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Stone Mountain, GA Home Values & Insurance Rates

Stone Mountain, GA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 438 5.0% $151
$50,000 to $59,999 174 2.0% $320
$60,000 to $69,999 259 3.0% $391
$70,000 to $79,999 333 4.0% $453
$80,000 to $89,999 519 6.0% $515
$90,000 to $99,999 352 4.0% $577
$100,000 to $124,999 1,116 15.0% $666
$125,000 to $149,999 989 13.0% $835
$150,000 to $174,999 1,030 13.0% $986
$175,000 to $199,999 628 8.0% $1146
$200,000 to $249,999 914 12.0% $1377
$250,000 to $299,999 267 3.0% $1680
$300,000 to $399,999 402 5.0% $2142

Stone Mountain Renters Insurance as a Percentage of Rent

Stone Mountain Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 276 3.0% $1263
$500 to $749 2,041 29.0% $1938
$750 to $999 2,836 40.0% $2688
$1,000 to $1,499 1,308 18.0% $3813
$1,500 or more 428 6.0% $5463

Example Stone Mountain Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyTravelersFarmers Insurance
Monthly Premium 3611481
Year Built 201119711992
Home Details 2 Beds, 1 Baths5 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$400000-$500000$200000-$250000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Top Home Insurance Agents Near Stone Mountain, GA

Home Insurance Company Near Stone Mountain, GA Homeowners Insurance Agency Near Stone Mountain, GA Address Distance from Stone Mountain, GA (miles)
Neil Oliver Insurance Agency 26 Lakeshore Dr. Jackson, Jackson, GA, 30233 44.6
State Farm Clyde Hill 1115 Rock Chapel Rd Ste C, Lithonia, GA, 30058-6717 5.8
Travelers Georgia Farm Bureau Brokerage Inc 9097 HWY 5, DOUGLASVILLE, GA, 30134 35.0
Travelers Siegel Insurance 2987 Clairmont Rd, Ne Suite 425 , Atlanta, GA, 30329 9.0
Travelers The Hart Smith Company 1062 THOMPSON BRIDGE RD STE B-14, GAINESVILLE, GA, 30501 39.6


Estimated Home Insurance By Street Area Near Stone Mountain, GA

Stone Mountain Area Estimated House Insurance
Stonewood Dr, Spring Dr, Beresford Cir, Renota Ct, Fellswood Ct, Ridgemere Ct, Deer Ridge Dr, Garden Walk Dr, Savannah Ter, Devon Trce$869
Pepperwood Dr, Stone Run, S Malton Ct, Baltic Ct, Mariners Dr, Silver Hill Rd, Lakeview Dr, Old Rockbridge Rd, Arbour Ct, Goldsmith Rd$900
Registry Bluff, Cedar Keys Ln, Olive Rd, Orchards Walk, Fellswood Dr, Andiron Ct, Wynmeadow Dr, Meadow Rock Dr, Redwood Ct, N Deshong Rd$900
2nd St, Trace Ter, Englewood Dr, Randalwood Ct, Minute Ct, Wynpine Pt, Millstone Ln, Monteagle Trce, Oakridge Dr, Registry Chase$900
San Miguel Dr, Eagle Springs Way, Stonehaven Way, Briers Way, Woodland Forest Ln, W Clubhouse Cir, Tracy Ct, Old Highgate Entry, Kenilworth Dr, Old Countryside Cir W$875

Stone Mountain, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Stone Mountain Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,500$5,900
Net Savings to Stone Mountain Home Owner from High Deductible Plan $600

Stone Mountain, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Stone Mountain, GA Home Replacement Value MORE than Home Value Stone Mountain, GA Home Replacement Value LESS than Home Value
Replacement Value $132,500 $79,000
Insurance Premium based on Replacement Value $750 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,000 Risk Exposure from Under Insuring Coverage is $25,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $150/year