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Sterling Heights, MI Home Values & Insurance Rates

Sterling Heights, MI Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,484 6.0% $122
$50,000 to $59,999 415 1.0% $260
$60,000 to $69,999 511 1.0% $321
$70,000 to $79,999 903 2.0% $367
$80,000 to $89,999 1,281 3.0% $420
$90,000 to $99,999 1,145 3.0% $466
$100,000 to $124,999 5,482 14.0% $543
$125,000 to $149,999 5,450 14.0% $680
$150,000 to $174,999 8,295 22.0% $803
$175,000 to $199,999 4,126 11.0% $933
$200,000 to $249,999 4,143 11.0% $1116
$250,000 to $299,999 1,639 4.0% $1369
$300,000 to $399,999 1,269 3.0% $1736

Sterling Heights Renters Insurance as a Percentage of Rent

Sterling Heights Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 363 3.0% $785
$300 to $499 438 3.0% $1235
$500 to $749 3,005 27.0% $1910
$750 to $999 3,319 29.0% $2660
$1,000 to $1,499 2,647 23.0% $3785
$1,500 or more 1,215 10.0% $5435

Example Sterling Heights Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceState Farm
Monthly Premium 864661
Year Built 198120091971
Home Details 5 Beds, 2 Baths2 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $250000-$300000$125000-$150000$150000-$175000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Top Home Insurance Agents Near Sterling Heights, MI

Home Insurance Company Near Sterling Heights, MI Homeowners Insurance Agency Near Sterling Heights, MI Address Distance from Sterling Heights, MI (miles)
Brad Hoffman Agency Incorporated 102 S Leroy, Fenton, MI, 48430 37.3
Wells Fargo Insurance Services Usa 4000 Town Center 4000 Town Center, Southfield, MI, 48075 13.0
State Farm Georgia Burger 724 W 11 Mile Rd, Royal Oak, MI, 48067-2411 8.8
Allstate Jill Gale Underwood 8130 N Canton Center Rd, Canton, MI, 48187 28.5
Allstate Ray Moulden 26013 Coolidge Hwy, Oak Park, MI, 48237 10.3


Estimated Home Insurance By Street Area Near Sterling Heights, MI

Sterling Heights Area Estimated House Insurance
Gemini Dr, Pollard Dr, Urbana Dr, Helena Ave, Charity Dr, Clearview Cir, Gannett Dr, Brockham Way, la Grange Dr, Hartwell Dr$777
Mystic Forest Dr, Remie Dr, Curwood Dr, Kebbe Dr, Coachwood Dr, Amberwood Dr, Mary Grove Dr, Chesley Dr, Ridgecroft Dr, Groth Dr$757
Vega Dr, Kent Dr, Martha St, Radner Dr, Peachtree Dr, Mandale Dr, Meadowlake Dr, Darlene Dr, Trellis Dr, Wilmette Dr$779
Balfour Dr, Manning Ct, Dogwood Dr, Heidi Dr, Duke Dr, Burningbush Dr, N Central Dr, Cherry Creek Ln, Southpointe Dr, Minster Ct$808
Carmel Dr, Triangle Dr, Marne Ave, Roxbury Dr, Salvatore Dr, Whispering Ln, Carriage Dr, Blackstone Dr, Monticello Dr, Reese Dr$757
Almont Dr W, Fairmont Ct, Noll St, Harvard Dr, Chris Dr, Bangor Dr, Sebring Dr, Juanita Dr, Westminister Dr, Fallen Tree Dr$779
Angeline Dr, Winona Dr, Engleside Dr, Constitution, Hazelwood Dr, Shaver Ct, Zofia, Essen Dr, Parkwood Ave, Eva Ct$775
Ketsin St, Lords Dr, Winterfield Dr, Camden Dr, Sterritt St, Commerce Dr, Daily Dr, Geraldine Ct, Timmy Dr, Sesame Dr$787
Whitehall Dr, Little John Dr, Brightside Ct, Oxford Ct, Early St, Malibu Dr, Garden Way Dr, Dylan, Davison St, Xavier Dr$772
Grindley Dr, Le Mans Ave, Orion Dr, Creek Dr, Silver Dr, Cullen, Kirkton Dr, Burlington Dr, Kerner Dr, Viola Dr$820

Sterling Heights, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Sterling Heights Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,600$6,000
Net Savings to Sterling Heights Home Owner from High Deductible Plan $600

Sterling Heights, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sterling Heights, MI Home Replacement Value MORE than Home Value Sterling Heights, MI Home Replacement Value LESS than Home Value
Replacement Value $254,000 $167,500
Insurance Premium based on Replacement Value $1,250 $825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $39,000 Risk Exposure from Under Insuring Coverage is $47,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $175/year