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State College, PA Home Values & Insurance Rates

State College, PA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 45 2.0% $69
$90,000 to $99,999 22 1.0% $276
$100,000 to $124,999 95 4.0% $322
$125,000 to $149,999 25 1.0% $407
$150,000 to $174,999 185 9.0% $476
$175,000 to $199,999 179 8.0% $553
$200,000 to $249,999 484 23.0% $669
$250,000 to $299,999 511 25.0% $815
$300,000 to $399,999 446 22.0% $1038

State College Renters Insurance as a Percentage of Rent

State College Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 626 6.0% $1217
$500 to $749 2,138 22.0% $1892
$750 to $999 3,081 32.0% $2642
$1,000 to $1,499 1,870 19.0% $3767
$1,500 or more 1,874 19.0% $5417

Example State College Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateLiberty Mutual
Monthly Premium 12210350
Year Built 196719911941
Home Details 4 Beds, 3 Baths5 Beds, 2 Baths3 Beds, 2 Baths
Coverage Amount $300000-$350000$250000-$300000$200000-$250000
Deductible $1000-$2500 Deductible$500- $1000 Deductible> $10,000 Deductible

Top Home Insurance Agents Near State College, PA

Home Insurance Company Near State College, PA Homeowners Insurance Agency Near State College, PA Address Distance from State College, PA (miles)
Infinity Insurance Management Service Llc 100 Radnor Rd State College, College Township, PA, 16801 1.9
Erie Jeff Lantzy Insurance Inc. 2002 Bigler Avenue, Northern Cambria, PA, 15714 49.0
Allstate Kratzer Insurance 26 Millrace Rd 26 Millrace Rd Mount Pleasant Mills, Mount Pleasant M, PA, 17853 44.7
Travelers Martin G Kyper Insurance 402 PENN ST, HUNTINGDON, PA, 16652 22.7
Erie Solensky Insurance Agency Inc. 3119 Pleasant Valley Blvd Suite 1, Altoona, PA, 16602 35.4

Estimated Home Insurance By Street Area Near State College, PA

State College Area Estimated House Insurance
Legion Ln, Pollock Rd, Waupelani Dr, E Nittany Ave, Hillcrest Ave, S Gill St, E Pollock Rd, Graduate Cir, Glenn Rd, Hart Cir$None
S Barnard St, W Mitchell Ave, W Branch Rd, Highlandon Ct, W Prospect Ave, Bayfield Ct, Ferguson Aly, S Glenn Cir, Arbor Way, Wintergreen Cir$793
Fry Dr, S Garner St, Suzy Cir, Hetzel St, W Beaver Ave, Grace St, Bigler Rd, W Foster Ave, S Garner St, I Aly$736
Kelly Aly, Ashwicken Ct N, Bayberry Dr, Country Club Rd, W South Hills Ave, Hiester St, Smithfield Cir, Colonial Ct, Westview Ave, Wheatfield Dr$756
Redgate Rd, Rosa Ln, W Foster Ave, Aikens Pl, Easterly Pkwy, Walnut Spring Ln, E South Hills Ave, Clay Ln, M Aly, T335$762

State College, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly State College Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,000$5,400
Net Savings to State College Home Owner from High Deductible Plan $600

State College, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario State College, PA Home Replacement Value MORE than Home Value State College, PA Home Replacement Value LESS than Home Value
Replacement Value $317,500 $177,000
Insurance Premium based on Replacement Value $1,525 $850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $69,000 Risk Exposure from Under Insuring Coverage is $71,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $325/year