount in Sunrise Up to :  $31