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Summerville, SC Home Values & Insurance Rates

Summerville, SC Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,944 7.0% $116
$50,000 to $59,999 326 1.0% $240
$60,000 to $69,999 371 1.0% $299
$70,000 to $79,999 443 1.0% $349
$80,000 to $89,999 583 2.0% $390
$90,000 to $99,999 613 2.0% $440
$100,000 to $124,999 2,734 9.0% $506
$125,000 to $149,999 3,697 13.0% $639
$150,000 to $174,999 3,781 13.0% $756
$175,000 to $199,999 3,543 12.0% $872
$200,000 to $249,999 4,525 16.0% $1047
$250,000 to $299,999 2,466 8.0% $1279
$300,000 to $399,999 2,697 9.0% $1628

Summerville Renters Insurance as a Percentage of Rent

Summerville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 134 1.0% $787
$300 to $499 333 2.0% $1237
$500 to $749 1,881 15.0% $1912
$750 to $999 3,928 33.0% $2662
$1,000 to $1,499 4,228 35.0% $3787
$1,500 or more 1,238 10.0% $5437

Example Summerville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceTravelersState Farm
Monthly Premium 94109116
Year Built 198220021998
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $150000-$175000$200000-$250000$175000-$200000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Top Home Insurance Agents Near Summerville, SC

Home Insurance Company Near Summerville, SC Homeowners Insurance Agency Near Summerville, SC Address Distance from Summerville, SC (miles)
Liberty Mutual Independent Ais Insurance 864 Lowcountry Blvd Ste B, MT PLEASANT, SC, 29464 23.2
Allstate Bill Baker 4892 Ashley Phosphate Rd Ste B, Charleston, SC, 29418 8.7
Travelers Drivers Choice Insurance Services Llc 1836 ASHLEY RIVER RD STE 2, CHARLESTON, SC, 29407 16.4
State Farm Emily Laplante 3575 Maybank Highway Suite H, Johns Island, SC, 29455-4871 18.2
State Farm Rick Iriart 669 Marina Dr Ste A4, Daniel Island, SC, 29492-8120 18.5

Estimated Home Insurance By Street Area Near Summerville, SC

Summerville Area Estimated House Insurance
Colleton Ave, Old Trolley Rd, Grande Belle Ln, Tidewater Dr, Vickie St, Alma Dr, Blueridge Trl, Guilford Dr, Cherry Pl, Branton Dr$835
Christina Ln, Ladson Rd, Cat Tail Pond Rd, Winningham Rd, Co Rd S-18-748, Vernon Pl, Linda Ln, Maidstone Dr, Cassels Ln, Rice Mill Dr$841
Corey Blvd, Cobley Pl, Malvasia Ct, Blackberry Ln, Mary St, Goldfinch Ln, Co Rd S-18-732, Elizabeth St, Felix St, Bob's Lake Rd$818
Holly Berry Ln, Ashton Cove, Ashley River Dr, E Liberty Meadows Dr, Kody Ln, Dan Miler Ln, Mayfair Ct, Wando Dr, Foxglove Ave, Clairmont Ln$862
Tyvola Dr, Preston Ave, Co Rd S-18-453, Weathers Ct, Breeders Cup Dr, Lee St, Action Ln, Louise Ct, Warrell Cir, Kirksey Dr$855
Jo Fur Ln, Pheasant Run Rd, Meadowbrook Ct, Sageborough Dr, Co Rd S-18-650, Plantation House Rd, Louis St, Shadowglen Dr, Sandpiper Dr, McAlheney Dr$869
Harlesden Ln, Willet Dr, Oakmont Ave, Willowbend Ln, Rice Cir, Co Rd S-18-700, W Butternut Rd, Germander Ave, Co Rd S-18-648, Co Rd S-18-452$816
Waxhaw Cir, Co Rd S-18-58, Joyce Ln, Flamingo Dr, Hardee Ave, Noble Dr, Willoway Cir, Laurens Ct, Wicker Ct, Clover Ave$833
Simons Ave Exd, Jackson St, Appian Way, Bernay Ct, Knight Ave, Coventry Ct, Two Pond Loop, Limehouse Dr, Amaranth Ave, Canvasback Dr$812
Co Rd S-18-390, Wannamaker Ave, Claussen St, Co Rd S-10-881, David Dr, W Richardson Ave, Fire Fly Ln, Cooper's Ridge Blvd, N Split Oak Ct, Blufton Ct$812

Summerville, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Summerville Homeowner Insurance Premium Example $2,500$1,900
Out of Pocket Expense During Claim$1,400$4,400
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $18,900$17,700
Net Savings to Summerville Home Owner from High Deductible Plan $1,200

Summerville, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Summerville, SC Home Replacement Value MORE than Home Value Summerville, SC Home Replacement Value LESS than Home Value
Replacement Value $167,000 $107,500
Insurance Premium based on Replacement Value $1,575 $1,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,000 Risk Exposure from Under Insuring Coverage is $25,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $325/year